Blue Cross and Blue Shield of Montana

ACA marketplace issuer - 67 plans across 56 counties

1
State
56
Counties
67
Plans
$572
Avg Premium (Age 27)
The short answer

Blue Cross and Blue Shield of Montana is a single-state ACA marketplace issuer offering 67 plans across 1 state and 56 counties. Its average age-27 premium of $572/mo runs $68 below the national marketplace average of $640/mo.

vs Market Average

Blue Cross and Blue Shield of Montana's average premium of $572/mo is $68 below the national market average of $640/mo.

Blue Cross and Blue Shield of Montana at a Glance

Blue Cross and Blue Shield of Montana is an ACA marketplace issuer offering 67 plans across 1 state and 56 counties. Its average age-27 premium is $572/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include PPO, POS, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Blue Cross and Blue Shield of Montana's average premium lands about $68 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is MT with 659 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Blue Cross and Blue Shield of Montana. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

PPOPOS

Metal Levels Offered

Gold Silver Expanded Bronze Catastrophic Bronze

Blue Cross and Blue Shield of Montana average premium by metal level

The premium ladder across Blue Cross and Blue Shield of Montana's 67 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Blue Cross and Blue Shield of Montana: average premium by metal level

Catastrophic$460/moBronze$334/moExpanded Bronze$472/moSilver$649/moGold$634/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Explore More ACA Data

Frequently Asked Questions

How many plans does Blue Cross and Blue Shield of Montana offer on the ACA marketplace?
Blue Cross and Blue Shield of Montana offers 67 ACA marketplace plans across 1 state and 56 counties. Plans are available in Gold, Silver, Expanded Bronze, Catastrophic, Bronze metal tiers.
What is Blue Cross and Blue Shield of Montana's average premium?
Blue Cross and Blue Shield of Montana's average monthly premium is $572 for a 27-year-old. This is $68 below the national marketplace average of $640/mo.
What plan types does Blue Cross and Blue Shield of Montana offer?
Blue Cross and Blue Shield of Montana offers PPO, POS plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Blue Cross and Blue Shield of Montana sell ACA plans?
Blue Cross and Blue Shield of Montana sells ACA marketplace plans in 1 state, covering 56 counties. The largest presence is in MT with 659 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Blue Cross and Blue Shield of Montana or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial