ACA plans available
49
Plan year 2026
CMS Marketplace county · plan year 2026
Salt Lake, Utah ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $637
- Silver avg/mo
- 49
- ACA plans
- 5
- Issuers
- +17.4%
- YoY premium
Silver avg $637/mo
Salt Lake, Utah has 49 ACA marketplace plans from 5 issuers (plan year 2026). Average Silver premium is $637/mo; Bronze averages $498/mo and Gold $718/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #951 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $539/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Salt Lake, Utah ranks #951 of 2,055 counties by listed Silver average ($637/mo) and #746 of 2,055 by plan count (49 plans).
- #951 of 2,055
- Silver average among 2,055 counties
- $637
- Listed Silver average /mo
- #746 of 2,055
- Plan count among 2,055 counties
- 49
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
Salt Lake, Utah offers 49 ACA marketplace plans from 5 issuers for plan year 2026. Bronze plans start at $444/mo and Silver plans start at $526/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$637
Avg Silver Premium/mo
$539
Benchmark Premium/mo
+17.4%
Year-over-Year Change
$5,000
Avg Deductible
Mid-pack marketplace
Salt Lake marketplace standing
49 plans from 5 issuers for plan year 2026. Corpus place #951 of 2055 (highest Silver = #1).
Mid-pack Silver avg $637/mo with 49 plans . YoY average shift: +17.4%. HMO is the most common network type in Salt Lake, with EPO rounding out the alternatives.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
14 plans$498/mo avg
$444 - $598
Silver
16 plans$637/mo avg
$526 - $757
Gold
15 plans$718/mo avg
$607 - $843
Platinum
4 plans$1,017/mo avg
$864 - $1,182
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Salt Lake is $539/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
5
Competitive market
Benchmark Silver
$539 /mo
Sets your subsidy ceiling
Avg deductible
$5,000
Across all metal tiers
C
Marketplace Access Score
57/100
Salt Lake
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability D
$539/mo
Benchmark Silver premium; rank #951 of 2055 tracked counties (cheapest first)
Plan Choice C+
49 plans
ACA marketplace plan count; rank #746 of 2055 tracked counties (most first)
Issuer Competition B+
5 issuers
Distinct marketplace issuers; rank #482 of 2055 tracked counties (most first)
Cost Predictability D
$5,000
Average deductible across tracked plans; rank #1022 of 2055 tracked counties (lowest first)
Salt Lake ACA plans by premium and deductible
Each marker is the Salt Lake average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Salt Lake ACA marketplace plans: premium vs deductible
How Salt Lake's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Salt Lake vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$637 951st of 2055 higher than 1,104 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Salt Lake
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Select Health | 21 | $697/mo |
| University of Utah Health Plans | 12 | $619/mo |
| Regence BlueCross BlueShield of Utah | 8 | $601/mo |
| Imperial Health Plan of the Southwest, Inc. | 5 | $632/mo |
| BridgeSpan Health Company | 3 | $651/mo |
All Plans in Salt Lake
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Value Expanded Bronze 6900 Medical Deductible Select Health | Expanded Bronze | HMO | $444.01 | $472.44 | $6,900 | $10,000 |
| U Health Plus Bronze University of Utah Health Plans | Expanded Bronze | EPO | $455.61 | $484.78 | $9,000 | $9,200 |
| Value Benchmark Expanded Bronze Select Copay Plan Select Health | Expanded Bronze | HMO | $463.87 | $493.57 | $0 | $10,500 |
| U Health Plus Expanded Bronze Standard University of Utah Health Plans | Expanded Bronze | EPO | $471.80 | $502.01 | $7,500 | $10,000 |
| Imperial Standard Bronze Imperial Health Plan of the Southwest, Inc. | Expanded Bronze | HMO | $475.01 | $505.43 | $7,500 | $10,000 |
| Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits Regence BlueCross BlueShield of Utah | Expanded Bronze | EPO | $480.11 | $510.86 | $9,000 | $10,600 |
| Healthy Premier Bronze HSA University of Utah Health Plans | Expanded Bronze | EPO | $481.90 | $512.76 | $8,500 | $8,500 |
| Healthy Premier Expanded Bronze Standard University of Utah Health Plans | Expanded Bronze | EPO | $495.07 | $526.77 | $7,500 | $10,000 |
| Bronze 8000 Regence BlueCross BlueShield of Utah | Expanded Bronze | EPO | $498.02 | $529.91 | $8,000 | $10,600 |
| Regence Standard Bronze 7500 Regence BlueCross BlueShield of Utah | Expanded Bronze | EPO | $517.06 | $550.16 | $7,500 | $10,000 |
| BridgeSpan Standard Bronze Plan BridgeSpan Health Company | Expanded Bronze | HMO | $523.56 | $557.08 | $7,500 | $10,000 |
| Med Benchmark Expanded Bronze Select Copay Plan Select Health | Expanded Bronze | HMO | $525.35 | $558.99 | $0 | $10,500 |
| Bronze HSA 7000 Regence BlueCross BlueShield of Utah | Expanded Bronze | EPO | $536.08 | $570.40 | $7,000 | $8,300 |
| Med Benchmark Expanded Bronze Standardized Plan Select Health | Expanded Bronze | HMO | $597.64 | $635.91 | $7,500 | $10,000 |
| Signature Benchmark Silver 5900 Medical Deductible Select Health | Silver | HMO | $525.65 | $559.31 | $5,900 | $9,500 |
| Value Benchmark Silver 5900 Medical Deductible Select Health | Silver | HMO | $539.05 | $573.56 | $5,900 | $9,500 |
| Value Silver 3000 Medical Deductible Select Health | Silver | HMO | $564.58 | $600.73 | $3,000 | $9,500 |
| U Health Plus Silver Standard University of Utah Health Plans | Silver | EPO | $571.32 | $607.91 | $6,000 | $8,900 |
| U Health Plus Silver University of Utah Health Plans | Silver | EPO | $586.80 | $624.38 | $4,500 | $7,000 |
| Med Benchmark Silver 6000 Medical Deductible w/Vision Select Health | Silver | HMO | $595.23 | $633.35 | $6,000 | $9,500 |
| Imperial Standard Silver Imperial Health Plan of the Southwest, Inc. | Silver | HMO | $626.92 | $667.06 | $6,000 | $8,900 |
| Imperial Preferred Silver Imperial Health Plan of the Southwest, Inc. | Silver | HMO | $640.63 | $681.65 | $7,500 | $9,500 |
| Signature Benchmark Silver Standardized Plan Select Health | Silver | HMO | $651.53 | $693.25 | $6,000 | $8,900 |
| Silver 6500 Regence BlueCross BlueShield of Utah | Silver | EPO | $656.61 | $698.66 | $6,500 | $9,500 |
| Value Benchmark Silver Standardized Plan Select Health | Silver | HMO | $668.14 | $710.92 | $6,000 | $8,900 |
| Regence Standard Silver 6000 Regence BlueCross BlueShield of Utah | Silver | EPO | $679.22 | $722.71 | $6,000 | $8,900 |
| BridgeSpan Standard Silver Plan BridgeSpan Health Company | Silver | HMO | $688.16 | $732.21 | $6,000 | $8,900 |
| Healthy Premier Silver Standard University of Utah Health Plans | Silver | EPO | $715.42 | $761.23 | $6,000 | $8,900 |
| Healthy Premier Silver Copay Office Visits University of Utah Health Plans | Silver | EPO | $730.70 | $777.49 | $4,000 | $7,000 |
| Med Benchmark Silver Standardized Plan Select Health | Silver | HMO | $756.69 | $805.14 | $6,000 | $8,900 |
| Signature Benchmark Gold Select Health | Gold | HMO | $607.27 | $646.15 | $0 | $8,950 |
| Value Gold 1500 Medical Deductible Select Health | Gold | HMO | $621.33 | $661.11 | $1,500 | $8,000 |
| U Health Plus Gold Standard University of Utah Health Plans | Gold | EPO | $645.07 | $686.38 | $2,000 | $8,200 |
| U Health Plus Gold University of Utah Health Plans | Gold | EPO | $661.61 | $703.97 | $1,500 | $7,000 |
| Med Gold 1500 Medical Deductible Select Health | Gold | HMO | $703.68 | $748.73 | $1,500 | $8,000 |
| Imperial Standard Gold Imperial Health Plan of the Southwest, Inc. | Gold | HMO | $704.28 | $749.38 | $2,000 | $8,200 |
| Gold 2300 Regence BlueCross BlueShield of Utah | Gold | EPO | $708.42 | $753.78 | $2,300 | $10,150 |
| Imperial Preferred Gold Imperial Health Plan of the Southwest, Inc. | Gold | HMO | $713.68 | $759.37 | $1,000 | $8,000 |
| Signature Benchmark Gold Standardized Plan Select Health | Gold | HMO | $726.23 | $772.73 | $2,000 | $8,200 |
| Regence Standard Gold 2000 Regence BlueCross BlueShield of Utah | Gold | EPO | $733.04 | $779.98 | $2,000 | $8,200 |
| BridgeSpan Standard Gold Plan BridgeSpan Health Company | Gold | HMO | $742.56 | $790.10 | $2,000 | $8,200 |
| Value Benchmark Gold Standardized Plan Select Health | Gold | HMO | $744.74 | $792.42 | $2,000 | $8,200 |
| Healthy Premier Gold Standard University of Utah Health Plans | Gold | EPO | $807.56 | $859.27 | $2,000 | $8,200 |
| Healthy Premier Gold Copay Office Visits University of Utah Health Plans | Gold | EPO | $808.65 | $860.43 | $1,500 | $8,500 |
| Med Benchmark Gold Standardized Plan Select Health | Gold | HMO | $843.45 | $897.45 | $2,000 | $8,200 |
| Value Benchmark Platinum Select Health | Platinum | HMO | $863.90 | $919.21 | $0 | $8,950 |
| Med Benchmark Platinum Select Health | Platinum | HMO | $978.40 | $1,041.05 | $0 | $8,950 |
| Value Benchmark Platinum Standardized Plan Select Health | Platinum | HMO | $1,043.34 | $1,110.15 | $0 | $5,200 |
| Med Benchmark Platinum Standardized Plan Select Health | Platinum | HMO | $1,181.63 | $1,257.29 | $0 | $5,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $450/mo | $387 | $565 | 37 | 7 |
| 2023 | $482/mo | $403 | $570 | 34 | 6 |
| 2024 | $495/mo | $431 | $584 | 30 | 8 |
| 2025 | $548/mo | $461 | $651 | 25 | 7 |
| 2026 | $637/mo | $526 | $757 | 16 | 5 |
What this means for Salt Lake
Use Salt Lake's own numbers here, not a national average, before you enroll.
- $637/mo Silver average is mid-pack nationally -- estimate your own subsidy before comparing tiers. Estimate your subsidy
- 49 plans from 5 issuers here -- see how that stacks up against the cheapest counties nationwide. See cheapest counties
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Where does Salt Lake sit on Silver premiums vs other counties?
Salt Lake ranks #951 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $637/mo. See /methodology#corpus-placement.
How many ACA plans are available in Salt Lake, UT?
There are 49 ACA marketplace plans available in Salt Lake from 5 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Salt Lake?
The lowest-premium plan in Salt Lake starts at $444/mo (Bronze tier, age 27). Silver plans start at $526/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Salt Lake?
The benchmark (second-lowest Silver) premium in Salt Lake is $539/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Salt Lake premiums rise +17.4% year-over-year?
The average age-27 premium in Salt Lake changed by +17.4% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
What is the average deductible and out-of-pocket maximum in Salt Lake?
The average annual deductible across all plans in Salt Lake is $5,000, and the average out-of-pocket maximum is $8,835. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which issuers compete in Salt Lake's crowded market?
There are 5 insurance issuers offering ACA marketplace plans in Salt Lake, including Select Health, University of Utah Health Plans, Regence BlueCross BlueShield of Utah, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Salt Lake, UT's $539/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Nationwide counties with similar marketplace profiles
Two CMS Marketplace peer sets for Salt Lake, UT, both outside UT so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.
Similar benchmark premium
Nearest other-state counties by benchmark premium ($539/mo here).
Similar issuer competition
Nearest other-state counties by issuer count (5 here).
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.