ACA plans available
58
Plan year 2026
CMS Marketplace county · plan year 2026
Hitchcock, Nebraska ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $882
- Silver avg/mo
- 58
- ACA plans
- 5
- Issuers
- +30.1%
- YoY premium
Silver avg $882/mo
Hitchcock, Nebraska has 58 ACA marketplace plans from 5 issuers (plan year 2026). Average Silver premium is $882/mo; Bronze averages $658/mo and Gold $903/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #107 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $684/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Hitchcock, Nebraska ranks #107 of 2,055 counties by listed Silver average ($882/mo) and #425 of 2,055 by plan count (58 plans).
- #107 of 2,055
- Silver average among 2,055 counties
- $882
- Listed Silver average /mo
- #425 of 2,055
- Plan count among 2,055 counties
- 58
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
Hitchcock, Nebraska offers 58 ACA marketplace plans from 5 issuers for plan year 2026. Bronze plans start at $520/mo and Silver plans start at $677/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$882
Avg Silver Premium/mo
$684
Benchmark Premium/mo
+30.1%
Year-over-Year Change
$4,902
Avg Deductible
High-premium band
Hitchcock in the high-premium third
$882/mo Silver avg sits in the top third of tracked federal-marketplace counties. Corpus place #107 of 2055 (highest Silver = #1).
Bronze starts at $520/mo; Silver spans $677–$1,197/mo (age 27). Benchmark (2nd-lowest Silver) is $684/mo, the subsidy ceiling.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
20 plans$658/mo avg
$520 - $889
Silver
20 plans$882/mo avg
$677 - $1,197
Gold
18 plans$903/mo avg
$676 - $1,182
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Hitchcock is $684/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
5
Competitive market
Benchmark Silver
$684 /mo
Sets your subsidy ceiling
Avg deductible
$4,902
Across all metal tiers
C-
Marketplace Access Score
51/100
Hitchcock
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability F
$684/mo
Benchmark Silver premium; rank #107 of 2055 tracked counties (cheapest first)
Plan Choice B+
58 plans
ACA marketplace plan count; rank #425 of 2055 tracked counties (most first)
Issuer Competition A-
5 issuers
Distinct marketplace issuers; rank #359 of 2055 tracked counties (most first)
Cost Predictability B-
$4,902
Average deductible across tracked plans; rank #1358 of 2055 tracked counties (lowest first)
Hitchcock ACA plans by premium and deductible
Each marker is the Hitchcock average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Hitchcock ACA marketplace plans: premium vs deductible
How Hitchcock's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Hitchcock vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$882 107th of 2055 higher than 1,935 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Hitchcock
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Ambetter Health | 16 | $657/mo |
| UnitedHealthcare | 14 | $880/mo |
| Oscar Insurance Company | 10 | $672/mo |
| Medica | 9 | $1,061/mo |
| Blue Cross and Blue Shield of Nebraska | 9 | $883/mo |
All Plans in Hitchcock
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO Blue Cross and Blue Shield of Nebraska | Bronze | PPO | $659.80 | $804.61 | $10,500 | $10,500 |
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Bronze | EPO | $660.10 | $804.97 | $10,600 | $10,600 |
| Standard Expanded Bronze Ambetter Health | Expanded Bronze | EPO | $519.85 | $633.94 | $7,500 | $10,000 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | EPO | $532.24 | $649.04 | $7,500 | $10,000 |
| Bronze Classic Oscar Insurance Company | Expanded Bronze | EPO | $542.69 | $661.79 | $7,750 | $10,600 |
| Choice Bronze HSA Ambetter Health | Expanded Bronze | EPO | $563.63 | $687.32 | $7,250 | $7,250 |
| Bronze Classic Standard Oscar Insurance Company | Expanded Bronze | EPO | $572.17 | $697.74 | $7,500 | $10,000 |
| Choice Bronze HSA + Vision + Adult Dental Ambetter Health | Expanded Bronze | EPO | $577.06 | $703.70 | $7,250 | $7,250 |
