Wellpoint

Name: Wellpoint ACA Marketplace Plans
Creator: PlainHealthPlan
License: https://creativecommons.org/publicdomain/zero/1.0/

Compiled by PlainHealthPlan Editorial, Health Insurance Editorial Team · May 15, 2026

ACA marketplace issuer - 13 plans across 24 counties

State

Counties

Plans

$577

Avg Premium (Age 27)

The short answer

Wellpoint is a single-state ACA marketplace issuer offering 13 plans across 1 state and 24 counties. Its average age-27 premium of $577/mo runs $63 below the national marketplace average of $640/mo.

vs Market Average

Wellpoint's average premium of $577/mo is $63 below the national market average of $640/mo.

Wellpoint at a Glance

Wellpoint is an ACA marketplace issuer offering 13 plans across 1 state and 24 counties. Its average age-27 premium is $577/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Wellpoint's average premium lands about $63 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is FL with 312 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Wellpoint. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Expanded Bronze Silver Gold Catastrophic

Wellpoint average premium by metal level

The premium ladder across Wellpoint's 13 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level

Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget

Understanding ACA Subsidies

How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

All Issuers

Compare every ACA marketplace issuer by plans, states, and average premium

States with the Most Issuers

Where consumers have the most plan competition

Estimate Your Subsidy

Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does Wellpoint offer on the ACA marketplace? ▼

Wellpoint offers 13 ACA marketplace plans across 1 state and 24 counties. Plans are available in Expanded Bronze, Silver, Gold, Catastrophic metal tiers.

What is Wellpoint's average premium? ▼

Wellpoint's average monthly premium is $577 for a 27-year-old. This is $63 below the national marketplace average of $640/mo.

What plan types does Wellpoint offer? ▼

Wellpoint offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.

In which states does Wellpoint sell ACA plans? ▼

Wellpoint sells ACA marketplace plans in 1 state, covering 24 counties. The largest presence is in FL with 312 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Wellpoint or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Browse all issuers → | Rankings →

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial