CMS Marketplace county · plan year 2026

Morrow, Ohio ACA premiums

County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.

Data updated 2026-08-30

$540
Silver avg/mo
98
ACA plans
6
Issuers
+14.7%
YoY premium
Subscribe (RSS)
Silver avg $540/mo

Morrow, Ohio has 98 ACA marketplace plans from 6 issuers (plan year 2026). Average Silver premium is $540/mo; Bronze averages $432/mo and Gold $655/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.

  • County Silver corpus place #1709 of 2055 (highest = #1)
  • Benchmark (2nd-lowest Silver) $449/mo
  • Plan year 2026 CMS PUF

Silver rank is not plan-count rank

According to CMS Marketplace Public Use Files, Morrow, Ohio ranks #1,709 of 2,055 counties by listed Silver average ($540/mo) and #113 of 2,055 by plan count (98 plans).

#1,709 of 2,055
Silver average among 2,055 counties
$540
Listed Silver average /mo
#113 of 2,055
Plan count among 2,055 counties
98
Listed ACA plans in this county

Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.

Morrow, Ohio offers 98 ACA marketplace plans from 6 issuers for plan year 2026. Bronze plans start at $331/mo and Silver plans start at $448/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.

$540
Avg Silver Premium/mo
$449
Benchmark Premium/mo
+14.7%
Year-over-Year Change
$4,975
Avg Deductible

Lower-premium band

Morrow in the lower-premium third

$540/mo Silver avg sits in the bottom third of tracked federal-marketplace counties. Corpus place #1709 of 2055 (highest Silver = #1).

Floor-to-ceiling Silver runs $448–$655/mo. Every plan sold in Morrow is HMO -- there's no alternative network type in this county, so weigh HMO's referral rules and out-of-network coverage before enrolling.

Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.

Premiums by Metal Level

Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.

Bronze

33 plans
$432/mo avg
$331 - $512

Silver

35 plans
$540/mo avg
$448 - $655

Gold

30 plans
$655/mo avg
$448 - $877
Benchmark premium & subsidies

The benchmark (second-lowest Silver) premium in Morrow is $449/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.

ACA plans available

98

Plan year 2026

Issuers in market

6

Competitive market

Benchmark Silver

$449 /mo

Sets your subsidy ceiling

Avg deductible

$4,975

Across all metal tiers

A-
Marketplace Access Score
80/100
Morrow

Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.

Affordability A-
$449/mo
Benchmark Silver premium; rank #1709 of 2055 tracked counties (cheapest first)
Plan Choice A+
98 plans
ACA marketplace plan count; rank #113 of 2055 tracked counties (most first)
Issuer Competition A+
6 issuers
Distinct marketplace issuers; rank #182 of 2055 tracked counties (most first)
Cost Predictability C-
$4,975
Average deductible across tracked plans; rank #1104 of 2055 tracked counties (lowest first)

Morrow ACA plans by premium and deductible

Each marker is the Morrow average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.

Morrow ACA marketplace plans: premium vs deductible

Source: CMS Marketplace Public Use Files for Morrow, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible). Scatter plot of 4 data points. 020004000600080001000012000 400500600700 Monthly premium ($, age 27) Avg annual deductible ($) Bronze (2 plans), Monthly premium ($, age 27): 421 · Avg annual deductible ($): 10600Bronze (2 plans)Expanded Bronze (31 plans), Monthly premium ($, age 27): 433 · Avg annual deductible ($): 6700Expanded Bronze (31 plans)Silver (35 plans), Monthly premium ($, age 27): 540 · Avg annual deductible ($): 5527Silver (35 plans)Gold (30 plans), Monthly premium ($, age 27): 655 · Avg annual deductible ($): 1677Gold (30 plans)
Source: CMS Marketplace Public Use Files for Morrow, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).

How Morrow's Silver premium compares nationwide

2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.

Morrow vs 2,055 tracked counties

Average Silver premium (age 27), CMS Marketplace Public Use Files

$540 1709th of 2055 higher than 346 of 2,055 counties

Counties, banded by average Silver premium

Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CMS Marketplace Public Use Files · 2026-08-30

Issuers in Morrow

Issuer Plans Avg Premium (Age 27)
Molina Healthcare 22 $562/mo
CareSource 21 $652/mo
Oscar Health Insurance 16 $413/mo
Ambetter from Buckeye Health Plan 16 $456/mo
MedMutual 12 $589/mo
Anthem Blue Cross and Blue Shield 11 $525/mo

All Plans in Morrow

Plan Name Metal Type Premium (27) Premium (40) Deductible OOP Max
Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
Bronze HMO $418.24 $510.02 $10,600 $10,600
Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
Bronze HMO $423.88 $516.91 $10,600 $10,600
Bronze Classic Standard
Oscar Health Insurance
Expanded Bronze HMO $331.04 $403.69 $7,500 $10,000
Bronze Classic 4700
Oscar Health Insurance
Expanded Bronze HMO $335.58 $409.23 $4,700 $10,150
Bronze Simple Diabetes
Oscar Health Insurance
Expanded Bronze HMO $338.11 $412.31 $5,500 $10,150
Bronze Simple Breathe Easy with Enhanced COPD Benefits
Oscar Health Insurance
Expanded Bronze HMO $339.68 $414.23 $5,500 $10,150
Bronze Simple Chronic Care CKM
Oscar Health Insurance
Expanded Bronze HMO $342.30 $417.43 $5,500 $10,150
Bronze Elite + PCP Saver Plus
Oscar Health Insurance
Expanded Bronze HMO $359.03 $437.82 $0 $10,600
Standard Expanded Bronze
Ambetter from Buckeye Health Plan
Expanded Bronze HMO $383.38 $467.51 $7,500 $10,000
Everyday Bronze
Ambetter from Buckeye Health Plan
Expanded Bronze HMO $384.09 $468.38 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter from Buckeye Health Plan
Expanded Bronze HMO $395.19 $481.92 $7,500 $10,000
Everyday Bronze + Vision + Adult Dental
Ambetter from Buckeye Health Plan
Expanded Bronze HMO $395.92 $482.81 $8,450 $10,150
Choice Bronze HSA
Ambetter from Buckeye Health Plan
Expanded Bronze HMO $414.98 $506.05 $7,250 $7,250
Choice Bronze HSA + Vision + Adult Dental
Ambetter from Buckeye Health Plan
Expanded Bronze HMO $427.77 $521.65 $7,250 $7,250
Bronze $8,300 w/ Virtual & Wellness ON-EX
MedMutual
Expanded Bronze HMO $436.87 $532.75 $8,300 $10,000
Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
Expanded Bronze HMO $441.87 $538.84 $6,000 $10,600
Bronze $8,300 w/ Adult Dental ON-EX
MedMutual
Expanded Bronze HMO $445.85 $543.70 $8,300 $10,000
Anthem Bronze Pathway 8500 for HSA
Anthem Blue Cross and Blue Shield
Expanded Bronze HMO $450.89 $549.85 $8,500 $8,500
Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
Expanded Bronze HMO $452.84 $552.22 $7,500 $10,000
Bronze Standard w/ Virtual & Wellness
MedMutual
Expanded Bronze HMO $456.25 $556.39 $7,500 $10,000
Bronze HSA $7,300 ON-EX
MedMutual
Expanded Bronze HMO $459.56 $560.42 $7,300 $7,300
Low Premium Bronze 10600 $25 Generic Drugs
CareSource
Expanded Bronze HMO $464.19 $566.07 $10,600 $10,600
Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness
CareSource
Expanded Bronze HMO $467.96 $570.67 $10,600 $10,600
Molina Bronze Saver 7000
Molina Healthcare
Expanded Bronze HMO $476.73 $581.35 $7,000 $10,200
Bronze 7500 $25 Generic Drugs
CareSource
Expanded Bronze HMO $478.25 $583.21 $7,500 $10,000
Molina Bronze Standard
Molina Healthcare
Expanded Bronze HMO $480.77 $586.28 $7,500 $10,000
Molina Bronze Saver 7000 Plus with Adult Vision
Molina Healthcare
Expanded Bronze HMO $480.83 $586.35 $7,000 $10,200
Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness
CareSource
Expanded Bronze HMO $482.09 $587.89 $7,500 $10,000
Molina Bronze Smart Heart Health
Molina Healthcare
Expanded Bronze HMO $489.88 $597.39 $4,000 $9,950
Molina Bronze Enhanced 3500
Molina Healthcare
Expanded Bronze HMO $493.47 $601.77 $3,500 $9,950
Molina Bronze Saver 7000 Plus with Adult Dental and Vision
Molina Healthcare
Expanded Bronze HMO $494.83 $603.43 $7,000 $10,200
Molina Bronze Enhanced 3500 Plus with Adult Vision
Molina Healthcare
Expanded Bronze HMO $497.57 $606.77 $3,500 $9,950
Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision
Molina Healthcare
Expanded Bronze HMO $511.58 $623.85 $3,500 $9,950
Silver Classic Standard
Oscar Health Insurance
Silver HMO $448.33 $546.73 $6,000 $8,900
Silver Simple PCP Saver
Oscar Health Insurance
Silver HMO $449.39 $548.02 $5,750 $10,150
Silver Simple Diabetes
Oscar Health Insurance
Silver HMO $449.83 $548.55 $6,500 $10,000
Silver Simple Breathe Easy with Enhanced COPD Benefits
Oscar Health Insurance
Silver HMO $449.99 $548.75 $6,200 $9,600
Silver Simple Chronic Care CKM
Oscar Health Insurance
Silver HMO $454.17 $553.84 $5,900 $10,150
Silver Elite Saver Plus
Oscar Health Insurance
Silver HMO $455.14 $555.03 $0 $9,750
Silver Simple Women's Health with Menopause Benefits
Oscar Health Insurance
Silver HMO $458.24 $558.81 $6,000 $10,150
Standard Silver
Ambetter from Buckeye Health Plan
Silver HMO $471.65 $575.16 $6,000 $8,900
Complete Silver
Ambetter from Buckeye Health Plan
Silver HMO $479.55 $584.80 $5,950 $8,850
Standard Silver + Vision + Adult Dental
Ambetter from Buckeye Health Plan
Silver HMO $486.19 $592.89 $6,000 $8,900
Complete Silver + Vision + Adult Dental
Ambetter from Buckeye Health Plan
Silver HMO $494.33 $602.82 $5,950 $8,850
Molina Silver Saver with Four Free PCP Visits
Molina Healthcare
Silver HMO $545.36 $665.05 $7,000 $10,150
Molina Silver Smart Heart Health
Molina Healthcare
Silver HMO $545.64 $665.39 $6,000 $8,990
Molina Silver Core
Molina Healthcare
Silver HMO $546.72 $666.71 $6,000 $8,990
Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
Silver HMO $548.58 $668.97 $5,000 $8,950
Low Premium Silver 6200 $3 Generic Drugs
CareSource
Silver HMO $550.14 $670.88 $6,200 $9,800
Molina Silver Core Plus with Adult Vision
Molina Healthcare
Silver HMO $550.88 $671.78 $6,000 $8,990
Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness
CareSource
Silver HMO $553.92 $675.49 $6,200 $9,800
Molina Silver Standard
Molina Healthcare
Silver HMO $555.00 $676.81 $6,000 $8,900
Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
Silver HMO $557.45 $679.79 $6,000 $8,900
Molina Silver Core Plus with Adult Dental and Vision
Molina Healthcare
Silver HMO $565.10 $689.12 $6,000 $8,990
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services
CareSource
Silver HMO $565.52 $689.64 $5,000 $9,500
Diabetes Silver 5000 $0 Chronic Care Drugs & Services
CareSource
Silver HMO $567.56 $692.12 $5,000 $9,500
Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
Silver HMO $569.10 $693.99 $4,000 $9,200
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource
Silver HMO $569.29 $694.23 $5,000 $9,500
Silver 6000 $20 Generic Drugs
CareSource
Silver HMO $569.68 $694.71 $6,000 $8,900
Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource
Silver HMO $571.33 $696.72 $5,000 $9,500
Silver 6000 $20 Generic Drugs + Adult Vision & Fitness
CareSource
Silver HMO $573.32 $699.15 $6,000 $8,900
Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
Silver HMO $574.75 $700.89 $4,000 $9,200
Anthem Silver Pathway 5500 for HSA
Anthem Blue Cross and Blue Shield
Silver HMO $595.13 $725.74 $5,500 $5,500
Silver $5,800 w/ Virtual & Wellness ON-EX
MedMutual
Silver HMO $602.35 $734.55 $5,800 $9,800
Silver Standard w/ Virtual & Wellness
MedMutual
Silver HMO $617.01 $752.42 $6,000 $8,900
Silver $5,000 w/ Virtual & Wellness ON-EX
MedMutual
Silver HMO $617.48 $753.00 $5,000 $8,500
Silver $5,000 w/ Adult Dental ON-EX
MedMutual
Silver HMO $629.77 $767.99 $5,000 $8,500
HDHP Preventive Silver 5500 $0 Chronic Care Drugs
CareSource
Silver HMO $655.07 $798.84 $5,500 $5,500
Gold Classic Standard
Oscar Health Insurance
Gold HMO $448.03 $546.35 $2,000 $8,200
Gold Classic
Oscar Health Insurance
Gold HMO $457.80 $558.27 $2,250 $7,500
Clear Gold
Ambetter from Buckeye Health Plan
Gold HMO $470.02 $573.17 $1,200 $9,150
Standard Gold
Ambetter from Buckeye Health Plan
Gold HMO $482.29 $588.13 $2,000 $8,200
Clear Gold + Vision + Adult Dental
Ambetter from Buckeye Health Plan
Gold HMO $484.50 $590.84 $1,200 $9,150
Gold Elite Saver Plus
Oscar Health Insurance
Gold HMO $488.83 $596.11 $0 $8,900
Standard Gold + Vision + Adult Dental
Ambetter from Buckeye Health Plan
Gold HMO $497.15 $606.26 $2,000 $8,200
Complete Gold
Ambetter from Buckeye Health Plan
Gold HMO $504.67 $615.43 $1,450 $7,500
Complete Gold + Vision + Adult Dental
Ambetter from Buckeye Health Plan
Gold HMO $520.22 $634.39 $1,450 $7,500
Molina Gold Core 1640
Molina Healthcare
Gold HMO $631.00 $769.48 $1,640 $8,100
Molina Gold Smart Heart Health
Molina Healthcare
Gold HMO $633.01 $771.93 $1,640 $8,100
Molina Gold Enhanced 895
Molina Healthcare
Gold HMO $633.12 $772.07 $895 $8,700
Molina Gold Core 1640 Plus with Adult Vision
Molina Healthcare
Gold HMO $635.10 $774.48 $1,640 $8,100
Molina Gold Enhanced 895 Plus with Adult Vision
Molina Healthcare
Gold HMO $637.22 $777.07 $895 $8,700
Molina Gold Core 1640 Plus with Adult Dental and Vision
Molina Healthcare
Gold HMO $649.11 $791.56 $1,640 $8,100
Molina Gold Enhanced 895 Plus with Adult Dental and Vision
Molina Healthcare
Gold HMO $651.23 $794.16 $895 $8,700
Molina Gold Standard
Molina Healthcare
Gold HMO $658.90 $803.51 $2,000 $8,200
Gold Standard w/ Virtual & Wellness
MedMutual
Gold HMO $688.87 $840.06 $2,000 $8,200
Gold $500 w/ Virtual & Wellness ON-EX
MedMutual
Gold HMO $698.33 $851.59 $500 $7,500
Gold $1,000 w/ Virtual & Wellness ON-EX
MedMutual
Gold HMO $699.27 $852.74 $1,000 $8,000
Gold $1,000 w/ Adult Dental ON-EX
MedMutual
Gold HMO $712.04 $868.31 $1,000 $8,000
Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs)
Anthem Blue Cross and Blue Shield
Gold HMO $744.62 $908.04 $2,000 $8,200
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services
CareSource
Gold HMO $796.80 $971.67 $3,000 $8,500
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource
Gold HMO $800.57 $976.26 $3,000 $8,500
Diabetes Gold 3000 $0 Chronic Care Drugs & Services
CareSource
Gold HMO $803.01 $979.24 $3,000 $8,500
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource
Gold HMO $806.78 $983.84 $3,000 $8,500
Core Gold 1500 $10 Generic Drugs
CareSource
Gold HMO $835.39 $1,018.73 $1,500 $8,000
Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness
CareSource
Gold HMO $839.16 $1,023.33 $1,500 $8,000
Gold 2000 $15 Generic Drugs
CareSource
Gold HMO $873.00 $1,064.59 $2,000 $8,200
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness
CareSource
Gold HMO $876.77 $1,069.19 $2,000 $8,200

