Baylor Scott and White Health Plan

ACA marketplace issuer - 10 plans across 104 counties

1
State
104
Counties
10
Plans
$591
Avg Premium (Age 27)
The short answer

Baylor Scott and White Health Plan is a single-state ACA marketplace issuer offering 10 plans across 1 state and 104 counties. Its average age-27 premium of $591/mo runs $49 below the national marketplace average of $640/mo.

vs Market Average

Baylor Scott and White Health Plan's average premium of $591/mo is $49 below the national market average of $640/mo.

Baylor Scott and White Health Plan at a Glance

Baylor Scott and White Health Plan is an ACA marketplace issuer offering 10 plans across 1 state and 104 counties. Its average age-27 premium is $591/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Baylor Scott and White Health Plan's average premium lands about $49 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is TX with 960 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Baylor Scott and White Health Plan. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Gold Silver Expanded Bronze

Baylor Scott and White Health Plan average premium by metal level

The premium ladder across Baylor Scott and White Health Plan's 10 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Baylor Scott and White Health Plan: average premium by metal level

Expanded Bronze$454/moSilver$717/moGold$602/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Baylor Scott and White Health Plan offer on the ACA marketplace?
Baylor Scott and White Health Plan offers 10 ACA marketplace plans across 1 state and 104 counties. Plans are available in Gold, Silver, Expanded Bronze metal tiers.
What is Baylor Scott and White Health Plan's average premium?
Baylor Scott and White Health Plan's average monthly premium is $591 for a 27-year-old. This is $49 below the national marketplace average of $640/mo.
What plan types does Baylor Scott and White Health Plan offer?
Baylor Scott and White Health Plan offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Baylor Scott and White Health Plan sell ACA plans?
Baylor Scott and White Health Plan sells ACA marketplace plans in 1 state, covering 104 counties. The largest presence is in TX with 960 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Baylor Scott and White Health Plan or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial