ACA plans available
48
Plan year 2026
2026 data Public-data reference. official source
Greenville, South Carolina Health Insurance
Open-data reference.
48 ACA plans from 3 issuers - Plan year 2026
Greenville, South Carolina offers 48 ACA marketplace plans from 3 issuers for plan year 2026. Bronze plans start at $327/mo and Silver plans start at $484/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$540
Avg Silver Premium/mo
$485
Benchmark Premium/mo
+27.8%
Year-over-Year Change
$5,576
Avg Deductible
What the Numbers Say About Greenville
Greenville, South Carolina has 48 ACA marketplace plans offered by 3 issuers for plan year 2026. The average Silver-tier premium comes in at $540/mo for a 27-year-old non-tobacco user, with the lowest Silver at $484 and the highest at $636. Bronze plans start at $327/mo, useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.
The benchmark (second-lowest Silver) premium is $485/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $5,576 and the average out-of-pocket maximum is $8,857 - numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Greenville shifted by +27.8%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 3 issuers active in Greenville, consumers have some competitive choice, though narrower than the most competitive counties. HMO is the most common network type in Greenville, with EPO and PPO rounding out the alternatives. This page is informational only and is not insurance, medical, or tax advice, verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Bronze
2 plans$361/mo avg
$327 - $395
Silver
18 plans$540/mo avg
$484 - $636
Gold
12 plans$584/mo avg
$508 - $642
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Greenville is $485/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
3
Some competition
Benchmark Silver
$485 /mo
Sets your subsidy ceiling
Avg deductible
$5,576
Across all metal tiers
Greenville ACA plans by premium and deductible
Each marker is the Greenville average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for Greenville, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in Greenville
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| BlueCross BlueShield of South Carolina | 31 | $507/mo |
| Ambetter from Absolute Total Care | 9 | $487/mo |
| First Choice Next | 8 | $496/mo |
All Plans in Greenville
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Blue Reedy Bronze 2 BlueCross BlueShield of South Carolina | Bronze | HMO | $327.05 | $398.82 | $10,600 | $10,600 |
| First Choice Next Bronze Essential First Choice Next | Bronze | HMO | $395.12 | $481.84 | $10,600 | $10,600 |
| Blue Reedy Standard Expanded Bronze BlueCross BlueShield of South Carolina | Expanded Bronze | HMO | $339.98 | $414.59 | $7,500 | $10,000 |
| Blue Reedy Bronze 1 BlueCross BlueShield of South Carolina | Expanded Bronze | HMO | $342.45 | $417.61 | $7,900 | $9,500 |
| Blue VirtuConnect Bronze 1 BlueCross BlueShield of South Carolina | Expanded Bronze | EPO | $375.13 | $457.46 | $7,500 | $10,000 |
| BlueEssentials Standard Expanded Bronze BlueCross BlueShield of South Carolina | Expanded Bronze | EPO | $382.12 | $465.98 | $7,500 | $10,000 |
| BlueEssentials Bronze 4 BlueCross BlueShield of South Carolina | Expanded Bronze | EPO | $382.24 | $466.13 | $7,200 | $10,000 |
| BlueExtend PPO Standard Expanded Bronze BlueCross BlueShield of South Carolina | Expanded Bronze | PPO | $410.74 | $500.88 | $7,500 | $10,000 |
| Everyday Bronze Ambetter from Absolute Total Care | Expanded Bronze | HMO | $415.01 | $506.09 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter from Absolute Total Care | Expanded Bronze | HMO | $416.22 | $507.57 | $7,500 | $10,000 |
| BlueExtend PPO HD Bronze 2 BlueCross BlueShield of South Carolina | Expanded Bronze | PPO | $418.65 | $510.52 | $8,300 | $8,300 |
| First Choice Next Bronze Signature First Choice Next | Expanded Bronze | HMO | $425.64 | $519.05 | $7,500 | $10,000 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Absolute Total Care | Expanded Bronze | HMO | $428.71 | $522.80 | $8,450 | $10,150 |
| First Choice Next Bronze Premier First Choice Next | Expanded Bronze | HMO | $429.14 | $523.32 | $3,850 | $10,600 |
| BlueExtend PPO HD Bronze 1 BlueCross BlueShield of South Carolina | Expanded Bronze | PPO | $430.30 | $524.73 | $7,300 | $7,300 |
| BlueEssentials Bronze 6 BlueCross BlueShield of South Carolina | Expanded Bronze | EPO | $449.95 | $548.70 | $0 | $10,600 |
| Elite Bronze Ambetter from Absolute Total Care | Expanded Bronze | HMO | $473.46 | $577.37 | $0 | $10,500 |
| Elite Bronze + Vision + Adult Dental Ambetter from Absolute Total Care | Expanded Bronze | HMO | $489.09 | $596.43 | $0 | $10,500 |
| Blue Reedy Silver 2 BlueCross BlueShield of South Carolina | Silver | HMO | $484.01 | $590.23 | $7,900 | $8,800 |
| Blue Reedy Silver 2 + Adult Vision BlueCross BlueShield of South Carolina | Silver | HMO | $485.42 | $591.95 | $7,900 | $8,800 |
| Blue Reedy Silver 1 BlueCross BlueShield of South Carolina | Silver | HMO | $487.18 | $594.10 | $7,000 | $10,500 |
| Blue Reedy Standard Silver BlueCross BlueShield of South Carolina | Silver | HMO | $494.85 | $603.46 | $6,000 | $8,900 |
| First Choice Next Silver Signature First Choice Next | Silver | HMO | $512.34 | $624.78 | $6,000 | $8,900 |
| First Choice Next Silver Essential First Choice Next | Silver | HMO | $514.65 | $627.59 | $6,100 | $9,000 |
| First Choice Next Silver Premier First Choice Next | Silver | HMO | $516.26 | $629.56 | $400 | $10,200 |
| Standard Silver Ambetter from Absolute Total Care | Silver | HMO | $529.25 | $645.40 | $6,000 | $8,900 |
| Focused Silver Ambetter from Absolute Total Care | Silver | HMO | $535.07 | $652.50 | $6,300 | $8,400 |
| BlueEssentials Silver 14 BlueCross BlueShield of South Carolina | Silver | EPO | $545.11 | $664.74 | $7,400 | $9,700 |
| BlueEssentials Silver 14 + Adult Vision BlueCross BlueShield of South Carolina | Silver | EPO | $546.53 | $666.48 | $7,400 | $9,700 |
| Standard Silver + Vision + Adult Dental Ambetter from Absolute Total Care | Silver | HMO | $546.72 | $666.71 | $6,000 | $8,900 |
| Blue VirtuConnect Silver 1 BlueCross BlueShield of South Carolina | Silver | EPO | $547.55 | $667.72 | $6,000 | $8,900 |
| BlueEssentials Silver 40 BlueCross BlueShield of South Carolina | Silver | EPO | $557.57 | $679.93 | $6,000 | $8,900 |
| BlueEssentials Standard Silver BlueCross BlueShield of South Carolina | Silver | EPO | $558.04 | $680.51 | $6,000 | $8,900 |
| BlueExtend PPO Standard Silver BlueCross BlueShield of South Carolina | Silver | PPO | $600.74 | $732.58 | $6,000 | $8,900 |
| BlueExtend PPO HD Silver 2 BlueCross BlueShield of South Carolina | Silver | PPO | $622.10 | $758.63 | $5,990 | $5,990 |
| BlueExtend PPO HD Silver 1 BlueCross BlueShield of South Carolina | Silver | PPO | $636.07 | $775.67 | $5,300 | $5,300 |
| Blue Reedy Gold 1 BlueCross BlueShield of South Carolina | Gold | HMO | $508.21 | $619.74 | $250 | $8,900 |
| Blue Reedy Standard Gold BlueCross BlueShield of South Carolina | Gold | HMO | $527.97 | $643.84 | $2,000 | $8,200 |
| Standard Gold Ambetter from Absolute Total Care | Gold | HMO | $553.26 | $674.68 | $2,000 | $8,200 |
| BlueEssentials Gold 5 BlueCross BlueShield of South Carolina | Gold | EPO | $565.08 | $689.10 | $250 | $9,200 |
| First Choice Next Gold Signature First Choice Next | Gold | HMO | $578.39 | $705.33 | $2,000 | $8,200 |
| Blue VirtuConnect Gold 1 BlueCross BlueShield of South Carolina | Gold | EPO | $584.42 | $712.68 | $2,000 | $8,200 |
| BlueEssentials Gold 1 BlueCross BlueShield of South Carolina | Gold | EPO | $593.34 | $723.56 | $2,700 | $5,400 |
| First Choice Next Gold Premier First Choice Next | Gold | HMO | $593.93 | $724.27 | $850 | $8,500 |
| BlueEssentials Standard Gold BlueCross BlueShield of South Carolina | Gold | EPO | $595.68 | $726.41 | $2,000 | $8,200 |
| BlueExtend PPO HD Gold 2 BlueCross BlueShield of South Carolina | Gold | PPO | $623.69 | $760.57 | $4,150 | $4,150 |
| BlueExtend PPO Standard Gold BlueCross BlueShield of South Carolina | Gold | PPO | $641.37 | $782.13 | $2,000 | $8,200 |
| BlueExtend PPO HD Gold 1 BlueCross BlueShield of South Carolina | Gold | PPO | $641.82 | $782.68 | $3,400 | $3,400 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $445/mo | $341 | $537 | 31 | 4 |
| 2023 | $455/mo | $431 | $485 | 23 | 4 |
| 2024 | $457/mo | $423 | $499 | 25 | 4 |
| 2025 | $454/mo | $401 | $527 | 28 | 5 |
| 2026 | $540/mo | $484 | $636 | 18 | 3 |
Frequently Asked Questions
How many ACA plans are available in Greenville, SC?
There are 48 ACA marketplace plans available in Greenville from 3 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Greenville?
The lowest-premium plan in Greenville starts at $327/mo (Bronze tier, age 27). Silver plans start at $484/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Greenville?
The benchmark (second-lowest Silver) premium in Greenville is $485/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Greenville?
Average premiums in Greenville changed by +27.8% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Greenville?
The average annual deductible across all plans in Greenville is $5,576, and the average out-of-pocket maximum is $8,857. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Greenville?
There are 3 insurance issuers offering ACA marketplace plans in Greenville, including BlueCross BlueShield of South Carolina, Ambetter from Absolute Total Care, First Choice Next. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Greenville, SC's $485/mo benchmark premium.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
