ACA plans available
15
Plan year 2026
2026 data Public-data reference. official source
Petersburg, Alaska Health Insurance
Open-data reference.
15 ACA plans from 2 issuers - Plan year 2026
Petersburg, Alaska offers 15 ACA marketplace plans from 2 issuers for plan year 2026. Silver plans start at $807/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$839
Avg Silver Premium/mo
$823
Benchmark Premium/mo
+10.4%
Year-over-Year Change
$4,577
Avg Deductible
What the Numbers Say About Petersburg
Petersburg, Alaska has 15 ACA marketplace plans offered by 2 issuers for plan year 2026. The average Silver-tier premium comes in at $839/mo for a 27-year-old non-tobacco user, with the lowest Silver at $807 and the highest at $876.
The benchmark (second-lowest Silver) premium is $823/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,577 and the average out-of-pocket maximum is $8,160 - numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Petersburg shifted by +10.4%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 2 issuers active in Petersburg, consumers have some competitive choice, though narrower than the most competitive counties. Every plan sold in Petersburg is PPO -- there's no alternative network type in this county, so weigh PPO's referral rules and out-of-network coverage before enrolling. This page is informational only and is not insurance, medical, or tax advice, verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Silver
4 plans$839/mo avg
$807 - $876
Gold
5 plans$750/mo avg
$723 - $771
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Petersburg is $823/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
2
Some competition
Benchmark Silver
$823 /mo
Sets your subsidy ceiling
Avg deductible
$4,577
Across all metal tiers
Petersburg ACA plans by premium and deductible
Each marker is the Petersburg average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for Petersburg, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in Petersburg
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Premera Blue Cross Blue Shield of Alaska | 8 | $700/mo |
| Moda Health Plan, Inc. | 7 | $706/mo |
All Plans in Petersburg
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Moda Select Alaska Standard Bronze Moda Health Plan, Inc. | Expanded Bronze | PPO | $544.00 | $663.00 | $7,500 | $10,000 |
| Premera Blue Cross Standard Bronze II Premera Blue Cross Blue Shield of Alaska | Expanded Bronze | PPO | $568.45 | $693.21 | $7,500 | $10,000 |
| Moda Select Alaska Bronze HDHP 5500 Moda Health Plan, Inc. | Expanded Bronze | PPO | $570.00 | $695.00 | $5,500 | $8,050 |
| Moda Select Alaska Bronze 6500 Moda Health Plan, Inc. | Expanded Bronze | PPO | $573.00 | $698.00 | $6,500 | $9,000 |
| Premera Blue Cross Preferred Bronze 5800 HSA Premera Blue Cross Blue Shield of Alaska | Expanded Bronze | PPO | $584.75 | $713.08 | $5,800 | $8,000 |
| Premera Blue Cross Preferred Bronze 6350 Premera Blue Cross Blue Shield of Alaska | Expanded Bronze | PPO | $595.97 | $726.76 | $6,350 | $8,700 |
| Premera Blue Cross Standard Silver Premera Blue Cross Blue Shield of Alaska | Silver | PPO | $807.11 | $984.24 | $6,000 | $8,900 |
| Premera Blue Cross Preferred Silver 4500 Premera Blue Cross Blue Shield of Alaska | Silver | PPO | $822.89 | $1,003.48 | $4,500 | $8,100 |
| Moda Select Alaska Standard Silver Moda Health Plan, Inc. | Silver | PPO | $849.00 | $1,035.00 | $6,000 | $8,900 |
| Moda Select Alaska Silver 4500 Moda Health Plan, Inc. | Silver | PPO | $876.00 | $1,069.00 | $4,500 | $7,750 |
| Premera Blue Cross Standard Gold Premera Blue Cross Blue Shield of Alaska | Gold | PPO | $722.94 | $881.61 | $2,000 | $8,200 |
| Premera Blue Cross Alaska One Gold Premera Blue Cross Blue Shield of Alaska | Gold | PPO | $747.68 | $911.76 | $1,500 | $6,300 |
| Premera Blue Cross Preferred Gold 1500 Premera Blue Cross Blue Shield of Alaska | Gold | PPO | $748.27 | $912.48 | $1,500 | $6,300 |
| Moda Select Alaska Standard Gold Moda Health Plan, Inc. | Gold | PPO | $758.00 | $925.00 | $2,000 | $8,200 |
| Moda Select Alaska Gold 1500 Moda Health Plan, Inc. | Gold | PPO | $771.00 | $940.00 | $1,500 | $6,000 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $562/mo | $549 | $572 | 3 | 2 |
| 2023 | $645/mo | $608 | $675 | 4 | 2 |
| 2024 | $748/mo | $706 | $787 | 4 | 2 |
| 2025 | $865/mo | $847 | $885 | 4 | 2 |
| 2026 | $839/mo | $807 | $876 | 4 | 2 |
Frequently Asked Questions
How many ACA plans are available in Petersburg, AK?
There are 15 ACA marketplace plans available in Petersburg from 2 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Petersburg?
Silver plans in Petersburg start at $807/mo (age 27). Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Petersburg?
The benchmark (second-lowest Silver) premium in Petersburg is $823/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Petersburg?
Average premiums in Petersburg changed by +10.4% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Petersburg?
The average annual deductible across all plans in Petersburg is $4,577, and the average out-of-pocket maximum is $8,160. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Petersburg?
There are 2 insurance issuers offering ACA marketplace plans in Petersburg, including Premera Blue Cross Blue Shield of Alaska, Moda Health Plan, Inc.. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Petersburg, AK's $823/mo benchmark premium.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
