ACA plans available
14
Plan year 2026
CMS Marketplace county · plan year 2026
San Juan, Utah ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $883
- Silver avg/mo
- 14
- ACA plans
- 2
- Issuers
- +14.5%
- YoY premium
Silver avg $883/mo
San Juan, Utah has 14 ACA marketplace plans from 2 issuers (plan year 2026). Average Silver premium is $883/mo; Bronze averages $662/mo and Gold $998/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #90 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $904/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, San Juan, Utah ranks #90 of 2,055 counties by listed Silver average ($883/mo) and #2,003 of 2,055 by plan count (14 plans).
- #90 of 2,055
- Silver average among 2,055 counties
- $883
- Listed Silver average /mo
- #2,003 of 2,055
- Plan count among 2,055 counties
- 14
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
San Juan, Utah offers 14 ACA marketplace plans from 2 issuers for plan year 2026. Bronze plans start at $609/mo and Silver plans start at $750/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$883
Avg Silver Premium/mo
$904
Benchmark Premium/mo
+14.5%
Year-over-Year Change
$4,773
Avg Deductible
High-premium band
San Juan in the high-premium third
$883/mo Silver avg sits in the top third of tracked federal-marketplace counties. Corpus place #90 of 2055 (highest Silver = #1).
Bronze starts at $609/mo; Silver spans $750–$953/mo (age 27). Benchmark (2nd-lowest Silver) is $904/mo, the subsidy ceiling.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
4 plans$662/mo avg
$609 - $753
Silver
4 plans$883/mo avg
$750 - $953
Gold
4 plans$998/mo avg
$887 - $1,063
Platinum
2 plans$1,361/mo avg
$1,233 - $1,489
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in San Juan is $904/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
2
Some competition
Benchmark Silver
$904 /mo
Sets your subsidy ceiling
Avg deductible
$4,773
Across all metal tiers
F
Marketplace Access Score
23/100
San Juan
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability F
$904/mo
Benchmark Silver premium; rank #90 of 2055 tracked counties (cheapest first)
Plan Choice F
14 plans
ACA marketplace plan count; rank #2003 of 2055 tracked counties (most first)
Issuer Competition F
2 issuers
Distinct marketplace issuers; rank #1925 of 2055 tracked counties (most first)
Cost Predictability B+
$4,773
Average deductible across tracked plans; rank #1629 of 2055 tracked counties (lowest first)
San Juan ACA plans by premium and deductible
Each marker is the San Juan average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
San Juan ACA marketplace plans: premium vs deductible
How San Juan's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
San Juan vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$883 90th of 2055 higher than 1,963 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in San Juan
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Select Health | 8 | $974/mo |
| University of Utah Health Plans | 6 | $851/mo |
All Plans in San Juan
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Healthy Premier Bronze HSA University of Utah Health Plans | Expanded Bronze | EPO | $608.99 | $647.98 | $8,500 | $8,500 |
| Healthy Premier Expanded Bronze Standard University of Utah Health Plans | Expanded Bronze | EPO | $625.62 | $665.68 | $7,500 | $10,000 |
| Med Benchmark Expanded Bronze Select Copay Plan Select Health | Expanded Bronze | HMO | $661.94 | $704.32 | $0 | $10,500 |
| Med Benchmark Expanded Bronze Standardized Plan Select Health | Expanded Bronze | HMO | $753.03 | $801.25 | $7,500 | $10,000 |
| Med Benchmark Silver 6000 Medical Deductible w/Vision Select Health | Silver | HMO | $750.00 | $798.02 | $6,000 | $9,500 |
| Healthy Premier Silver Standard University of Utah Health Plans | Silver | EPO | $904.09 | $961.98 | $6,000 | $8,900 |
| Healthy Premier Silver Copay Office Visits University of Utah Health Plans | Silver | EPO | $923.40 | $982.52 | $4,000 | $7,000 |
| Med Benchmark Silver Standardized Plan Select Health | Silver | HMO | $953.44 | $1,014.48 | $6,000 | $8,900 |
| Med Gold 1500 Medical Deductible Select Health | Gold | HMO | $886.63 | $943.40 | $1,500 | $8,000 |
| Healthy Premier Gold Standard University of Utah Health Plans | Gold | EPO | $1,020.53 | $1,085.87 | $2,000 | $8,200 |
| Healthy Premier Gold Copay Office Visits University of Utah Health Plans | Gold | EPO | $1,021.91 | $1,087.34 | $1,500 | $8,500 |
| Med Benchmark Gold Standardized Plan Select Health | Gold | HMO | $1,062.75 | $1,130.79 | $2,000 | $8,200 |
| Med Benchmark Platinum Select Health | Platinum | HMO | $1,232.79 | $1,311.72 | $0 | $8,950 |
| Med Benchmark Platinum Standardized Plan Select Health | Platinum | HMO | $1,488.86 | $1,584.19 | $0 | $5,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $610/mo | $538 | $704 | 5 | 2 |
| 2023 | $606/mo | $535 | $688 | 7 | 2 |
| 2024 | $688/mo | $596 | $738 | 4 | 2 |
| 2025 | $765/mo | $661 | $821 | 4 | 2 |
| 2026 | $883/mo | $750 | $953 | 4 | 2 |
What this means for San Juan
Use San Juan's own numbers here, not a national average, before you enroll.
- $883/mo Silver average sits in the top third of tracked counties nationally -- run the metal-tier math before defaulting to Silver. Compare metal tiers
- 14 plans from 2 issuers puts San Juan in the thinnest third of tracked counties -- check the rest of Utah for more options. All of Utah
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Why is San Juan's Silver premium in the high band?
San Juan ranks #90 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $883/mo. See /methodology#corpus-placement.
Why does San Juan carry a thin ACA plan book?
San Juan lists 14 marketplace plans from 2 issuers - a bottom-third inventory vs other tracked counties (plan year 2026).
What is the floor premium in high-cost San Juan?
The lowest-premium plan in San Juan starts at $609/mo (Bronze tier, age 27). Silver plans start at $750/mo. Actual premiums vary by age and may be reduced by premium tax credits.
How does the San Juan benchmark premium affect subsidies?
The benchmark (second-lowest Silver) premium in San Juan is $904/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did San Juan premiums rise +14.5% year-over-year?
The average age-27 premium in San Juan changed by +14.5% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
How limited is issuer competition in San Juan?
Only 2 issuers sell marketplace plans in San Juan (Select Health and University of Utah Health Plans). Narrow competition often correlates with higher benchmark premiums.
Which insurance companies offer plans in San Juan?
There are 2 insurance issuers offering ACA marketplace plans in San Juan, including Select Health, University of Utah Health Plans. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to San Juan, UT's $904/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.