ACA plans available
56
Plan year 2026
CMS Marketplace county · plan year 2026
Warrick, Indiana ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $440
- Silver avg/mo
- 56
- ACA plans
- 4
- Issuers
- +23.0%
- YoY premium
Silver avg $440/mo
Warrick, Indiana has 56 ACA marketplace plans from 4 issuers (plan year 2026). Average Silver premium is $440/mo; Bronze averages $348/mo and Gold $641/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #2028 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $385/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Warrick, Indiana ranks #2,028 of 2,055 counties by listed Silver average ($440/mo) and #499 of 2,055 by plan count (56 plans).
- #2,028 of 2,055
- Silver average among 2,055 counties
- $440
- Listed Silver average /mo
- #499 of 2,055
- Plan count among 2,055 counties
- 56
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
Warrick, Indiana offers 56 ACA marketplace plans from 4 issuers for plan year 2026. Bronze plans start at $324/mo and Silver plans start at $380/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$440
Avg Silver Premium/mo
$385
Benchmark Premium/mo
+23.0%
Year-over-Year Change
$5,433
Avg Deductible
Lower-premium band
Warrick in the lower-premium third
$440/mo Silver avg sits in the bottom third of tracked federal-marketplace counties. Corpus place #2028 of 2055 (highest Silver = #1).
Floor-to-ceiling Silver runs $380–$500/mo. The local market is heavily HMO-dominated -- shoppers who specifically want a EPO network have only a handful of plans to choose from here.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
16 plans$348/mo avg
$324 - $383
Silver
21 plans$440/mo avg
$380 - $500
Gold
16 plans$641/mo avg
$597 - $698
Platinum
2 plans$851/mo avg
$849 - $852
Catastrophic plan available: avg $322/mo (1 plan) - only for individuals under 30 or with a hardship exemption.
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Warrick is $385/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
4
Competitive market
Benchmark Silver
$385 /mo
Sets your subsidy ceiling
Avg deductible
$5,433
Across all metal tiers
B-
Marketplace Access Score
66/100
Warrick
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability A+
$385/mo
Benchmark Silver premium; rank #2028 of 2055 tracked counties (cheapest first)
Plan Choice B+
56 plans
ACA marketplace plan count; rank #499 of 2055 tracked counties (most first)
Issuer Competition C-
4 issuers
Distinct marketplace issuers; rank #941 of 2055 tracked counties (most first)
Cost Predictability F
$5,433
Average deductible across tracked plans; rank #453 of 2055 tracked counties (lowest first)
Warrick ACA plans by premium and deductible
Each marker is the Warrick average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Warrick ACA marketplace plans: premium vs deductible
How Warrick's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Warrick vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$440 2028th of 2055 higher than 27 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Warrick
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| CareSource | 22 | $523/mo |
| Anthem Blue Cross and Blue Shield | 15 | $392/mo |
| Ambetter Health | 10 | $580/mo |
| Cigna Healthcare | 9 | $432/mo |
All Plans in Warrick
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Anthem Catastrophic Essential (+ Incentives) Anthem Blue Cross and Blue Shield | Catastrophic | HMO | $321.86 | $392.50 | $10,600 | $10,600 |
| Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Bronze | HMO | $324.43 | $395.63 | $10,150 | $10,150 |
| Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Bronze | HMO | $331.28 | $403.99 | $10,150 | $10,150 |
| Connect Bronze SW CMS Standard Cigna Healthcare | Expanded Bronze | EPO | $334.08 | $407.40 | $7,500 | $10,000 |
| Connect myDiabetesCare Bronze SW Cigna Healthcare | Expanded Bronze | EPO | $336.23 | $410.02 | $7,000 | $9,800 |
| Connect Bronze SW 4500 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $336.52 | $410.38 | $4,500 | $10,150 |
| Connect Bronze SW 7400 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $336.88 | $410.81 | $7,400 | $9,950 |
| Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Expanded Bronze | POS | $337.80 | $411.94 | $5,500 | $10,150 |
| Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Expanded Bronze | HMO | $343.69 | $419.12 | $4,500 | $10,150 |
| Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Expanded Bronze | HMO | $345.75 | $421.62 | $7,500 | $10,000 |
| Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Expanded Bronze | POS | $345.75 | $421.62 | $7,500 | $10,000 |
| Low Premium Bronze 10600 $25 Generic Drugs CareSource | Expanded Bronze | HMO | $355.49 | $433.51 | $10,600 | $10,600 |
| Anthem Bronze Essential 6500 HSA (+ Incentives) Anthem Blue Cross and Blue Shield | Expanded Bronze | HMO | $356.74 | $435.03 | $6,500 | $8,450 |
| Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness CareSource | Expanded Bronze | HMO | $358.53 | $437.22 | $10,600 | $10,600 |
| Bronze 7500 $25 Generic Drugs CareSource | Expanded Bronze | HMO | $365.91 | $446.21 | $7,500 | $10,000 |
| Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness CareSource | Expanded Bronze | HMO | $369.04 | $450.03 | $7,500 | $10,000 |
| HSA Eligible Bronze 6000 CareSource | Expanded Bronze | HMO | $383.29 | $467.41 | $6,000 | $7,250 |
| Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Silver | HMO | $379.84 | $463.20 | $7,000 | $8,850 |
| Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Silver | HMO | $385.13 | $469.65 | $6,000 | $8,900 |
| Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Silver | HMO | $385.95 | $470.65 | $4,500 | $8,800 |
| Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Silver | HMO | $386.59 | $471.43 | $7,000 | $8,850 |
| Anthem Silver Essential 3500 HSA (+ Incentives) Anthem Blue Cross and Blue Shield | Silver | HMO | $399.65 | $487.37 | $3,500 | $8,450 |
| Low Premium Silver 6200 $3 Generic Drugs CareSource | Silver | HMO | $436.20 | $531.93 | $6,200 | $9,800 |
| Connect Silver SW 4400 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $437.94 | $534.05 | $4,400 | $9,950 |
| Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness CareSource | Silver | HMO | $439.22 | $535.61 | $6,200 | $9,800 |
| Connect Silver SW 6800 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $439.49 | $535.94 | $6,800 | $9,250 |
| Connect Silver SW CMS Standard Cigna Healthcare | Silver | EPO | $439.84 | $536.36 | $6,000 | $8,900 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services CareSource | Silver | HMO | $446.76 | $544.81 | $5,000 | $9,500 |
| Silver 6000 $20 Generic Drugs CareSource | Silver | HMO | $448.47 | $546.89 | $6,000 | $8,900 |
| Diabetes Silver 5000 $0 Chronic Care Drugs & Services CareSource | Silver | HMO | $448.69 | $547.16 | $5,000 | $9,500 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource | Silver | HMO | $449.81 | $548.53 | $5,000 | $9,500 |
| Silver 6000 $20 Generic Drugs + Adult Vision & Fitness CareSource | Silver | HMO | $451.44 | $550.52 | $6,000 | $8,900 |
| Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource | Silver | HMO | $451.81 | $550.97 | $5,000 | $9,500 |
| HDHP Preventive Silver 5500 $0 Chronic Care Drugs CareSource | Silver | HMO | $452.33 | $551.60 | $5,500 | $5,500 |
| Standard Silver Ambetter Health | Silver | HMO | $483.24 | $589.29 | $6,000 | $8,900 |
| Focused Silver Ambetter Health | Silver | HMO | $487.54 | $594.54 | $6,300 | $8,400 |
| Standard Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $495.98 | $604.83 | $6,000 | $8,900 |
| Focused Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $500.39 | $610.21 | $6,300 | $8,400 |
| Standard Gold Ambetter Health | Gold | HMO | $596.53 | $727.45 | $2,000 | $8,200 |
| Connect Gold SW 2700 Indiv Med Deductible Cigna Healthcare | Gold | EPO | $609.57 | $743.35 | $2,700 | $6,700 |
| Standard Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $612.26 | $746.63 | $2,000 | $8,200 |
| Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Gold | HMO | $614.10 | $748.87 | $2,200 | $4,700 |
| Connect Gold SW CMS Standard Cigna Healthcare | Gold | EPO | $617.16 | $752.60 | $2,000 | $8,200 |
| Complete Gold Ambetter Health | Gold | HMO | $621.50 | $757.90 | $1,450 | $7,500 |
| Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Gold | HMO | $625.24 | $762.45 | $2,000 | $8,200 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services CareSource | Gold | HMO | $637.28 | $777.14 | $3,000 | $8,500 |
| Complete Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $637.88 | $777.88 | $1,450 | $7,500 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource | Gold | HMO | $640.35 | $780.89 | $3,000 | $8,500 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services CareSource | Gold | HMO | $640.57 | $781.15 | $3,000 | $8,500 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource | Gold | HMO | $643.63 | $784.88 | $3,000 | $8,500 |
| Elite Gold Ambetter Health | Gold | HMO | $671.16 | $818.45 | $0 | $6,500 |
| Elite Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $688.85 | $840.03 | $0 | $6,500 |
| Gold 2000 $15 Generic Drugs CareSource | Gold | HMO | $694.55 | $846.98 | $2,000 | $8,200 |
| Gold 2000 $15 Generic Drugs + Adult Vision & Fitness CareSource | Gold | HMO | $697.61 | $850.71 | $2,000 | $8,200 |
| Platinum Zero $5 Generic Drugs CareSource | Platinum | HMO | $849.43 | $1,035.85 | $0 | $5,200 |
| Platinum Zero $5 Generic Drugs + Adult Vision & Fitness CareSource | Platinum | HMO | $852.49 | $1,039.58 | $0 | $5,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $351/mo | $324 | $382 | 22 | 3 |
| 2023 | $346/mo | $306 | $378 | 30 | 4 |
| 2024 | $360/mo | $306 | $422 | 28 | 4 |
| 2025 | $347/mo | $311 | $402 | 19 | 3 |
| 2026 | $440/mo | $380 | $500 | 21 | 4 |
What this means for Warrick
Use Warrick's own numbers here, not a national average, before you enroll.
- $440/mo Silver average sits in the bottom third of tracked counties nationally -- a subsidized Silver plan can already beat Bronze on total cost here. See how subsidies work
- 56 plans from 4 issuers here -- see how that stacks up against the cheapest counties nationwide. See cheapest counties
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Why is Warrick's Silver premium in the lower band?
Warrick ranks #2028 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $440/mo. See /methodology#corpus-placement.
How many ACA plans compete in Warrick?
Warrick carries 56 ACA plans from 4 issuers, putting it in the densest third of county inventories nationwide.
What is the cheapest health insurance plan in Warrick?
The lowest-premium plan in Warrick starts at $324/mo (Bronze tier, age 27). Silver plans start at $380/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Warrick?
The benchmark (second-lowest Silver) premium in Warrick is $385/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Warrick premiums rise +23.0% year-over-year?
The average age-27 premium in Warrick changed by +23.0% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
What is the average deductible and out-of-pocket maximum in Warrick?
The average annual deductible across all plans in Warrick is $5,433, and the average out-of-pocket maximum is $8,722. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which issuers compete in Warrick's crowded market?
There are 4 insurance issuers offering ACA marketplace plans in Warrick, including CareSource, Anthem Blue Cross and Blue Shield, Ambetter Health, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Warrick, IN's $385/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Nationwide counties with similar marketplace profiles
Two CMS Marketplace peer sets for Warrick, IN, both outside IN so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.
Similar benchmark premium
Nearest other-state counties by benchmark premium ($385/mo here).
Similar issuer competition
Nearest other-state counties by issuer count (4 here).
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.