ACA plans available
43
Plan year 2026
CMS Marketplace county · plan year 2026
Moore, North Carolina ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $682
- Silver avg/mo
- 43
- ACA plans
- 3
- Issuers
- +18.0%
- YoY premium
Silver avg $682/mo
Moore, North Carolina has 43 ACA marketplace plans from 3 issuers (plan year 2026). Average Silver premium is $682/mo; Bronze averages $542/mo and Gold $729/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #579 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $622/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Moore, North Carolina ranks #579 of 2,055 counties by listed Silver average ($682/mo) and #1,028 of 2,055 by plan count (43 plans).
- #579 of 2,055
- Silver average among 2,055 counties
- $682
- Listed Silver average /mo
- #1,028 of 2,055
- Plan count among 2,055 counties
- 43
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
Moore, North Carolina offers 43 ACA marketplace plans from 3 issuers for plan year 2026. Bronze plans start at $484/mo and Silver plans start at $621/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$682
Avg Silver Premium/mo
$622
Benchmark Premium/mo
+18.0%
Year-over-Year Change
$4,944
Avg Deductible
High-premium band
Moore in the high-premium third
$682/mo Silver avg sits in the top third of tracked federal-marketplace counties. Corpus place #579 of 2055 (highest Silver = #1).
Bronze starts at $484/mo; Silver spans $621–$743/mo (age 27). Benchmark (2nd-lowest Silver) is $622/mo, the subsidy ceiling.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
18 plans$542/mo avg
$484 - $597
Silver
15 plans$682/mo avg
$621 - $743
Gold
10 plans$729/mo avg
$643 - $885
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Moore is $622/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
3
Some competition
Benchmark Silver
$622 /mo
Sets your subsidy ceiling
Avg deductible
$4,944
Across all metal tiers
D
Marketplace Access Score
41/100
Moore
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability F
$622/mo
Benchmark Silver premium; rank #579 of 2055 tracked counties (cheapest first)
Plan Choice C-
43 plans
ACA marketplace plan count; rank #1028 of 2055 tracked counties (most first)
Issuer Competition F
3 issuers
Distinct marketplace issuers; rank #1388 of 2055 tracked counties (most first)
Cost Predictability C
$4,944
Average deductible across tracked plans; rank #1229 of 2055 tracked counties (lowest first)
Moore ACA plans by premium and deductible
Each marker is the Moore average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Moore ACA marketplace plans: premium vs deductible
How Moore's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Moore vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$682 579th of 2055 higher than 1,476 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Moore
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Blue Cross and Blue Shield of NC | 18 | $625/mo |
| Ambetter of North Carolina | 15 | $596/mo |
| Cigna Healthcare | 10 | $708/mo |
All Plans in Moore
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Everyday Bronze Ambetter of North Carolina | Expanded Bronze | HMO | $483.53 | $589.65 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter of North Carolina | Expanded Bronze | HMO | $485.40 | $591.93 | $7,500 | $10,000 |
| Everyday Bronze + Vision + Adult Dental Ambetter of North Carolina | Expanded Bronze | HMO | $499.80 | $609.49 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter of North Carolina | Expanded Bronze | HMO | $501.74 | $611.85 | $7,500 | $10,000 |
| Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC | Expanded Bronze | HMO | $506.32 | $617.44 | $7,000 | $10,600 |
| Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC | Expanded Bronze | PPO | $521.91 | $636.46 | $7,000 | $10,600 |
| Blue Care Bronze Standard | Statewide Doctors Blue Cross and Blue Shield of NC | Expanded Bronze | HMO | $527.94 | $643.81 | $7,500 | $10,000 |
| Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC | Expanded Bronze | HMO | $534.04 | $651.24 | $4,000 | $10,600 |
| Blue Advantage Bronze Standard | Nationwide Doctors Blue Cross and Blue Shield of NC | Expanded Bronze | PPO | $542.74 | $661.85 | $7,500 | $10,000 |
| Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC | Expanded Bronze | HMO | $547.42 | $667.56 | $8,500 | $8,500 |
| Elite Bronze Ambetter of North Carolina | Expanded Bronze | HMO | $549.40 | $669.98 | $0 | $10,500 |
| Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC | Expanded Bronze | PPO | $550.38 | $671.17 | $4,000 | $10,600 |
| Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC | Expanded Bronze | PPO | $564.20 | $688.02 | $8,500 | $8,500 |
| Elite Bronze + Vision + Adult Dental Ambetter of North Carolina | Expanded Bronze | HMO | $567.89 | $692.52 | $0 | $10,500 |
| Connect Bronze 5500 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | HMO | $588.80 | $718.02 | $5,500 | $10,250 |
| Connect Bronze CMS Standard Cigna Healthcare | Expanded Bronze | HMO | $589.32 | $718.66 | $7,500 | $10,000 |
| Connect Bronze 6500 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | HMO | $592.11 | $722.06 | $6,500 | $9,900 |
| Connect myDiabetesCare Bronze Cigna Healthcare | Expanded Bronze | HMO | $597.07 | $728.10 | $6,000 | $9,900 |
| Clear Silver with $0 Insulin Options Ambetter of North Carolina | Silver | HMO | $621.45 | $757.83 | $7,000 | $7,000 |
| Standard Silver Ambetter of North Carolina | Silver | HMO | $621.64 | $758.07 | $6,000 | $8,900 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options Ambetter of North Carolina | Silver | HMO | $637.88 | $777.87 | $5,900 | $8,150 |
| Standard Silver + Vision + Adult Dental Ambetter of North Carolina | Silver | HMO | $642.56 | $783.58 | $6,000 | $8,900 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of North Carolina | Silver | HMO | $659.34 | $804.05 | $5,900 | $8,150 |
| Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC | Silver | HMO | $663.53 | $809.15 | $2,800 | $10,600 |
| Blue Care Silver Standard | Statewide Doctors Blue Cross and Blue Shield of NC | Silver | HMO | $672.49 | $820.08 | $6,000 | $8,900 |
| Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC | Silver | PPO | $683.94 | $834.04 | $2,800 | $10,600 |
| Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC | Silver | HMO | $685.95 | $836.49 | $3,000 | $10,600 |
| Blue Advantage Silver Standard | Nationwide Doctors Blue Cross and Blue Shield of NC | Silver | PPO | $691.33 | $843.06 | $6,000 | $8,900 |
| Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC | Silver | PPO | $707.01 | $862.18 | $3,000 | $10,600 |
| Connect Silver 5000 Indiv Med Deductible Cigna Healthcare | Silver | HMO | $732.76 | $893.58 | $5,000 | $8,850 |
| Connect Silver 3600 Indiv Med Deductible Cigna Healthcare | Silver | HMO | $734.16 | $895.28 | $3,600 | $9,150 |
| Connect Silver CMS Standard Cigna Healthcare | Silver | HMO | $734.41 | $895.58 | $6,000 | $8,900 |
| Connect myDiabetesCare Silver Cigna Healthcare | Silver | HMO | $742.76 | $905.77 | $4,300 | $9,200 |
| Standard Gold Ambetter of North Carolina | Gold | HMO | $642.64 | $783.67 | $2,000 | $8,200 |
| Standard Gold + Vision + Adult Dental Ambetter of North Carolina | Gold | HMO | $664.26 | $810.04 | $2,000 | $8,200 |
| Complete Gold Ambetter of North Carolina | Gold | HMO | $671.83 | $819.27 | $1,450 | $7,500 |
| Complete Gold + Vision + Adult Dental Ambetter of North Carolina | Gold | HMO | $694.43 | $846.84 | $1,450 | $7,500 |
| Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC | Gold | HMO | $696.32 | $849.14 | $1,800 | $10,600 |
| Blue Care Gold Standard A | Statewide Doctors Blue Cross and Blue Shield of NC | Gold | HMO | $705.03 | $859.76 | $2,000 | $8,200 |
| Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC | Gold | PPO | $717.70 | $875.21 | $1,800 | $10,600 |
| Blue Advantage Gold Standard A | Nationwide Doctors Blue Cross and Blue Shield of NC | Gold | PPO | $724.85 | $883.93 | $2,000 | $8,200 |
| Connect Gold CMS Standard Cigna Healthcare | Gold | HMO | $883.77 | $1,077.72 | $2,000 | $8,200 |
| Connect Gold 1500 Indiv Med Deductible Cigna Healthcare | Gold | HMO | $885.25 | $1,079.53 | $1,500 | $9,950 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $494/mo | $418 | $774 | 20 | 4 |
| 2023 | $535/mo | $452 | $810 | 24 | 4 |
| 2024 | $528/mo | $439 | $868 | 20 | 4 |
| 2025 | $568/mo | $441 | $964 | 14 | 4 |
| 2026 | $682/mo | $621 | $743 | 15 | 3 |
What this means for Moore
Use Moore's own numbers here, not a national average, before you enroll.
- $682/mo Silver average sits in the top third of tracked counties nationally -- run the metal-tier math before defaulting to Silver. Compare metal tiers
- 43 plans from 3 issuers here -- see how that stacks up against the cheapest counties nationwide. See cheapest counties
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Why is Moore's Silver premium in the high band?
Moore ranks #579 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $682/mo. See /methodology#corpus-placement.
How many ACA plans are available in Moore, NC?
There are 43 ACA marketplace plans available in Moore from 3 insurance issuers for plan year 2026.
What is the floor premium in high-cost Moore?
The lowest-premium plan in Moore starts at $484/mo (Bronze tier, age 27). Silver plans start at $621/mo. Actual premiums vary by age and may be reduced by premium tax credits.
How does the Moore benchmark premium affect subsidies?
The benchmark (second-lowest Silver) premium in Moore is $622/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Moore premiums rise +18.0% year-over-year?
The average age-27 premium in Moore changed by +18.0% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
What is the average deductible and out-of-pocket maximum in Moore?
The average annual deductible across all plans in Moore is $4,944, and the average out-of-pocket maximum is $9,426. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Moore?
There are 3 insurance issuers offering ACA marketplace plans in Moore, including Blue Cross and Blue Shield of NC, Ambetter of North Carolina, Cigna Healthcare. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Moore, NC's $622/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Nationwide counties with similar marketplace profiles
Two CMS Marketplace peer sets for Moore, NC, both outside NC so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.
Similar benchmark premium
Nearest other-state counties by benchmark premium ($622/mo here).
Similar issuer competition
Nearest other-state counties by issuer count (3 here).
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.