2026 data Public-data reference. official source

Nassau, Florida Health Insurance

Open-data reference.

86 ACA plans from 4 issuers — Plan year 2026

Nassau, Florida offers 86 ACA marketplace plans from 4 issuers for plan year 2026. Bronze plans start at $500/mo and Silver plans start at $640/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.

$812
Avg Silver Premium/mo
$640
Benchmark Premium/mo
+42.9%
Year-over-Year Change
$5,067
Avg Deductible

What the Numbers Say About Nassau

Nassau, Florida has 86 ACA marketplace plans offered by 4 issuers for plan year 2026. The average Silver-tier premium comes in at $812/mo for a 27-year-old non-tobacco user, with the lowest Silver at $640 and the highest at $1,603. Bronze plans start at $500/mo — useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.

The benchmark (second-lowest Silver) premium is $640/mo, the figure the IRS uses to calculate your Advance Premium Tax Credit. Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $5,067 and the average out-of-pocket maximum is $8,162 — numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Nassau shifted by +42.9%, a signal of how local issuer pricing and risk-pool dynamics are trending.

Issuer count is one of the strongest predictors of affordability: with 4 issuers active in Nassau, consumers have meaningful competition to pressure premiums lower. This page is informational only and is not insurance, medical, or tax advice — verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.

Premiums by Metal Level

Bronze

3 plans
$681/mo avg
$500 — $918

Silver

31 plans
$812/mo avg
$640 — $1,603

Gold

18 plans
$960/mo avg
$668 — $1,640

Platinum

11 plans
$1,491/mo avg
$1,129 — $2,220

Benchmark Premium & Subsidies

The benchmark premium (2nd-lowest Silver plan) in Nassau is $640/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.

ACA plans available

86

Plan year

Issuers in market

4

Competitive market

Benchmark Silver

$640 /mo

Sets your subsidy ceiling

Avg deductible

$5,067

Across all metal tiers

Nassau ACA plans by premium and deductible

Each marker is the Nassau average for one metal tier (and the local Bronze low / Silver high extremes where data is available). The dashed line marks the federal out-of-pocket-maximum ceiling.

Source: CMS Marketplace PUF for Nassau, plan year 2026. Bronze = catastrophic-only zone (high deductible). Gold/Platinum = premium-heavy zone (low deductible).

No data to plot
Source: CMS Marketplace PUF for Nassau, plan year 2026. Bronze = catastrophic-only zone (high deductible). Gold/Platinum = premium-heavy zone (low deductible).

Issuers in Nassau

Issuer Plans Avg Premium (Age 27)
Florida Blue HMO (a BlueCross BlueShield FL company) 39 $781/mo
Ambetter Health 19 $644/mo
Florida Blue (BlueCross BlueShield FL) 14 $1,478/mo
AvMed 14 $921/mo

All Plans in Nassau

Plan Name Metal Type Premium (27) Premium (40) Deductible OOP Max
myBlue Bronze 26M02-24 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Bronze HMO $499.50 $609.12 $10,125 $10,150
BlueCare Bronze 24K01-05 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Bronze POS $624.81 $761.93 $6,150 $10,150
BlueOptions Bronze 24J01-06 (Rewards)
Florida Blue (BlueCross BlueShield FL)
Bronze PPO $917.82 $1,119.25 $6,150 $10,150
Everyday Bronze
Ambetter Health
Expanded Bronze HMO $504.06 $614.68 $8,450 $10,150
Standard Expanded Bronze
Ambetter Health
Expanded Bronze HMO $505.60 $616.56 $7,500 $10,000
Everyday Bronze + Vision + Adult Dental
Ambetter Health
Expanded Bronze HMO $517.70 $631.31 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter Health
Expanded Bronze HMO $519.28 $633.25 $7,500 $10,000
myBlue Bronze 2322S ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $563.88 $687.63 $7,500 $10,000
myBlue Bronze 2286 ($75 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $564.92 $688.91 $2,350 $10,150
myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $571.17 $696.52 $6,000 $10,150
Elite Bronze
Ambetter Health
Expanded Bronze HMO $575.75 $702.11 $0 $10,500
Elite Bronze + Vision + Adult Dental
Ambetter Health
Expanded Bronze HMO $591.33 $721.10 $0 $10,500
myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $609.02 $742.68 $0 $10,150
myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $612.87 $747.37 $0 $10,150
myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $620.91 $757.18 $0 $10,150
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $659.76 $804.55 $6,650 $7,400
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $659.86 $804.68 $7,500 $10,000
AvMed Entrust Expanded Bronze Standard (2026)
AvMed
Expanded Bronze HMO $665.85 $811.98 $7,500 $10,000
BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $674.90 $823.02 $6,500 $10,000
AvMed Entrust Bronze 650 (2026)
AvMed
Expanded Bronze HMO $675.40 $823.63 $10,150 $10,150
AvMed Entrust Bronze 600 (2026)
AvMed
Expanded Bronze HMO $685.58 $836.05 $6,500 $9,500
BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $713.25 $869.78 $0 $9,900
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $952.31 $1,161.31 $7,500 $10,000
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $960.73 $1,171.58 $6,650 $7,400
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $967.67 $1,180.04 $6,500 $10,000
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $1,010.74 $1,232.57 $0 $9,900
Clarity Silver
Ambetter Health
Silver HMO $640.11 $780.59 $8,000 $8,400
myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $640.24 $780.76 $9,500 $10,150
myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $644.25 $785.64 $9,500 $10,150
myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $650.46 $793.22 $7,000 $9,125
myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $652.25 $795.40 $9,500 $10,150
myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $654.30 $797.89 $7,000 $9,125
myBlue Silver 25M02-03E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $662.29 $807.64 $7,000 $9,125
myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $665.62 $811.70 $6,400 $9,200
myBlue Silver 24M02-78V ($50 PCP Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $669.48 $816.41 $6,400 $9,200
myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $677.47 $826.15 $6,400 $9,200
Standard Silver
Ambetter Health
Silver HMO $682.76 $832.60 $6,000 $8,900
Focused Silver
Ambetter Health
Silver HMO $690.99 $842.64 $6,300 $8,400
myBlue Silver 2010 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $695.21 $847.79 $2,800 $7,675
myBlue Silver 2010V (Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $699.11 $852.54 $2,800 $7,675
Standard Silver + Vision + Adult Dental
Ambetter Health
Silver HMO $701.23 $855.13 $6,000 $8,900
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter Health
Silver HMO $702.43 $856.59 $5,000 $8,650
myBlue Silver 2010E (Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $707.11 $862.29 $2,800 $7,675
Focused Silver + Vision + Adult Dental
Ambetter Health
Silver HMO $709.69 $865.44 $6,300 $8,400
myBlue Silver 2323S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $714.59 $871.42 $6,000 $8,900
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter Health
Silver HMO $721.44 $879.77 $5,000 $8,650
AvMed Entrust Silver Standard (2026)
AvMed
Silver HMO $834.11 $1,017.16 $6,000 $8,900
AvMed Entrust Silver 550 (2026)
AvMed
Silver HMO $847.96 $1,034.06 $6,250 $8,000
AvMed Entrust Silver 550 Dental+Vision (2026)
AvMed
Silver HMO $851.50 $1,038.37 $6,250 $8,000
BlueCare Silver 24K01-02 ($10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver POS $860.06 $1,048.82 $4,000 $8,100
AvMed Entrust Silver 350 (2026)
AvMed
Silver HMO $872.51 $1,063.99 $3,500 $9,250
AvMed Entrust Silver 350 Dental+Vision (2026)
AvMed
Silver HMO $876.15 $1,068.43 $3,500 $9,250
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver POS $889.05 $1,084.17 $6,000 $8,900
BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver POS $900.50 $1,098.13 $3,125 $8,100
BlueOptions Silver 24J01-03 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,483.81 $1,809.46 $4,000 $8,100
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,584.86 $1,932.68 $6,000 $8,900
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,603.24 $1,955.10 $3,125 $8,100
Standard Gold
Ambetter Health
Gold HMO $668.18 $814.82 $2,000 $8,200
Everyday Gold
Ambetter Health
Gold HMO $682.65 $832.46 $800 $7,250
Standard Gold + Vision + Adult Dental
Ambetter Health
Gold HMO $686.26 $836.87 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter Health
Gold HMO $701.12 $854.99 $800 $7,250
Complete Gold
Ambetter Health
Gold HMO $705.46 $860.28 $1,450 $7,500
Complete Gold + Vision + Adult Dental
Ambetter Health
Gold HMO $724.54 $883.56 $1,450 $7,500
myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold HMO $818.21 $997.77 $2,000 $8,200
myBlue Gold 2011 ($0 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold HMO $832.07 $1,014.68 $940 $4,500
myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold HMO $868.55 $1,059.17 $0 $6,550
AvMed Entrust Gold Standard (2026)
AvMed
Gold HMO $908.84 $1,108.29 $2,000 $8,200
AvMed Entrust Gold 125 (2026)
AvMed
Gold HMO $926.25 $1,129.54 $2,000 $5,850
AvMed Entrust Gold 125 Dental+Vision (2026)
AvMed
Gold HMO $930.08 $1,134.19 $2,000 $5,850
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold POS $982.97 $1,198.70 $2,000 $8,200
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold POS $1,007.18 $1,228.22 $1,500 $6,450
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold POS $1,042.53 $1,271.33 $0 $6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,559.41 $1,901.65 $2,000 $8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,596.46 $1,946.83 $1,500 $6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,639.84 $1,999.72 $0 $6,250
myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum HMO $1,128.96 $1,376.73 $0 $2,250
myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum HMO $1,182.72 $1,442.29 $0 $5,200
BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum POS $1,230.08 $1,500.04 $1,000 $4,000
AvMed Entrust Platinum 25 (2026)
AvMed
Platinum HMO $1,259.55 $1,535.98 $0 $5,500
AvMed Entrust Platinum 25 Dental+Vision (2026)
AvMed
Platinum HMO $1,264.07 $1,541.49 $0 $5,500
BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum POS $1,276.90 $1,557.14 $0 $2,525
AvMed Entrust Platinum Standard (2026)
AvMed
Platinum HMO $1,293.37 $1,577.22 $0 $5,200
BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum POS $1,338.16 $1,631.84 $0 $5,200
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $2,071.03 $2,525.55 $1,000 $4,000
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $2,130.68 $2,598.29 $0 $2,525
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $2,220.15 $2,707.39 $0 $5,200

Silver Premium Trend (2022-2026)

Year Avg Premium Min Max Plans Issuers
2022 $548/mo $440 $842 31 4
2023 $599/mo $454 $893 31 5
2024 $604/mo $464 $1,005 30 5
2025 $627/mo $488 $1,085 28 4
2026 $812/mo $640 $1,603 31 4

Health Insurance Guides

Related Health & Cost Data

Frequently Asked Questions

How many ACA plans are available in Nassau, FL?

There are 86 ACA marketplace plans available in Nassau from 4 insurance issuers for plan year 2026.

What is the cheapest health insurance plan in Nassau?

The lowest-premium plan in Nassau starts at $500/mo (Bronze tier, age 27). Silver plans start at $640/mo. Actual premiums vary by age and may be reduced by premium tax credits.

What is the benchmark premium for Nassau?

The benchmark (second-lowest Silver) premium in Nassau is $640/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.

How have premiums changed in Nassau?

Average premiums in Nassau changed by +42.9% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.

What is the average deductible and out-of-pocket maximum in Nassau?

The average annual deductible across all plans in Nassau is $5,067, and the average out-of-pocket maximum is $8,162. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.

Which insurance companies offer plans in Nassau?

There are 4 insurance issuers offering ACA marketplace plans in Nassau, including Florida Blue HMO (a BlueCross BlueShield FL company), Ambetter Health, Florida Blue (BlueCross BlueShield FL), and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.

Disclaimer: This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.

All federal data sources used on this page

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial

Verify with IRS →