Kaiser Permanente

ACA marketplace issuer - 10 plans across 5 counties

1
State
5
Counties
10
Plans
$459
Avg Premium (Age 27)
The short answer

Kaiser Permanente is a single-state ACA marketplace issuer offering 10 plans across 1 state and 5 counties. Its average age-27 premium of $459/mo runs $181 below the national marketplace average of $640/mo.

vs Market Average

Kaiser Permanente's average premium of $459/mo is $181 below the national market average of $640/mo.

Kaiser Permanente at a Glance

Kaiser Permanente is an ACA marketplace issuer offering 10 plans across 1 state and 5 counties. Its average age-27 premium is $459/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Kaiser Permanente's average premium lands about $181 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is HI with 50 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Kaiser Permanente. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Platinum Gold Silver Expanded Bronze

Kaiser Permanente average premium by metal level

The premium ladder across Kaiser Permanente's 10 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Kaiser Permanente: average premium by metal level

Expanded Bronze$353/moSilver$447/moGold$468/moPlatinum$569/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

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Estimate Your Subsidy
Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does Kaiser Permanente offer on the ACA marketplace? ▼
Kaiser Permanente offers 10 ACA marketplace plans across 1 state and 5 counties. Plans are available in Platinum, Gold, Silver, Expanded Bronze metal tiers.
What is Kaiser Permanente's average premium? ▼
Kaiser Permanente's average monthly premium is $459 for a 27-year-old. This is $181 below the national marketplace average of $640/mo.
What plan types does Kaiser Permanente offer? ▼
Kaiser Permanente offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Kaiser Permanente sell ACA plans? ▼
Kaiser Permanente sells ACA marketplace plans in 1 state, covering 5 counties. The largest presence is in HI with 50 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Kaiser Permanente or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

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Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial