ACA plans available
55
Plan year 2026
2026 data Public-data reference. official source
Johnson, Kansas Health Insurance
Open-data reference.
55 ACA plans from 5 issuers - Plan year 2026
Johnson, Kansas offers 55 ACA marketplace plans from 5 issuers for plan year 2026. Bronze plans start at $362/mo and Silver plans start at $468/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$568
Avg Silver Premium/mo
$475
Benchmark Premium/mo
+28.6%
Year-over-Year Change
$5,043
Avg Deductible
What the Numbers Say About Johnson
Johnson, Kansas has 55 ACA marketplace plans offered by 5 issuers for plan year 2026. The average Silver-tier premium comes in at $568/mo for a 27-year-old non-tobacco user, with the lowest Silver at $468 and the highest at $776. Bronze plans start at $362/mo, useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.
The benchmark (second-lowest Silver) premium is $475/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $5,043 and the average out-of-pocket maximum is $9,068 - numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Johnson shifted by +28.6%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 5 issuers active in Johnson, consumers have meaningful competition to pressure premiums lower. Every plan sold in Johnson is EPO -- there's no alternative network type in this county, so weigh EPO's referral rules and out-of-network coverage before enrolling. This page is informational only and is not insurance, medical, or tax advice, verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Bronze
1 plan$362/mo avg
$362 - $362
Silver
16 plans$568/mo avg
$468 - $776
Gold
17 plans$584/mo avg
$500 - $739
Catastrophic plan available: avg $364/mo (1 plan) - only for individuals under 30 or with a hardship exemption.
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Johnson is $475/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
5
Competitive market
Benchmark Silver
$475 /mo
Sets your subsidy ceiling
Avg deductible
$5,043
Across all metal tiers
Johnson ACA plans by premium and deductible
Each marker is the Johnson average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for Johnson, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in Johnson
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Ambetter from Sunflower Health Plan | 16 | $473/mo |
| UnitedHealthcare | 15 | $509/mo |
| Medica | 9 | $676/mo |
| Blue Cross and Blue Shield of Kansas City | 9 | $488/mo |
| Oscar Insurance Company | 6 | $417/mo |
All Plans in Johnson
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Blue KC Catastrophic BlueSelect EPO Blue Cross and Blue Shield of Kansas City | Catastrophic | EPO | $363.70 | $443.52 | $10,600 | $10,600 |
| UHC Bronze Essential (No Referrals) UnitedHealthcare | Bronze | EPO | $362.37 | $441.90 | $10,600 | $10,600 |
| Bronze Classic Standard Oscar Insurance Company | Expanded Bronze | EPO | $370.91 | $452.31 | $7,500 | $10,000 |
| Bronze Simple Diabetes Oscar Insurance Company | Expanded Bronze | EPO | $377.44 | $460.27 | $5,500 | $10,150 |
| Bronze Classic 4700 Oscar Insurance Company | Expanded Bronze | EPO | $379.92 | $463.30 | $4,700 | $9,500 |
| Everyday Bronze Ambetter from Sunflower Health Plan | Expanded Bronze | EPO | $380.95 | $464.56 | $8,450 | $10,150 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare | Expanded Bronze | EPO | $381.29 | $464.97 | $7,500 | $10,000 |
| Standard Expanded Bronze Ambetter from Sunflower Health Plan | Expanded Bronze | EPO | $382.66 | $466.64 | $7,500 | $10,000 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare | Expanded Bronze | EPO | $392.77 | $478.97 | $7,500 | $10,000 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan | Expanded Bronze | EPO | $393.63 | $480.02 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan | Expanded Bronze | EPO | $395.39 | $482.17 | $7,500 | $10,000 |
| Blue KC Simply Blue Bronze with Spira Care Blue Metro EPO Blue Cross and Blue Shield of Kansas City | Expanded Bronze | EPO | $395.58 | $482.39 | $8,000 | $10,600 |
| Bronze Elite + PCP Saver Oscar Insurance Company | Expanded Bronze | EPO | $400.98 | $488.98 | $0 | $10,600 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Expanded Bronze | EPO | $405.76 | $494.80 | $0 | $10,600 |
| Blue KC Choice Bronze 2 with Spira Care BlueSelect EPO Blue Cross and Blue Shield of Kansas City | Expanded Bronze | EPO | $413.32 | $504.03 | $8,500 | $10,600 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Expanded Bronze | EPO | $417.23 | $508.80 | $0 | $10,600 |
| Elite Bronze Ambetter from Sunflower Health Plan | Expanded Bronze | EPO | $435.11 | $530.60 | $0 | $10,500 |
| Elite Bronze + Vision + Adult Dental Ambetter from Sunflower Health Plan | Expanded Bronze | EPO | $449.59 | $548.26 | $0 | $10,500 |
| Blue KC Standard Bronze BlueSelect EPO Blue Cross and Blue Shield of Kansas City | Expanded Bronze | EPO | $451.11 | $550.11 | $7,500 | $10,000 |
| Select by Medica Bronze Share Medica | Expanded Bronze | EPO | $511.66 | $623.95 | $8,000 | $10,600 |
| Select by Medica Bronze $0 Copay PCP Visits Medica | Expanded Bronze | EPO | $553.34 | $674.78 | $7,500 | $10,600 |
| Select by Medica Expanded Bronze Standard Medica | Expanded Bronze | EPO | $564.69 | $688.62 | $7,500 | $10,000 |
| Silver Classic Standard Oscar Insurance Company | Silver | EPO | $467.92 | $570.61 | $6,000 | $8,900 |
| Standard Silver Ambetter from Sunflower Health Plan | Silver | EPO | $475.13 | $579.41 | $6,000 | $8,900 |
| Focused Silver Ambetter from Sunflower Health Plan | Silver | EPO | $479.71 | $585.00 | $6,300 | $8,400 |
| Standard Silver + Vision + Adult Dental Ambetter from Sunflower Health Plan | Silver | EPO | $490.95 | $598.69 | $6,000 | $8,900 |
| Focused Silver + Vision + Adult Dental Ambetter from Sunflower Health Plan | Silver | EPO | $495.68 | $604.46 | $6,300 | $8,400 |
| Blue KC Simply Blue Silver with Spira Care Blue Metro EPO Blue Cross and Blue Shield of Kansas City | Silver | EPO | $519.69 | $633.75 | $4,600 | $8,800 |
| Blue KC Choice Silver 1 with Spira Care BlueSelect EPO Blue Cross and Blue Shield of Kansas City | Silver | EPO | $543.41 | $662.67 | $4,150 | $8,000 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Silver | EPO | $544.75 | $664.30 | $4,000 | $10,150 |
| UHC Silver Standard (No Referrals) UnitedHealthcare | Silver | EPO | $546.00 | $665.83 | $6,000 | $8,900 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare | Silver | EPO | $553.89 | $675.44 | $3,250 | $9,200 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Silver | EPO | $556.23 | $678.30 | $4,000 | $10,150 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Silver | EPO | $565.37 | $689.44 | $3,250 | $9,200 |
| Blue KC Standard Silver BlueSelect EPO Blue Cross and Blue Shield of Kansas City | Silver | EPO | $567.20 | $691.69 | $6,000 | $8,900 |
| Select by Medica Silver $0 Copay PCP Visits Medica | Silver | EPO | $747.83 | $911.96 | $3,500 | $10,450 |
| Select by Medica Silver Share Medica | Silver | EPO | $756.65 | $922.71 | $3,525 | $8,850 |
| Select by Medica Silver Standard Medica | Silver | EPO | $776.08 | $946.41 | $6,000 | $8,900 |
| Standard Gold Ambetter from Sunflower Health Plan | Gold | EPO | $500.00 | $609.73 | $2,000 | $8,200 |
| Gold Classic Standard Oscar Insurance Company | Gold | EPO | $503.73 | $614.28 | $2,000 | $8,200 |
| Everyday Gold Ambetter from Sunflower Health Plan | Gold | EPO | $506.15 | $617.23 | $800 | $7,250 |
| Standard Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan | Gold | EPO | $516.64 | $630.02 | $2,000 | $8,200 |
| Everyday Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan | Gold | EPO | $522.99 | $637.77 | $800 | $7,250 |
| UHC Gold Standard (No Referrals) UnitedHealthcare | Gold | EPO | $558.82 | $681.46 | $2,000 | $8,200 |
| Blue KC Simply Blue Gold with Spira Care Blue Metro EPO Blue Cross and Blue Shield of Kansas City | Gold | EPO | $560.08 | $683.00 | $1,700 | $8,000 |
| Elite Gold Ambetter from Sunflower Health Plan | Gold | EPO | $564.59 | $688.50 | $0 | $6,500 |
| Blue KC Standard Gold BlueSelect EPO Blue Cross and Blue Shield of Kansas City | Gold | EPO | $577.62 | $704.39 | $2,000 | $8,200 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | EPO | $578.62 | $705.61 | $500 | $7,000 |
| Elite Gold + Vision + Adult Dental Ambetter from Sunflower Health Plan | Gold | EPO | $583.39 | $711.42 | $0 | $6,500 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | EPO | $588.62 | $717.80 | $0 | $7,000 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Gold | EPO | $590.10 | $719.61 | $500 | $7,000 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Gold | EPO | $600.10 | $731.80 | $0 | $7,000 |
| Select by Medica Gold $0 Copay PCP Visits Medica | Gold | EPO | $709.54 | $865.26 | $1,500 | $8,800 |
| Select by Medica Gold Share Medica | Gold | EPO | $721.61 | $879.98 | $2,500 | $5,900 |
| Select by Medica Gold Standard Medica | Gold | EPO | $738.73 | $900.86 | $2,000 | $8,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $404/mo | $348 | $596 | 30 | 5 |
| 2023 | $425/mo | $369 | $617 | 32 | 6 |
| 2024 | $418/mo | $374 | $570 | 27 | 6 |
| 2025 | $470/mo | $384 | $701 | 25 | 6 |
| 2026 | $568/mo | $468 | $776 | 16 | 5 |
Frequently Asked Questions
How many ACA plans are available in Johnson, KS?
There are 55 ACA marketplace plans available in Johnson from 5 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Johnson?
The lowest-premium plan in Johnson starts at $362/mo (Bronze tier, age 27). Silver plans start at $468/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Johnson?
The benchmark (second-lowest Silver) premium in Johnson is $475/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Johnson?
Average premiums in Johnson changed by +28.6% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Johnson?
The average annual deductible across all plans in Johnson is $5,043, and the average out-of-pocket maximum is $9,068. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Johnson?
There are 5 insurance issuers offering ACA marketplace plans in Johnson, including Ambetter from Sunflower Health Plan, UnitedHealthcare, Medica, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Johnson, KS's $475/mo benchmark premium.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
