ACA plans available
119
Plan year 2026
2026 data Public-data reference. official source
Cuyahoga, Ohio Health Insurance
Open-data reference.
119 ACA plans from 8 issuers - Plan year 2026
Cuyahoga, Ohio offers 119 ACA marketplace plans from 8 issuers for plan year 2026. Bronze plans start at $355/mo and Silver plans start at $401/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$509
Avg Silver Premium/mo
$402
Benchmark Premium/mo
+31.6%
Year-over-Year Change
$5,073
Avg Deductible
What the Numbers Say About Cuyahoga
Cuyahoga, Ohio has 119 ACA marketplace plans offered by 8 issuers for plan year 2026. The average Silver-tier premium comes in at $509/mo for a 27-year-old non-tobacco user, with the lowest Silver at $401 and the highest at $613. Bronze plans start at $355/mo, useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.
The benchmark (second-lowest Silver) premium is $402/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $5,073 and the average out-of-pocket maximum is $9,177 - numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Cuyahoga shifted by +31.6%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 8 issuers active in Cuyahoga, consumers have meaningful competition to pressure premiums lower. Every plan sold in Cuyahoga is HMO -- there's no alternative network type in this county, so weigh HMO's referral rules and out-of-network coverage before enrolling. This page is informational only and is not insurance, medical, or tax advice, verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Bronze
3 plans$374/mo avg
$355 - $406
Silver
37 plans$509/mo avg
$401 - $613
Gold
40 plans$592/mo avg
$464 - $710
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Cuyahoga is $402/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
8
Competitive market
Benchmark Silver
$402 /mo
Sets your subsidy ceiling
Avg deductible
$5,073
Across all metal tiers
Cuyahoga ACA plans by premium and deductible
Each marker is the Cuyahoga average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for Cuyahoga, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in Cuyahoga
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Molina Healthcare | 19 | $414/mo |
| UnitedHealthcare | 17 | $565/mo |
| Ambetter from Buckeye Health Plan | 16 | $495/mo |
| Oscar Insurance Corporation of Ohio | 16 | $594/mo |
| Antidote Health Plan of Ohio, Inc. | 15 | $459/mo |
| CareSource | 13 | $546/mo |
| MedMutual | 12 | $485/mo |
| Anthem Blue Cross and Blue Shield | 11 | $445/mo |
All Plans in Cuyahoga
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield | Bronze | HMO | $354.70 | $432.54 | $10,600 | $10,600 |
| Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield | Bronze | HMO | $359.50 | $438.39 | $10,600 | $10,600 |
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Bronze | HMO | $406.29 | $495.46 | $10,600 | $10,600 |
| Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. | Expanded Bronze | HMO | $327.19 | $399.00 | $8,700 | $10,600 |
| Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. | Expanded Bronze | HMO | $336.89 | $410.83 | $8,700 | $10,600 |
| Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. | Expanded Bronze | HMO | $350.27 | $427.14 | $8,000 | $10,600 |
| Molina Bronze Saver 7000 Molina Healthcare | Expanded Bronze | HMO | $350.73 | $427.71 | $7,000 | $10,200 |
| Molina Bronze Standard Molina Healthcare | Expanded Bronze | HMO | $353.71 | $431.34 | $7,500 | $10,000 |
| Molina Bronze Saver 7000 Plus with Adult Vision Molina Healthcare | Expanded Bronze | HMO | $353.75 | $431.39 | $7,000 | $10,200 |
| Bronze Standard Antidote Health Plan of Ohio, Inc. | Expanded Bronze | HMO | $355.82 | $433.91 | $7,500 | $10,000 |
| Bronze $8,300 w/ Virtual & Wellness ON-EX MedMutual | Expanded Bronze | HMO | $359.91 | $438.90 | $8,300 | $10,000 |
| Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. | Expanded Bronze | HMO | $359.99 | $438.99 | $8,000 | $10,600 |
| Low Premium Bronze 10600 $25 Generic Drugs CareSource | Expanded Bronze | HMO | $362.41 | $441.94 | $10,600 | $10,600 |
| Molina Bronze Enhanced 3500 Molina Healthcare | Expanded Bronze | HMO | $363.05 | $442.73 | $3,500 | $9,950 |
| Molina Bronze Saver 7000 Plus with Adult Dental and Vision Molina Healthcare | Expanded Bronze | HMO | $364.06 | $443.96 | $7,000 | $10,200 |
| Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness CareSource | Expanded Bronze | HMO | $365.35 | $445.53 | $10,600 | $10,600 |
| Molina Bronze Enhanced 3500 Plus with Adult Vision Molina Healthcare | Expanded Bronze | HMO | $366.07 | $446.41 | $3,500 | $9,950 |
| Bronze $8,300 w/ Adult Dental ON-EX MedMutual | Expanded Bronze | HMO | $367.31 | $447.93 | $8,300 | $10,000 |
| Bronze 7500 $25 Generic Drugs CareSource | Expanded Bronze | HMO | $373.38 | $455.33 | $7,500 | $10,000 |
| Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield | Expanded Bronze | HMO | $374.74 | $456.99 | $6,000 | $10,600 |
| Bronze Standard w/ Virtual & Wellness MedMutual | Expanded Bronze | HMO | $375.88 | $458.38 | $7,500 | $10,000 |
| Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision Molina Healthcare | Expanded Bronze | HMO | $376.37 | $458.98 | $3,500 | $9,950 |
| Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness CareSource | Expanded Bronze | HMO | $376.38 | $458.98 | $7,500 | $10,000 |
| Bronze HSA $7,300 ON-EX MedMutual | Expanded Bronze | HMO | $378.61 | $461.70 | $7,300 | $7,300 |
| Anthem Bronze Pathway 8500 for HSA Anthem Blue Cross and Blue Shield | Expanded Bronze | HMO | $382.39 | $466.32 | $8,500 | $8,500 |
| Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield | Expanded Bronze | HMO | $384.05 | $468.34 | $7,500 | $10,000 |
| Standard Expanded Bronze Ambetter from Buckeye Health Plan | Expanded Bronze | HMO | $416.12 | $507.45 | $7,500 | $10,000 |
| Everyday Bronze Ambetter from Buckeye Health Plan | Expanded Bronze | HMO | $416.89 | $508.39 | $8,450 | $10,150 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $428.21 | $522.19 | $7,500 | $10,000 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from Buckeye Health Plan | Expanded Bronze | HMO | $428.94 | $523.08 | $7,500 | $10,000 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Buckeye Health Plan | Expanded Bronze | HMO | $429.74 | $524.05 | $8,450 | $10,150 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $440.60 | $537.30 | $7,500 | $10,000 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $443.29 | $540.57 | $0 | $10,600 |
| Choice Bronze HSA Ambetter from Buckeye Health Plan | Expanded Bronze | HMO | $450.42 | $549.28 | $7,250 | $7,250 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $455.68 | $555.69 | $0 | $10,600 |
| Choice Bronze HSA + Vision + Adult Dental Ambetter from Buckeye Health Plan | Expanded Bronze | HMO | $464.30 | $566.20 | $7,250 | $7,250 |
| Bronze Classic Standard | Cleveland Clinic Oscar Insurance Corporation of Ohio | Expanded Bronze | HMO | $530.55 | $646.99 | $7,500 | $10,000 |
| Bronze Classic PCP Saver | Cleveland Clinic Oscar Insurance Corporation of Ohio | Expanded Bronze | HMO | $538.41 | $656.57 | $7,750 | $9,750 |