Silver Premium Trend (2022-2026)

Year Avg Premium Min Max Plans Issuers
2022 $411/mo $330 $477 35 5
2023 $432/mo $384 $530 33 5
2024 $465/mo $401 $584 31 5
2025 $468/mo $380 $619 35 7
2026 $540/mo $448 $655 35 6

What this means for Morrow

Use Morrow's own numbers here, not a national average, before you enroll.

  • $540/mo Silver average sits in the bottom third of tracked counties nationally -- a subsidized Silver plan can already beat Bronze on total cost here. See how subsidies work
  • 98 plans from 6 issuers here -- see how that stacks up against the cheapest counties nationwide. See cheapest counties

Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.

Frequently Asked Questions

Why is Morrow's Silver premium in the lower band?

Morrow ranks #1709 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $540/mo. See /methodology#corpus-placement.

How many ACA plans compete in Morrow?

Morrow carries 98 ACA plans from 6 issuers, putting it in the densest third of county inventories nationwide.

What is the cheapest health insurance plan in Morrow?

The lowest-premium plan in Morrow starts at $331/mo (Bronze tier, age 27). Silver plans start at $448/mo. Actual premiums vary by age and may be reduced by premium tax credits.

What is the benchmark premium for Morrow?

The benchmark (second-lowest Silver) premium in Morrow is $449/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.

Why did Morrow premiums rise +14.7% year-over-year?

The average age-27 premium in Morrow changed by +14.7% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.

What is the average deductible and out-of-pocket maximum in Morrow?

The average annual deductible across all plans in Morrow is $4,975, and the average out-of-pocket maximum is $9,082. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.

Which issuers compete in Morrow's crowded market?

There are 6 insurance issuers offering ACA marketplace plans in Morrow, including Molina Healthcare, CareSource, Oscar Health Insurance, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.

Disclaimer

This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.

Counties With a Similar Benchmark Premium

The closest counties nationwide to Morrow, OH's $449/mo benchmark premium.

One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.

Nationwide counties with similar marketplace profiles

Two CMS Marketplace peer sets for Morrow, OH, both outside OH so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.

Similar benchmark premium

Nearest other-state counties by benchmark premium ($449/mo here).

Similar issuer competition

Nearest other-state counties by issuer count (6 here).

Data sources

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan

Verify with CMS →

PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.