Blue Cross Blue Shield of North Dakota

ACA marketplace issuer - 14 plans across 53 counties

1
State
53
Counties
14
Plans
$467
Avg Premium (Age 27)
The short answer

Blue Cross Blue Shield of North Dakota is a single-state ACA marketplace issuer offering 14 plans across 1 state and 53 counties. Its average age-27 premium of $467/mo runs $173 below the national marketplace average of $640/mo.

vs Market Average

Blue Cross Blue Shield of North Dakota's average premium of $467/mo is $173 below the national market average of $640/mo.

Blue Cross Blue Shield of North Dakota at a Glance

Blue Cross Blue Shield of North Dakota is an ACA marketplace issuer offering 14 plans across 1 state and 53 counties. Its average age-27 premium is $467/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include PPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Blue Cross Blue Shield of North Dakota's average premium lands about $173 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is ND with 530 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Blue Cross Blue Shield of North Dakota. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

PPO

Metal Levels Offered

Silver Gold Expanded Bronze Catastrophic

Blue Cross Blue Shield of North Dakota average premium by metal level

The premium ladder across Blue Cross Blue Shield of North Dakota's 14 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Blue Cross Blue Shield of North Dakota: average premium by metal level

Catastrophic$307/moExpanded Bronze$367/moSilver$570/moGold$518/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Blue Cross Blue Shield of North Dakota offer on the ACA marketplace?
Blue Cross Blue Shield of North Dakota offers 14 ACA marketplace plans across 1 state and 53 counties. Plans are available in Silver, Gold, Expanded Bronze, Catastrophic metal tiers.
What is Blue Cross Blue Shield of North Dakota's average premium?
Blue Cross Blue Shield of North Dakota's average monthly premium is $467 for a 27-year-old. This is $173 below the national marketplace average of $640/mo.
What plan types does Blue Cross Blue Shield of North Dakota offer?
Blue Cross Blue Shield of North Dakota offers PPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Blue Cross Blue Shield of North Dakota sell ACA plans?
Blue Cross Blue Shield of North Dakota sells ACA marketplace plans in 1 state, covering 53 counties. The largest presence is in ND with 530 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Blue Cross Blue Shield of North Dakota or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial