Blue Cross and Blue Shield of Alabama
ACA marketplace issuer - 14 plans across 67 counties
Blue Cross and Blue Shield of Alabama is a single-state ACA marketplace issuer offering 14 plans across 1 state and 67 counties. Its average age-27 premium of $527/mo runs $113 below the national marketplace average of $640/mo.
vs Market Average
Blue Cross and Blue Shield of Alabama's average premium of $527/mo is $113 below the national market average of $640/mo.
Blue Cross and Blue Shield of Alabama at a Glance
Blue Cross and Blue Shield of Alabama is an ACA marketplace issuer offering 14 plans across 1 state and 67 counties. Its average age-27 premium is $527/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include PPO, EPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.
Compared with the national marketplace average of $640/mo, Blue Cross and Blue Shield of Alabama's average premium lands about $113 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.
The largest single-state presence is AL with 818 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Blue Cross and Blue Shield of Alabama. This page is informational only and is not insurance, medical, or financial advice.
Plan Types
Metal Levels Offered
Blue Cross and Blue Shield of Alabama average premium by metal level
The premium ladder across Blue Cross and Blue Shield of Alabama's 14 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.
Blue Cross and Blue Shield of Alabama: average premium by metal level
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Frequently Asked Questions
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Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Blue Cross and Blue Shield of Alabama or any insurance company. Premiums shown are base rates and may not reflect your actual cost.
Read our methodology - how this data is sourced, computed, and verified.