ACA plans available
8
Plan year 2026
2026 data Public-data reference. official source
North Slope, Alaska Health Insurance
Open-data reference.
8 ACA plans from 1 issuer - Plan year 2026
North Slope, Alaska offers 8 ACA marketplace plans from 1 issuer for plan year 2026. Silver plans start at $849/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$857
Avg Silver Premium/mo
$866
Benchmark Premium/mo
+5.4%
Year-over-Year Change
$4,394
Avg Deductible
What the Numbers Say About North Slope
North Slope, Alaska has 8 ACA marketplace plans offered by 1 issuer for plan year 2026. The average Silver-tier premium comes in at $857/mo for a 27-year-old non-tobacco user, with the lowest Silver at $849 and the highest at $866.
The benchmark (second-lowest Silver) premium is $866/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,394 and the average out-of-pocket maximum is $8,063 - numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in North Slope shifted by +5.4%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 1 issuer active in North Slope, consumers face limited competition, which historically correlates with higher benchmark premiums. Every plan sold in North Slope is PPO -- there's no alternative network type in this county, so weigh PPO's referral rules and out-of-network coverage before enrolling. This page is informational only and is not insurance, medical, or tax advice, verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Silver
2 plans$857/mo avg
$849 - $866
Gold
3 plans$778/mo avg
$761 - $787
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in North Slope is $866/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
1
Limited competition
Benchmark Silver
$866 /mo
Sets your subsidy ceiling
Avg deductible
$4,394
Across all metal tiers
North Slope ACA plans by premium and deductible
Each marker is the North Slope average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for North Slope, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in North Slope
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Premera Blue Cross Blue Shield of Alaska | 8 | $736/mo |
All Plans in North Slope
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Premera Blue Cross Standard Bronze II Premera Blue Cross Blue Shield of Alaska | Expanded Bronze | PPO | $598.06 | $729.31 | $7,500 | $10,000 |
| Premera Blue Cross Preferred Bronze 5800 HSA Premera Blue Cross Blue Shield of Alaska | Expanded Bronze | PPO | $615.20 | $750.22 | $5,800 | $8,000 |
| Premera Blue Cross Preferred Bronze 6350 Premera Blue Cross Blue Shield of Alaska | Expanded Bronze | PPO | $627.01 | $764.61 | $6,350 | $8,700 |
| Premera Blue Cross Standard Silver Premera Blue Cross Blue Shield of Alaska | Silver | PPO | $849.14 | $1,035.50 | $6,000 | $8,900 |
| Premera Blue Cross Preferred Silver 4500 Premera Blue Cross Blue Shield of Alaska | Silver | PPO | $865.74 | $1,055.75 | $4,500 | $8,100 |
| Premera Blue Cross Standard Gold Premera Blue Cross Blue Shield of Alaska | Gold | PPO | $760.60 | $927.52 | $2,000 | $8,200 |
| Premera Blue Cross Alaska One Gold Premera Blue Cross Blue Shield of Alaska | Gold | PPO | $786.62 | $959.25 | $1,500 | $6,300 |
| Premera Blue Cross Preferred Gold 1500 Premera Blue Cross Blue Shield of Alaska | Gold | PPO | $787.24 | $960.01 | $1,500 | $6,300 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $598/mo | $593 | $602 | 2 | 1 |
| 2023 | $707/mo | $705 | $710 | 2 | 1 |
| 2024 | $820/mo | $811 | $828 | 2 | 1 |
| 2025 | $923/mo | $915 | $931 | 2 | 1 |
| 2026 | $857/mo | $849 | $866 | 2 | 1 |
Frequently Asked Questions
How many ACA plans are available in North Slope, AK?
There are 8 ACA marketplace plans available in North Slope from 1 insurance issuer for plan year 2026.
What is the cheapest health insurance plan in North Slope?
Silver plans in North Slope start at $849/mo (age 27). Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for North Slope?
The benchmark (second-lowest Silver) premium in North Slope is $866/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in North Slope?
Average premiums in North Slope changed by +5.4% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in North Slope?
The average annual deductible across all plans in North Slope is $4,394, and the average out-of-pocket maximum is $8,063. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in North Slope?
There are 1 insurance issuer offering ACA marketplace plans in North Slope, including Premera Blue Cross Blue Shield of Alaska. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to North Slope, AK's $866/mo benchmark premium.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
