ACA plans available
152
Plan year 2026
2026 data Public-data reference. official source
Brevard, Florida Health Insurance
Open-data reference.
152 ACA plans from 8 issuers - Plan year 2026
Brevard, Florida offers 152 ACA marketplace plans from 8 issuers for plan year 2026. Bronze plans start at $445/mo and Silver plans start at $459/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$639
Avg Silver Premium/mo
$469
Benchmark Premium/mo
+41.2%
Year-over-Year Change
$4,832
Avg Deductible
What the Numbers Say About Brevard
Brevard, Florida has 152 ACA marketplace plans offered by 8 issuers for plan year 2026. The average Silver-tier premium comes in at $639/mo for a 27-year-old non-tobacco user, with the lowest Silver at $459 and the highest at $1,076. Bronze plans start at $445/mo, useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.
The benchmark (second-lowest Silver) premium is $469/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,832 and the average out-of-pocket maximum is $8,697 - numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Brevard shifted by +41.2%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 8 issuers active in Brevard, consumers have meaningful competition to pressure premiums lower. HMO is the most common network type in Brevard, with POS and EPO and PPO rounding out the alternatives. This page is informational only and is not insurance, medical, or tax advice, verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Bronze
5 plans$571/mo avg
$445 - $747
Silver
50 plans$639/mo avg
$459 - $1,076
Gold
39 plans$682/mo avg
$447 - $1,246
Platinum
9 plans$1,272/mo avg
$878 - $1,599
Catastrophic plan available: avg $333/mo (2 plans) - only for individuals under 30 or with a hardship exemption.
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Brevard is $469/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
8
Competitive market
Benchmark Silver
$469 /mo
Sets your subsidy ceiling
Avg deductible
$4,832
Across all metal tiers
Brevard ACA plans by premium and deductible
Each marker is the Brevard average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for Brevard, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in Brevard
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Florida Blue (BlueCross BlueShield FL) | 33 | $762/mo |
| Florida Health Care Plans | 23 | $524/mo |
| Ambetter Health | 19 | $462/mo |
| Health First Commercial Plans, Inc. | 18 | $447/mo |
| UnitedHealthcare | 17 | $702/mo |
| Oscar Health Maintenance Organization of Florida | 15 | $543/mo |
| Florida Blue HMO (a BlueCross BlueShield FL company) | 14 | $1,098/mo |
| Wellpoint | 13 | $569/mo |
All Plans in Brevard
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) Health First Commercial Plans, Inc. | Catastrophic | HMO | $231.16 | $281.89 | $10,600 | $10,600 |
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint | Catastrophic | HMO | $435.65 | $531.26 | $10,600 | $10,600 |
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) | Bronze | EPO | $444.53 | $542.09 | $6,150 | $10,150 |
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $535.86 | $653.46 | $10,600 | $10,600 |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $535.93 | $653.54 | $10,600 | $10,600 |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) | Bronze | PPO | $590.79 | $720.45 | $6,150 | $10,150 |
| BlueCare Bronze 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Bronze | POS | $746.60 | $910.45 | $6,150 | $10,150 |
| Gym Access IND Bronze HMO 1340 Florida Health Care Plans | Expanded Bronze | HMO | $349.97 | $426.78 | $10,150 | $10,150 |
| Everyday Bronze Ambetter Health | Expanded Bronze | HMO | $361.73 | $441.12 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter Health | Expanded Bronze | HMO | $362.84 | $442.47 | $7,500 | $10,000 |
| Bronze Value 1814 (High Value Network Savings, Open Access) Health First Commercial Plans, Inc. | Expanded Bronze | HMO | $364.54 | $444.54 | $9,800 | $10,000 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $371.52 | $453.05 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $372.65 | $454.44 | $7,500 | $10,000 |
| Gym Access IND Bronze HMO OA Standard 2450 Florida Health Care Plans | Expanded Bronze | HMO | $382.89 | $466.92 | $7,500 | $10,000 |
| Bronze Value 1814 + Adult Dental + Adult Vision (High Value Network Savings, Open Access) Health First Commercial Plans, Inc. | Expanded Bronze | HMO | $384.90 | $469.37 | $9,800 | $10,000 |
| Bronze Standard 1828 Health First Commercial Plans, Inc. | Expanded Bronze | HMO | $387.24 | $472.22 | $7,500 | $10,000 |
| Gym Access IND Bronze Standardized HMO Florida Health Care Plans | Expanded Bronze | HMO | $397.74 | $485.03 | $7,150 | $10,150 |
| Elite Bronze Ambetter Health | Expanded Bronze | HMO | $413.18 | $503.86 | $0 | $10,500 |
| Elite Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $424.36 | $517.49 | $0 | $10,500 |
| Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Health First Commercial Plans, Inc. | Expanded Bronze | HMO | $428.53 | $522.58 | $0 | $10,150 |