| Bronze Simple Diabetes Oscar Insurance Company | Expanded Bronze | EPO | $582.83 | $710.75 | $5,500 | $10,150 |
| Elite Bronze Ambetter Health | Expanded Bronze | EPO | $592.03 | $721.96 | $0 | $10,500 |
| Elite Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | EPO | $606.14 | $739.16 | $0 | $10,500 |
| Bronze Elite + PCP Saver Plus Oscar Insurance Company | Expanded Bronze | EPO | $612.96 | $747.49 | $0 | $10,600 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare | Expanded Bronze | EPO | $684.05 | $834.18 | $7,500 | $10,000 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Expanded Bronze | EPO | $715.57 | $872.61 | $0 | $10,600 |
| HeartlandBlue Bronze Standard 7500 NEtwork Blue PPO Blue Cross and Blue Shield of Nebraska | Expanded Bronze | PPO | $718.85 | $876.61 | $7,500 | $10,000 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Expanded Bronze | EPO | $733.51 | $894.49 | $0 | $10,600 |
| HeartlandBlue Bronze HSA 6500 NEtwork Blue PPO Blue Cross and Blue Shield of Nebraska | Expanded Bronze | PPO | $734.23 | $895.37 | $6,500 | $8,050 |
| Medica Insure Bronze Share Medica | Expanded Bronze | EPO | $795.52 | $970.12 | $8,000 | $10,600 |
| Medica Insure Expanded Bronze Standard Medica | Expanded Bronze | EPO | $864.39 | $1,054.09 | $7,500 | $10,000 |
| Medica Insure Bronze Premier Medica | Expanded Bronze | EPO | $889.31 | $1,084.48 | $2,000 | $10,600 |
| Standard Silver Ambetter Health | Silver | EPO | $677.43 | $826.11 | $6,000 | $8,900 |
| Focused Silver Ambetter Health | Silver | EPO | $684.22 | $834.38 | $6,300 | $8,400 |
| Standard Silver + Vision + Adult Dental Ambetter Health | Silver | EPO | $693.58 | $845.80 | $6,000 | $8,900 |
| Focused Silver + Vision + Adult Dental Ambetter Health | Silver | EPO | $700.52 | $854.27 | $6,300 | $8,400 |
| Silver Classic Standard Oscar Insurance Company | Silver | EPO | $716.16 | $873.33 | $6,000 | $8,900 |
| Silver Simple PCP Saver Oscar Insurance Company | Silver | EPO | $716.40 | $873.62 | $5,750 | $9,600 |
| Silver Simple Diabetes Oscar Insurance Company | Silver | EPO | $717.84 | $875.38 | $6,500 | $10,000 |
| Silver Simple Women's Health with Menopause Benefits Oscar Insurance Company | Silver | EPO | $719.24 | $877.09 | $6,000 | $10,150 |
| UHC Silver Standard (No Referrals) UnitedHealthcare | Silver | EPO | $922.57 | $1,125.04 | $6,000 | $8,900 |
| HeartlandBlue Silver Standard 6000 NEtwork Blue PPO Blue Cross and Blue Shield of Nebraska | Silver | PPO | $924.56 | $1,127.47 | $6,000 | $8,900 |
| HeartlandBlue Silver $0 PCP Visit 4500 NEtwork Blue PPO Blue Cross and Blue Shield of Nebraska | Silver | PPO | $927.14 | $1,130.61 | $4,500 | $9,500 |
| UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) UnitedHealthcare | Silver | EPO | $927.15 | $1,130.63 | $3,500 | $8,900 |
| UHC Silver Standard+ (Dental + Vision, No Referrals) UnitedHealthcare | Silver | EPO | $940.47 | $1,146.87 | $6,000 | $8,900 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Silver | EPO | $945.09 | $1,152.51 | $3,500 | $8,900 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Silver | EPO | $945.77 | $1,153.34 | $0 | $10,600 |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Silver | EPO | $963.67 | $1,175.16 | $0 | $10,600 |
| HeartlandBlue Silver HSA 5500 NEtwork Blue w/ Adult Vision PPO Blue Cross and Blue Shield of Nebraska | Silver | PPO | $981.02 | $1,196.32 | $5,500 | $6,000 |
| Medica Insure Silver $0 Copay PCP Visits Medica | Silver | EPO | $1,151.29 | $1,403.96 | $3,500 | $10,450 |
| Medica Insure Silver Share Medica | Silver | EPO | $1,181.22 | $1,440.45 | $3,525 | $8,850 |
| Medica Insure Silver Standard Medica | Silver | EPO | $1,197.35 | $1,460.12 | $6,000 | $8,900 |
| Clear Gold Ambetter Health | Gold | EPO | $676.34 | $824.77 | $1,200 | $9,150 |
| Clear Gold + Vision + Adult Dental Ambetter Health | Gold | EPO | $692.45 | $844.42 | $1,200 | $9,150 |
| Standard Gold Ambetter Health | Gold | EPO | $693.99 | $846.29 | $2,000 | $8,200 |
| Standard Gold + Vision + Adult Dental Ambetter Health | Gold | EPO | $710.53 | $866.46 | $2,000 | $8,200 |
| Gold Classic Standard Oscar Insurance Company | Gold | EPO | $749.17 | $913.58 | $2,000 | $8,200 |
| Gold Elite Oscar Insurance Company | Gold | EPO | $786.75 | $959.41 | $500 | $6,500 |
| Elite Gold Ambetter Health | Gold | EPO | $787.06 | $959.79 | $0 | $6,500 |
| Elite Gold + Vision + Adult Dental Ambetter Health | Gold | EPO | $805.81 | $982.66 | $0 | $6,500 |
| UHC Gold Standard (No Referrals) UnitedHealthcare | Gold | EPO | $939.70 | $1,145.93 | $2,000 | $8,200 |
| UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | EPO | $952.21 | $1,161.18 | $1,750 | $8,200 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | EPO | $985.23 | $1,201.45 | $0 | $7,700 |
| HeartlandBlue Gold Standard 2000 NEtwork Blue PPO Blue Cross and Blue Shield of Nebraska | Gold | PPO | $989.26 | $1,206.37 | $2,000 | $8,200 |
| HeartlandBlue Gold $0 PCP Visit 1500 NEtwork Blue PPO Blue Cross and Blue Shield of Nebraska | Gold | PPO | $995.81 | $1,214.35 | $1,500 | $7,500 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Gold | EPO | $1,003.12 | $1,223.27 | $0 | $7,700 |
| HeartlandBlue Gold 1000 NEtwork Blue w/ Adult Vision PPO Blue Cross and Blue Shield of Nebraska | Gold | PPO | $1,017.25 | $1,240.50 | $1,000 | $5,500 |
| Medica Insure Gold $0 Copay PCP Visits Medica | Gold | EPO | $1,126.71 | $1,373.98 | $1,500 | $8,800 |
| Medica Insure Gold Share Medica | Gold | EPO | $1,159.97 | $1,414.54 | $2,500 | $5,900 |
| Medica Insure Gold Standard Medica | Gold | EPO | $1,182.33 | $1,441.81 | $2,000 | $8,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $704/mo | $654 | $774 | 22 | 4 |
| 2023 | $649/mo | $563 | $741 | 22 | 4 |
| 2024 | $639/mo | $556 | $758 | 20 | 4 |
| 2025 | $664/mo | $576 | $850 | 21 | 5 |
| 2026 | $882/mo | $677 | $1,197 | 20 | 5 |
What this means for Hitchcock
Use Hitchcock's own numbers here, not a national average, before you enroll.
- $882/mo Silver average sits in the top third of tracked counties nationally -- run the metal-tier math before defaulting to Silver. Compare metal tiers
- 58 plans from 5 issuers here -- see how that stacks up against the cheapest counties nationwide. See cheapest counties
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Why is Hitchcock's Silver premium in the high band?
Hitchcock ranks #107 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $882/mo. See /methodology#corpus-placement.
How many ACA plans compete in Hitchcock?
Hitchcock carries 58 ACA plans from 5 issuers, putting it in the densest third of county inventories nationwide.
What is the floor premium in high-cost Hitchcock?
The lowest-premium plan in Hitchcock starts at $520/mo (Bronze tier, age 27). Silver plans start at $677/mo. Actual premiums vary by age and may be reduced by premium tax credits.
How does the Hitchcock benchmark premium affect subsidies?
The benchmark (second-lowest Silver) premium in Hitchcock is $684/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Hitchcock premiums rise +30.1% year-over-year?
The average age-27 premium in Hitchcock changed by +30.1% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
What is the average deductible and out-of-pocket maximum in Hitchcock?
The average annual deductible across all plans in Hitchcock is $4,902, and the average out-of-pocket maximum is $8,954. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which issuers compete in Hitchcock's crowded market?
There are 5 insurance issuers offering ACA marketplace plans in Hitchcock, including Ambetter Health, UnitedHealthcare, Oscar Insurance Company, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Hitchcock, NE's $684/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Nationwide counties with similar marketplace profiles
Two CMS Marketplace peer sets for Hitchcock, NE, both outside NE so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.
Similar benchmark premium
Nearest other-state counties by benchmark premium ($684/mo here).
Similar issuer competition
Nearest other-state counties by issuer count (5 here).
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.