| Bronze Simple Diabetes | Cleveland Clinic Oscar Insurance Corporation of Ohio | Expanded Bronze | HMO | $543.17 | $662.38 | $5,500 | $10,150 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic Oscar Insurance Corporation of Ohio | Expanded Bronze | HMO | $547.34 | $667.46 | $5,500 | $10,150 |
| Bronze Simple HSA | Cleveland Clinic Oscar Insurance Corporation of Ohio | Expanded Bronze | HMO | $547.79 | $668.01 | $5,000 | $8,000 |
| Bronze Simple Chronic Care CKM | Cleveland Clinic Oscar Insurance Corporation of Ohio | Expanded Bronze | HMO | $551.17 | $672.13 | $5,500 | $10,150 |
| Molina Silver Saver with Four Free PCP Visits Molina Healthcare | Silver | HMO | $401.23 | $489.29 | $7,000 | $10,150 |
| Molina Silver Core Molina Healthcare | Silver | HMO | $402.23 | $490.51 | $6,000 | $8,990 |
| Molina Silver Core Plus with Adult Vision Molina Healthcare | Silver | HMO | $405.29 | $494.24 | $6,000 | $8,990 |
| Molina Silver Standard Molina Healthcare | Silver | HMO | $408.33 | $497.94 | $6,000 | $8,900 |
| Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare | Silver | HMO | $415.75 | $507.00 | $6,000 | $8,990 |
| Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. | Silver | HMO | $417.81 | $509.51 | $7,500 | $10,600 |
| Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. | Silver | HMO | $427.52 | $521.35 | $7,500 | $10,600 |
| Silver 6000 $20 Generic Drugs CareSource | Silver | HMO | $444.77 | $542.38 | $6,000 | $8,900 |
| Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. | Silver | HMO | $452.43 | $551.72 | $6,500 | $10,600 |
| Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. | Silver | HMO | $462.14 | $563.56 | $6,500 | $10,600 |
| Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield | Silver | HMO | $465.24 | $567.34 | $5,000 | $8,950 |
| Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield | Silver | HMO | $472.76 | $576.52 | $6,000 | $8,900 |
| Silver Standard Antidote Health Plan of Ohio, Inc. | Silver | HMO | $480.32 | $585.74 | $6,000 | $8,900 |
| Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield | Silver | HMO | $482.65 | $588.57 | $4,000 | $9,200 |
| Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield | Silver | HMO | $487.44 | $594.41 | $4,000 | $9,200 |
| Silver $5,800 w/ Virtual & Wellness ON-EX MedMutual | Silver | HMO | $496.24 | $605.15 | $5,800 | $9,800 |
| Anthem Silver Pathway 5500 for HSA Anthem Blue Cross and Blue Shield | Silver | HMO | $504.72 | $615.48 | $5,500 | $5,500 |
| Silver Standard w/ Virtual & Wellness MedMutual | Silver | HMO | $508.32 | $619.88 | $6,000 | $8,900 |
| Silver $5,000 w/ Virtual & Wellness ON-EX MedMutual | Silver | HMO | $508.71 | $620.35 | $5,000 | $8,500 |
| Standard Silver Ambetter from Buckeye Health Plan | Silver | HMO | $511.94 | $624.29 | $6,000 | $8,900 |
| Silver $5,000 w/ Adult Dental ON-EX MedMutual | Silver | HMO | $518.83 | $632.70 | $5,000 | $8,500 |
| Complete Silver Ambetter from Buckeye Health Plan | Silver | HMO | $520.51 | $634.75 | $5,950 | $8,850 |
| Standard Silver + Vision + Adult Dental Ambetter from Buckeye Health Plan | Silver | HMO | $527.71 | $643.53 | $6,000 | $8,900 |
| Complete Silver + Vision + Adult Dental Ambetter from Buckeye Health Plan | Silver | HMO | $536.56 | $654.31 | $5,950 | $8,850 |
| UHC Silver Standard (No Referrals) UnitedHealthcare | Silver | HMO | $555.56 | $677.49 | $6,000 | $8,900 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) UnitedHealthcare | Silver | HMO | $558.33 | $680.87 | $3,250 | $10,600 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Silver | HMO | $562.51 | $685.96 | $0 | $9,800 |
| UHC Silver Standard+ (Dental + Vision, No Referrals) UnitedHealthcare | Silver | HMO | $567.96 | $692.60 | $6,000 | $8,900 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Silver | HMO | $570.73 | $695.98 | $3,250 | $10,600 |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Silver | HMO | $574.90 | $701.07 | $0 | $9,800 |
| Silver Simple Diabetes | Cleveland Clinic Oscar Insurance Corporation of Ohio | Silver | HMO | $588.37 | $717.50 | $6,500 | $10,000 |
| Silver Simple PCP Saver | Cleveland Clinic Oscar Insurance Corporation of Ohio | Silver | HMO | $588.92 | $718.17 | $5,750 | $10,150 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic Oscar Insurance Corporation of Ohio | Silver | HMO | $591.07 | $720.78 | $6,200 | $9,600 |
| Silver Classic Standard | Cleveland Clinic Oscar Insurance Corporation of Ohio | Silver | HMO | $593.43 | $723.67 | $6,000 | $8,900 |
| Silver Simple Chronic Care CKM | Cleveland Clinic Oscar Insurance Corporation of Ohio | Silver | HMO | $596.40 | $727.29 | $5,900 | $10,150 |
| Silver Simple Women's Health with Menopause Benefits | Cleveland Clinic Oscar Insurance Corporation of Ohio | Silver | HMO | $600.65 | $732.47 | $6,000 | $10,150 |
| Silver Elite Saver Plus | Cleveland Clinic Oscar Insurance Corporation of Ohio | Silver | HMO | $612.71 | $747.18 | $0 | $9,750 |
| Molina Gold Core 1640 Molina Healthcare | Gold | HMO | $464.23 | $566.12 | $1,640 | $8,100 |
| Molina Gold Enhanced 895 Molina Healthcare | Gold | HMO | $465.80 | $568.03 | $895 | $8,700 |
| Molina Gold Core 1640 Plus with Adult Vision Molina Healthcare | Gold | HMO | $467.25 | $569.80 | $1,640 | $8,100 |
| Molina Gold Enhanced 895 Plus with Adult Vision Molina Healthcare | Gold | HMO | $468.82 | $571.70 | $895 | $8,700 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare | Gold | HMO | $477.56 | $582.36 | $1,640 | $8,100 |
| Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare | Gold | HMO | $479.12 | $584.27 | $895 | $8,700 |
| Molina Gold Standard Molina Healthcare | Gold | HMO | $484.77 | $591.16 | $2,000 | $8,200 |
| Clear Gold Ambetter from Buckeye Health Plan | Gold | HMO | $510.17 | $622.13 | $1,200 | $9,150 |
| Standard Gold Ambetter from Buckeye Health Plan | Gold | HMO | $523.48 | $638.37 | $2,000 | $8,200 |
| Clear Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan | Gold | HMO | $525.89 | $641.30 | $1,200 | $9,150 |
| Standard Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan | Gold | HMO | $539.61 | $658.04 | $2,000 | $8,200 |
| Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. | Gold | HMO | $539.97 | $658.48 | $3,500 | $9,000 |
| Complete Gold Ambetter from Buckeye Health Plan | Gold | HMO | $547.78 | $667.99 | $1,450 | $7,500 |
| Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. | Gold | HMO | $550.03 | $670.74 | $3,500 | $9,000 |
| Complete Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan | Gold | HMO | $564.66 | $688.58 | $1,450 | $7,500 |
| Gold Standard w/ Virtual & Wellness MedMutual | Gold | HMO | $567.52 | $692.08 | $2,000 | $8,200 |
| Gold $500 w/ Virtual & Wellness ON-EX MedMutual | Gold | HMO | $575.31 | $701.58 | $500 | $7,500 |
| Gold $1,000 w/ Virtual & Wellness ON-EX MedMutual | Gold | HMO | $576.09 | $702.53 | $1,000 | $8,000 |
| Gold $1,000 w/ Adult Dental ON-EX MedMutual | Gold | HMO | $586.61 | $715.35 | $1,000 | $8,000 |
| Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. | Gold | HMO | $594.11 | $724.50 | $3,000 | $9,000 |
| Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. | Gold | HMO | $604.17 | $736.76 | $3,000 | $9,000 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services CareSource | Gold | HMO | $622.08 | $758.61 | $3,000 | $8,500 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource | Gold | HMO | $625.02 | $762.19 | $3,000 | $8,500 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services CareSource | Gold | HMO | $626.93 | $764.52 | $3,000 | $8,500 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource | Gold | HMO | $629.87 | $768.11 | $3,000 | $8,500 |
| Gold Standard Antidote Health Plan of Ohio, Inc. | Gold | HMO | $631.25 | $769.78 | $2,000 | $8,200 |
| Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield | Gold | HMO | $631.50 | $770.10 | $2,000 | $8,200 |
| Core Gold 1500 $10 Generic Drugs CareSource | Gold | HMO | $652.21 | $795.35 | $1,500 | $8,000 |
| Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness CareSource | Gold | HMO | $655.15 | $798.94 | $1,500 | $8,000 |
| UHC Gold Standard (No Referrals) UnitedHealthcare | Gold | HMO | $660.15 | $805.03 | $2,000 | $8,200 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | HMO | $668.46 | $815.17 | $700 | $7,000 |
| Gold Classic Standard | Cleveland Clinic Oscar Insurance Corporation of Ohio | Gold | HMO | $670.29 | $817.39 | $2,000 | $8,200 |
| UHC Gold Standard+ (Dental + Vision, No Referrals) UnitedHealthcare | Gold | HMO | $672.54 | $820.14 | $2,000 | $8,200 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | HMO | $675.59 | $823.86 | $0 | $7,700 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Gold | HMO | $680.86 | $830.28 | $700 | $7,000 |
| Gold 2000 $15 Generic Drugs CareSource | Gold | HMO | $681.57 | $831.15 | $2,000 | $8,200 |
| Gold 2000 $15 Generic Drugs + Adult Vision & Fitness CareSource | Gold | HMO | $684.52 | $834.74 | $2,000 | $8,200 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Gold | HMO | $687.99 | $838.98 | $0 | $7,700 |
| Gold Elite | Cleveland Clinic Oscar Insurance Corporation of Ohio | Gold | HMO | $691.23 | $842.93 | $750 | $7,500 |
| Gold Elite Saver Plus | Cleveland Clinic Oscar Insurance Corporation of Ohio | Gold | HMO | $710.19 | $866.05 | $0 | $8,900 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $375/mo | $262 | $451 | 49 | 6 |
| 2023 | $393/mo | $312 | $480 | 56 | 7 |
| 2024 | $409/mo | $326 | $518 | 47 | 8 |
| 2025 | $410/mo | $329 | $515 | 48 | 9 |
| 2026 | $509/mo | $401 | $613 | 37 | 8 |
Frequently Asked Questions
How many ACA plans are available in Cuyahoga, OH?
There are 119 ACA marketplace plans available in Cuyahoga from 8 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Cuyahoga?
The lowest-premium plan in Cuyahoga starts at $355/mo (Bronze tier, age 27). Silver plans start at $401/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Cuyahoga?
The benchmark (second-lowest Silver) premium in Cuyahoga is $402/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Cuyahoga?
Average premiums in Cuyahoga changed by +31.6% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Cuyahoga?
The average annual deductible across all plans in Cuyahoga is $5,073, and the average out-of-pocket maximum is $9,177. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Cuyahoga?
There are 8 insurance issuers offering ACA marketplace plans in Cuyahoga, including Molina Healthcare, UnitedHealthcare, Ambetter from Buckeye Health Plan, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Cuyahoga, OH's $402/mo benchmark premium.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