| Gym Access IND Bronze HMO OA 1211 Florida Health Care Plans | Expanded Bronze | HMO | $431.17 | $525.79 | $0 | $10,150 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $437.83 | $533.91 | $9,000 | $10,600 |
| Gym Access IND Bronze POS OA Standard 2450 Florida Health Care Plans | Expanded Bronze | POS | $440.32 | $536.95 | $7,500 | $10,000 |
| Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Health First Commercial Plans, Inc. | Expanded Bronze | HMO | $448.89 | $547.40 | $0 | $10,150 |
| Gym Access IND Bronze POS 1042 Florida Health Care Plans | Expanded Bronze | POS | $457.47 | $557.87 | $5,500 | $10,150 |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $461.31 | $562.55 | $7,500 | $10,000 |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $461.73 | $563.06 | $7,500 | $10,000 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $462.04 | $563.44 | $6,000 | $10,600 |
| Gym Access IND Bronze POS BC 3841 Florida Health Care Plans | Expanded Bronze | POS | $462.44 | $563.93 | $6,000 | $10,000 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $465.26 | $567.37 | $6,650 | $7,400 |
| Bronze Classic 4700 Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $465.53 | $567.70 | $4,700 | $10,150 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $467.45 | $570.04 | $5,500 | $10,150 |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $468.55 | $571.38 | $6,500 | $10,000 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $469.16 | $572.12 | $5,500 | $10,600 |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $473.16 | $577.00 | $5,500 | $10,150 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Expanded Bronze | HMO | $473.19 | $577.04 | $7,500 | $10,000 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $477.85 | $582.72 | $5,500 | $10,600 |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $488.62 | $595.85 | $0 | $9,900 |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $491.21 | $599.01 | $0 | $9,900 |
| Gym Access IND Bronze POS OA 1211 Florida Health Care Plans | Expanded Bronze | POS | $495.85 | $604.67 | $0 | $10,150 |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $496.39 | $605.32 | $0 | $9,900 |
| Bronze Elite + PCP Saver Plus Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $502.09 | $612.28 | $0 | $10,600 |
| UHC Bronze Standard UnitedHealthcare | Expanded Bronze | HMO | $561.48 | $684.71 | $7,500 | $10,000 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $581.25 | $708.81 | $7,500 | $10,000 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare | Expanded Bronze | HMO | $581.74 | $709.41 | $0 | $10,600 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $601.51 | $733.51 | $0 | $10,600 |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $612.99 | $747.51 | $7,500 | $10,000 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $618.41 | $754.14 | $6,650 | $7,400 |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $622.88 | $759.58 | $6,500 | $10,000 |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $650.60 | $793.38 | $0 | $9,900 |
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $788.36 | $961.38 | $6,650 | $7,400 |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $788.48 | $961.53 | $7,500 | $10,000 |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $806.46 | $983.45 | $6,500 | $10,000 |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $852.28 | $1,039.32 | $0 | $9,900 |
| Clarity Silver Ambetter Health | Silver | HMO | $459.36 | $560.18 | $8,000 | $8,400 |
| Silver Value 1815 ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings) Health First Commercial Plans, Inc. | Silver | HMO | $468.94 | $571.85 | $4,700 | $8,000 |
| Silver Value 1815 + Enhanced Diabetes Benefits ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings) Health First Commercial Plans, Inc. | Silver | HMO | $470.34 | $573.57 | $4,700 | $8,000 |
| Silver Standard 1829 Health First Commercial Plans, Inc. | Silver | HMO | $479.48 | $584.71 | $6,000 | $8,900 |
| Silver Value 1815 + Adult Dental + Adult Vision ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings) Health First Commercial Plans, Inc. | Silver | HMO | $489.29 | $596.68 | $4,700 | $8,000 |
| Standard Silver Ambetter Health | Silver | HMO | $489.97 | $597.50 | $6,000 | $8,900 |
| Focused Silver Ambetter Health | Silver | HMO | $495.88 | $604.71 | $6,300 | $8,400 |
| Standard Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $503.23 | $613.67 | $6,000 | $8,900 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health | Silver | HMO | $504.09 | $614.72 | $5,000 | $8,650 |
| Gym Access IND Silver HMO OA Standard 1440 Florida Health Care Plans | Silver | HMO | $507.50 | $618.88 | $6,000 | $8,900 |
| Silver 1664 (Primary Care & Specialist Copays, Open Access) Health First Commercial Plans, Inc. | Silver | HMO | $508.02 | $619.52 | $4,550 | $7,600 |
| Focused Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $509.30 | $621.07 | $6,300 | $8,400 |
| Gym Access IND Silver HMO BC 7741 Florida Health Care Plans | Silver | HMO | $517.67 | $631.28 | $3,500 | $8,900 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health | Silver | HMO | $517.73 | $631.35 | $5,000 | $8,650 |
| Gym Access IND Silver HMO BC 0941 Florida Health Care Plans | Silver | HMO | $524.30 | $639.37 | $5,000 | $8,350 |
| Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) Health First Commercial Plans, Inc. | Silver | HMO | $528.38 | $644.34 | $4,550 | $7,600 |
| Gym Access IND Silver HMO OA 1009 Florida Health Care Plans | Silver | HMO | $528.99 | $645.08 | $0 | $9,000 |
| Gym Access IND Silver POS OA Standard 1440 Florida Health Care Plans | Silver | POS | $583.65 | $711.74 | $6,000 | $8,900 |
| Gym Access IND Silver POS BC 7741 Florida Health Care Plans | Silver | POS | $595.32 | $725.97 | $3,500 | $8,900 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $595.80 | $726.56 | $4,000 | $8,100 |
| Silver Simple PCP Saver Oscar Health Maintenance Organization of Florida | Silver | HMO | $597.23 | $728.30 | $5,000 | $9,250 |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $598.43 | $729.76 | $4,000 | $8,100 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $598.75 | $730.16 | $3,500 | $10,150 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $601.15 | $733.09 | $1,850 | $9,100 |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida | Silver | HMO | $602.57 | $734.81 | $6,000 | $8,900 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida | Silver | HMO | $602.69 | $734.96 | $6,200 | $9,600 |
| Silver Simple Diabetes Oscar Health Maintenance Organization of Florida | Silver | HMO | $602.91 | $735.23 | $6,500 | $10,000 |
| Gym Access IND Silver POS BC 0941 Florida Health Care Plans | Silver | POS | $603.02 | $735.36 | $5,000 | $8,350 |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida | Silver | HMO | $603.51 | $735.96 | $6,000 | $10,150 |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $603.67 | $736.15 | $4,000 | $8,100 |
| Silver Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida | Silver | HMO | $604.09 | $736.66 | $5,900 | $10,150 |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $605.67 | $738.59 | $6,000 | $8,900 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $607.55 | $740.88 | $3,500 | $10,150 |
| Gym Access IND Silver POS OA 1009 Florida Health Care Plans | Silver | POS | $608.34 | $741.85 | $0 | $9,000 |
| Silver Elite Oscar Health Maintenance Organization of Florida | Silver | HMO | $610.64 | $744.65 | $5,000 | $9,750 |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Silver | HMO | $611.86 | $746.15 | $6,000 | $8,900 |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $612.51 | $746.94 | $3,125 | $8,100 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $709.21 | $864.85 | $4,500 | $9,900 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $728.97 | $888.96 | $4,500 | $9,900 |
| UHC Silver Standard- UnitedHealthcare | Silver | HMO | $744.97 | $908.46 | $6,000 | $8,900 |
| UHC Silver Standard UnitedHealthcare | Silver | HMO | $745.05 | $908.56 | $6,000 | $8,900 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $754.95 | $920.63 | $2,700 | $10,350 |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare | Silver | HMO | $764.82 | $932.67 | $6,000 | $8,900 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $774.72 | $944.74 | $2,700 | $10,350 |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $955.12 | $1,164.73 | $4,000 | $8,100 |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,020.15 | $1,244.04 | $6,000 | $8,900 |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | POS | $1,027.71 | $1,253.26 | $4,000 | $8,100 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,031.99 | $1,258.47 | $3,125 | $8,100 |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | POS | $1,062.35 | $1,295.50 | $6,000 | $8,900 |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | POS | $1,076.03 | $1,312.19 | $3,125 | $8,100 |
| Gold Value 1819 ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) Health First Commercial Plans, Inc. | Gold | HMO | $446.72 | $544.76 | $2,200 | $7,950 |
| Gold Value 1819 + Enhanced Diabetes Benefits ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) Health First Commercial Plans, Inc. | Gold | HMO | $447.19 | $545.33 | $2,200 | $7,950 |
| Gold Value 1819 + Adult Dental + Adult Vision ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) Health First Commercial Plans, Inc. | Gold | HMO | $467.07 | $569.58 | $2,200 | $7,950 |
| Gold Standard 1833 Health First Commercial Plans, Inc. | Gold | HMO | $475.73 | $580.14 | $2,000 | $8,200 |
| Standard Gold Ambetter Health | Gold | HMO | $479.51 | $584.74 | $2,000 | $8,200 |
| Everyday Gold Ambetter Health | Gold | HMO | $489.89 | $597.40 | $800 | $7,250 |
| Standard Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $492.48 | $600.56 | $2,000 | $8,200 |
| Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc. | Gold | HMO | $501.73 | $611.85 | $3,000 | $8,250 |
| Everyday Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $503.14 | $613.57 | $800 | $7,250 |
| Complete Gold Ambetter Health | Gold | HMO | $506.26 | $617.37 | $1,450 | $7,500 |
| Complete Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $519.96 | $634.07 | $1,450 | $7,500 |
| Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc. | Gold | HMO | $522.09 | $636.67 | $3,000 | $8,250 |
| Gym Access IND Gold HMO H.S.A 9010 Florida Health Care Plans | Gold | HMO | $526.45 | $641.99 | $2,000 | $6,500 |
| Gym Access IND Gold HMO OA Standard 3450 Florida Health Care Plans | Gold | HMO | $542.98 | $662.14 | $2,000 | $8,200 |
| Gold Simple Oscar Health Maintenance Organization of Florida | Gold | HMO | $544.64 | $664.17 | $3,000 | $9,950 |
| Gym Access IND Gold HMO 4500 Florida Health Care Plans | Gold | HMO | $562.72 | $686.22 | $2,550 | $5,600 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida | Gold | HMO | $572.13 | $697.70 | $2,000 | $8,200 |
| Gym Access IND Gold HMO BC 5651 Florida Health Care Plans | Gold | HMO | $589.56 | $718.95 | $0 | $7,800 |
| Gym Access IND Gold POS OA Standard 3450 Florida Health Care Plans | Gold | POS | $624.43 | $761.47 | $2,000 | $8,200 |
| Gym Access IND Gold POS 55001 Florida Health Care Plans | Gold | POS | $651.29 | $794.23 | $2,800 | $8,100 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $655.12 | $798.89 | $800 | $9,000 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $661.55 | $806.74 | $800 | $9,000 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Gold | HMO | $668.56 | $815.29 | $2,000 | $8,200 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $669.51 | $816.45 | $1,400 | $5,000 |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $670.03 | $817.08 | $2,000 | $8,200 |
| Gym Access IND Gold POS BC 5651 Florida Health Care Plans | Gold | POS | $677.99 | $826.79 | $0 | $7,800 |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $685.88 | $836.41 | $1,500 | $6,450 |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $703.97 | $858.47 | $0 | $6,250 |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $706.58 | $861.65 | $0 | $6,250 |
| UHC Gold Standard UnitedHealthcare | Gold | HMO | $810.81 | $988.76 | $2,000 | $8,200 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $817.80 | $997.28 | $0 | $10,600 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $832.68 | $1,015.42 | $500 | $9,000 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Gold | HMO | $852.45 | $1,039.53 | $500 | $9,000 |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,003.77 | $1,224.07 | $2,000 | $8,200 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,027.63 | $1,253.16 | $1,500 | $6,450 |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,055.55 | $1,287.20 | $0 | $6,250 |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | POS | $1,174.57 | $1,432.34 | $2,000 | $8,200 |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | POS | $1,203.50 | $1,467.63 | $1,500 | $6,450 |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | POS | $1,245.75 | $1,519.15 | $0 | $6,250 |
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | EPO | $877.68 | $1,070.30 | $1,000 | $4,000 |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | EPO | $902.02 | $1,099.99 | $0 | $2,525 |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | EPO | $940.06 | $1,146.37 | $0 | $5,200 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,333.10 | $1,625.67 | $1,000 | $4,000 |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,371.50 | $1,672.49 | $0 | $2,525 |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,429.08 | $1,742.72 | $0 | $5,200 |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | POS | $1,469.85 | $1,792.43 | $1,000 | $4,000 |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | POS | $1,525.79 | $1,860.65 | $0 | $2,525 |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | POS | $1,599.00 | $1,949.92 | $0 | $5,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $426/mo | $360 | $654 | 49 | 6 |
| 2023 | $439/mo | $375 | $695 | 58 | 8 |
| 2024 | $453/mo | $377 | $761 | 49 | 9 |
| 2025 | $486/mo | $379 | $775 | 51 | 9 |
| 2026 | $639/mo | $459 | $1,076 | 50 | 8 |
Frequently Asked Questions
How many ACA plans are available in Brevard, FL?
There are 152 ACA marketplace plans available in Brevard from 8 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Brevard?
The lowest-premium plan in Brevard starts at $445/mo (Bronze tier, age 27). Silver plans start at $459/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Brevard?
The benchmark (second-lowest Silver) premium in Brevard is $469/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Brevard?
Average premiums in Brevard changed by +41.2% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Brevard?
The average annual deductible across all plans in Brevard is $4,832, and the average out-of-pocket maximum is $8,697. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Brevard?
There are 8 insurance issuers offering ACA marketplace plans in Brevard, including Florida Blue (BlueCross BlueShield FL), Florida Health Care Plans, Ambetter Health, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Brevard, FL's $469/mo benchmark premium.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
