HMO Louisiana

ACA marketplace issuer - 40 plans across 64 counties

1
State
64
Counties
40
Plans
$535
Avg Premium (Age 27)
The short answer

HMO Louisiana is a single-state ACA marketplace issuer offering 40 plans across 1 state and 64 counties. Its average age-27 premium of $535/mo runs $105 below the national marketplace average of $640/mo.

vs Market Average

HMO Louisiana's average premium of $535/mo is $105 below the national market average of $640/mo.

HMO Louisiana at a Glance

HMO Louisiana is an ACA marketplace issuer offering 40 plans across 1 state and 64 counties. Its average age-27 premium is $535/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include POS, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, HMO Louisiana's average premium lands about $105 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is LA with 590 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with HMO Louisiana. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

POS

Metal Levels Offered

Gold Bronze Silver Expanded Bronze

HMO Louisiana average premium by metal level

The premium ladder across HMO Louisiana's 40 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

HMO Louisiana: average premium by metal level

Bronze$412/moExpanded Bronze$436/moSilver$598/moGold$617/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

All Issuers
Compare every ACA marketplace issuer by plans, states, and average premium
States with the Most Issuers
Where consumers have the most plan competition
Estimate Your Subsidy
Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does HMO Louisiana offer on the ACA marketplace? ▼
HMO Louisiana offers 40 ACA marketplace plans across 1 state and 64 counties. Plans are available in Gold, Bronze, Silver, Expanded Bronze metal tiers.
What is HMO Louisiana's average premium? ▼
HMO Louisiana's average monthly premium is $535 for a 27-year-old. This is $105 below the national marketplace average of $640/mo.
What plan types does HMO Louisiana offer? ▼
HMO Louisiana offers POS plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does HMO Louisiana sell ACA plans? ▼
HMO Louisiana sells ACA marketplace plans in 1 state, covering 64 counties. The largest presence is in LA with 590 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with HMO Louisiana or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial