ACA plans available
131
Plan year 2026
2026 data Public-data reference. official source
Collier, Florida Health Insurance
Open-data reference.
131 ACA plans from 7 issuers — Plan year 2026
Collier, Florida offers 131 ACA marketplace plans from 7 issuers for plan year 2026. Bronze plans start at $467/mo and Silver plans start at $598/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$711
Avg Silver Premium/mo
$598
Benchmark Premium/mo
+39.1%
Year-over-Year Change
$4,703
Avg Deductible
What the Numbers Say About Collier
Collier, Florida has 131 ACA marketplace plans offered by 7 issuers for plan year 2026. The average Silver-tier premium comes in at $711/mo for a 27-year-old non-tobacco user, with the lowest Silver at $598 and the highest at $1,299. Bronze plans start at $467/mo — useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.
The benchmark (second-lowest Silver) premium is $598/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,703 and the average out-of-pocket maximum is $8,778 — numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Collier shifted by +39.1%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 7 issuers active in Collier, consumers have meaningful competition to pressure premiums lower. This page is informational only and is not insurance, medical, or tax advice — verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Bronze
5 plans$572/mo avg
$467 — $743
Silver
45 plans$711/mo avg
$598 — $1,299
Gold
33 plans$777/mo avg
$606 — $1,328
Platinum
8 plans$1,369/mo avg
$1,055 — $1,798
Catastrophic plan available: avg $454/mo (1 plan) — only for individuals under 30 or with a hardship exemption.
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Collier is $598/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
7
Competitive market
Benchmark Silver
$598 /mo
Sets your subsidy ceiling
Avg deductible
$4,703
Across all metal tiers
Collier ACA plans by premium and deductible
Each marker is the Collier average for one metal tier — monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for Collier, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in Collier
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Florida Blue HMO (a BlueCross BlueShield FL company) | 39 | $730/mo |
| Ambetter Health | 19 | $601/mo |
| Molina Healthcare | 19 | $616/mo |
| UnitedHealthcare | 17 | $699/mo |
| Florida Blue (BlueCross BlueShield FL) | 14 | $1,198/mo |
| Wellpoint | 13 | $593/mo |
| Cigna Healthcare | 10 | $592/mo |
All Plans in Collier
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint | Catastrophic | HMO | $454.23 | $553.92 | $10,600 | $10,600 |
| myBlue Bronze 26M02-24 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Bronze | HMO | $466.71 | $569.13 | $10,125 | $10,150 |
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $533.83 | $650.98 | $10,600 | $10,600 |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $533.89 | $651.06 | $10,600 | $10,600 |
| BlueCare Bronze 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Bronze | POS | $583.79 | $711.91 | $6,150 | $10,150 |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) | Bronze | PPO | $743.40 | $906.55 | $6,150 | $10,150 |
| Connect Bronze Mid-South CMS Standard Cigna Healthcare | Expanded Bronze | EPO | $467.72 | $570.37 | $7,500 | $10,000 |
| Everyday Bronze Ambetter Health | Expanded Bronze | HMO | $470.92 | $574.27 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter Health | Expanded Bronze | HMO | $472.36 | $576.03 | $7,500 | $10,000 |
| Connect Bronze Mid-South 5500 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $474.78 | $578.97 | $5,500 | $9,500 |
| Connect myDiabetesCare Bronze Mid-South Cigna Healthcare | Expanded Bronze | EPO | $475.19 | $579.48 | $6,500 | $9,200 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $481.76 | $587.48 | $6,000 | $10,600 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $483.66 | $589.81 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $485.14 | $591.61 | $7,500 | $10,000 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $489.16 | $596.52 | $5,500 | $10,600 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Expanded Bronze | HMO | $493.38 | $601.66 | $7,500 | $10,000 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $498.22 | $607.56 | $5,500 | $10,600 |
| Molina Bronze Standard Molina Healthcare | Expanded Bronze | HMO | $498.58 | $608.00 | $7,500 | $10,000 |
| Molina Bronze Enhanced 3500 Molina Healthcare | Expanded Bronze | HMO | $510.81 | $622.92 | $3,500 | $9,950 |
| Molina Bronze Enhanced 3500 Pluswith Adult Vision Molina Healthcare | Expanded Bronze | HMO | $514.37 | $627.26 | $3,500 | $9,950 |
| Connect Bronze Mid-South 0 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $522.67 | $637.38 | $0 | $10,600 |
| myBlue Bronze 2322S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $526.86 | $642.49 | $7,500 | $10,000 |
| Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision Molina Healthcare | Expanded Bronze | HMO | $526.92 | $642.57 | $3,500 | $9,950 |
| myBlue Bronze 2286 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $527.84 | $643.68 | $2,350 | $10,150 |
| myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $533.67 | $650.80 | $6,000 | $10,150 |
| Elite Bronze Ambetter Health | Expanded Bronze | HMO | $537.90 | $655.95 | $0 | $10,500 |
| Elite Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $552.45 | $673.70 | $0 | $10,500 |
| Molina Bronze Premier with $0 Medical Deductible Molina Healthcare | Expanded Bronze | HMO | $558.68 | $681.30 | $0 | $10,350 |
| UHC Bronze Standard UnitedHealthcare | Expanded Bronze | HMO | $559.35 | $682.10 | $7,500 | $10,000 |
| Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision Molina Healthcare | Expanded Bronze | HMO | $562.26 | $685.66 | $0 | $10,350 |
| myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $569.04 | $693.93 | $0 | $10,150 |
| myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $572.64 | $698.31 | $0 | $10,150 |
| Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision Molina Healthcare | Expanded Bronze | HMO | $574.77 | $700.91 | $0 | $10,350 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $579.04 | $706.12 | $7,500 | $10,000 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare | Expanded Bronze | HMO | $579.53 | $706.71 | $0 | $10,600 |
| myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $580.15 | $707.48 | $0 | $10,150 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $599.22 | $730.73 | $0 | $10,600 |
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $616.44 | $751.73 | $6,650 | $7,400 |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $616.54 | $751.85 | $7,500 | $10,000 |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $630.59 | $768.99 | $6,500 | $10,000 |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $666.42 | $812.68 | $0 | $9,900 |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $771.34 | $940.62 | $7,500 | $10,000 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $778.16 | $948.94 | $6,650 | $7,400 |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $783.78 | $955.79 | $6,500 | $10,000 |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $818.67 | $998.34 | $0 | $9,900 |
| Clarity Silver Ambetter Health | Silver | HMO | $598.03 | $729.27 | $8,000 | $8,400 |
| myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $598.21 | $729.50 | $9,500 | $10,150 |
| myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $601.95 | $734.06 | $9,500 | $10,150 |
| myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $607.76 | $741.14 | $7,000 | $9,125 |
| myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $609.43 | $743.18 | $9,500 | $10,150 |
| myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $611.34 | $745.51 | $7,000 | $9,125 |
| myBlue Silver 25M02-03E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $618.81 | $754.62 | $7,000 | $9,125 |
| myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $621.91 | $758.40 | $6,400 | $9,200 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $624.28 | $761.29 | $3,500 | $10,150 |
| myBlue Silver 24M02-78V ($50 PCP Visits / $20 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $625.53 | $762.81 | $6,400 | $9,200 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $626.80 | $764.36 | $1,850 | $9,100 |
| Molina Silver Saver with Four Free PCP Visits Molina Healthcare | Silver | HMO | $631.07 | $769.57 | $7,000 | $10,150 |
| myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $632.99 | $771.91 | $6,400 | $9,200 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $633.45 | $772.47 | $3,500 | $10,150 |
| Molina Silver Core Molina Healthcare | Silver | HMO | $635.91 | $775.47 | $6,000 | $8,990 |
| Standard Silver Ambetter Health | Silver | HMO | $637.88 | $777.87 | $6,000 | $8,900 |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Silver | HMO | $637.95 | $777.96 | $6,000 | $8,900 |
| Molina Silver Core Pluswith Adult Vision Molina Healthcare | Silver | HMO | $639.46 | $779.79 | $6,000 | $8,990 |
| Focused Silver Ambetter Health | Silver | HMO | $645.57 | $787.25 | $6,300 | $8,400 |
| myBlue Silver 2010 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $649.57 | $792.13 | $2,800 | $7,675 |
| Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare | Silver | HMO | $651.97 | $795.05 | $6,000 | $8,990 |
| myBlue Silver 2010V (Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $653.21 | $796.56 | $2,800 | $7,675 |
| Standard Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $655.13 | $798.91 | $6,000 | $8,900 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health | Silver | HMO | $656.25 | $800.28 | $5,000 | $8,650 |
| Molina Silver Standard Molina Healthcare | Silver | HMO | $657.57 | $801.89 | $6,000 | $8,900 |
| myBlue Silver 2010E (Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $660.68 | $805.68 | $2,800 | $7,675 |
| Focused Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $663.03 | $808.54 | $6,300 | $8,400 |
| myBlue Silver 2323S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $667.68 | $814.21 | $6,000 | $8,900 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health | Silver | HMO | $674.01 | $821.93 | $5,000 | $8,650 |
| Connect Silver Mid-South 4500 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $699.22 | $852.67 | $4,500 | $9,350 |
| Connect Silver Mid-South 3800 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $700.36 | $854.06 | $3,800 | $9,500 |
| Connect Silver Mid-South CMS Standard Cigna Healthcare | Silver | EPO | $705.96 | $860.90 | $6,000 | $8,900 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $706.51 | $861.57 | $4,500 | $9,900 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $726.20 | $885.58 | $4,500 | $9,900 |
| UHC Silver Standard- UnitedHealthcare | Silver | HMO | $742.14 | $905.01 | $6,000 | $8,900 |
| UHC Silver Standard UnitedHealthcare | Silver | HMO | $742.22 | $905.11 | $6,000 | $8,900 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $752.08 | $917.14 | $2,700 | $10,350 |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare | Silver | HMO | $761.91 | $929.13 | $6,000 | $8,900 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $771.77 | $941.15 | $2,700 | $10,350 |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | POS | $803.60 | $979.96 | $4,000 | $8,100 |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | POS | $830.69 | $1,012.99 | $6,000 | $8,900 |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | POS | $841.38 | $1,026.03 | $3,125 | $8,100 |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,201.84 | $1,465.60 | $4,000 | $8,100 |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,283.68 | $1,565.41 | $6,000 | $8,900 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,298.58 | $1,583.57 | $3,125 | $8,100 |
| Connect Gold Mid-South 2250 Indiv Med Deductible Cigna Healthcare | Gold | EPO | $605.54 | $738.44 | $2,250 | $9,450 |
| Connect Gold Mid-South CMS Standard Cigna Healthcare | Gold | EPO | $618.92 | $754.75 | $2,000 | $8,200 |
| Standard Gold Ambetter Health | Gold | HMO | $624.25 | $761.25 | $2,000 | $8,200 |
| Everyday Gold Ambetter Health | Gold | HMO | $637.77 | $777.74 | $800 | $7,250 |
| Standard Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $641.14 | $781.85 | $2,000 | $8,200 |
| Connect Gold Mid-South 850 Indiv Med Deductible Cigna Healthcare | Gold | EPO | $647.02 | $789.02 | $850 | $8,550 |
| Everyday Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $655.02 | $798.78 | $800 | $7,250 |
| Complete Gold Ambetter Health | Gold | HMO | $659.08 | $803.72 | $1,450 | $7,500 |
| Molina Gold Enhanced 895 Molina Healthcare | Gold | HMO | $667.58 | $814.09 | $895 | $8,700 |
| Molina Gold Core 1640 Molina Healthcare | Gold | HMO | $668.07 | $814.69 | $1,640 | $8,100 |
| Molina Gold Enhanced 895 Pluswith Adult Vision Molina Healthcare | Gold | HMO | $671.13 | $818.43 | $895 | $8,700 |
| Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare | Gold | HMO | $671.66 | $819.07 | $1,640 | $8,100 |
| Complete Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $676.91 | $825.47 | $1,450 | $7,500 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $683.04 | $832.95 | $800 | $9,000 |
| Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare | Gold | HMO | $683.64 | $833.67 | $895 | $8,700 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare | Gold | HMO | $684.16 | $834.31 | $1,640 | $8,100 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $689.76 | $841.14 | $800 | $9,000 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Gold | HMO | $697.07 | $850.05 | $2,000 | $8,200 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $698.06 | $851.26 | $1,400 | $5,000 |
| Molina Gold Standard Molina Healthcare | Gold | HMO | $698.88 | $852.26 | $2,000 | $8,200 |
| myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $764.48 | $932.26 | $2,000 | $8,200 |
| myBlue Gold 2011 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $777.44 | $948.06 | $940 | $4,500 |
| UHC Gold Standard UnitedHealthcare | Gold | HMO | $807.73 | $985.00 | $2,000 | $8,200 |
| myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $811.53 | $989.63 | $0 | $6,550 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $814.70 | $993.49 | $0 | $10,600 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $829.51 | $1,011.56 | $500 | $9,000 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Gold | HMO | $849.21 | $1,035.58 | $500 | $9,000 |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | POS | $918.44 | $1,120.00 | $2,000 | $8,200 |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | POS | $941.05 | $1,147.58 | $1,500 | $6,450 |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | POS | $974.08 | $1,187.86 | $0 | $6,250 |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,263.07 | $1,540.27 | $2,000 | $8,200 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,293.09 | $1,576.87 | $1,500 | $6,450 |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,328.21 | $1,619.71 | $0 | $6,250 |
| myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | HMO | $1,054.84 | $1,286.35 | $0 | $2,250 |
| myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | HMO | $1,105.06 | $1,347.59 | $0 | $5,200 |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | POS | $1,149.32 | $1,401.56 | $1,000 | $4,000 |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | POS | $1,193.06 | $1,454.90 | $0 | $2,525 |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | POS | $1,250.31 | $1,524.71 | $0 | $5,200 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,677.47 | $2,045.62 | $1,000 | $4,000 |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,725.78 | $2,104.53 | $0 | $2,525 |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,798.24 | $2,192.89 | $0 | $5,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $507/mo | $392 | $739 | 32 | 4 |
| 2023 | $510/mo | $401 | $784 | 44 | 7 |
| 2024 | $509/mo | $437 | $850 | 36 | 7 |
| 2025 | $543/mo | $451 | $918 | 41 | 7 |
| 2026 | $711/mo | $598 | $1,299 | 45 | 7 |
Health Insurance Guides
Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum — which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount
Explore Florida ACA Data
All of Florida
Statewide premiums, every county ranked by Silver average
Cheapest states
Where ACA premiums are lowest nationwide
Estimate your subsidy
Premium tax credit calculator using your county benchmark
Frequently Asked Questions
How many ACA plans are available in Collier, FL?
There are 131 ACA marketplace plans available in Collier from 7 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Collier?
The lowest-premium plan in Collier starts at $467/mo (Bronze tier, age 27). Silver plans start at $598/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Collier?
The benchmark (second-lowest Silver) premium in Collier is $598/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Collier?
Average premiums in Collier changed by +39.1% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Collier?
The average annual deductible across all plans in Collier is $4,703, and the average out-of-pocket maximum is $8,778. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Collier?
There are 7 insurance issuers offering ACA marketplace plans in Collier, including Florida Blue HMO (a BlueCross BlueShield FL company), Ambetter Health, Molina Healthcare, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer: This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
