ACA plans available
50
Plan year
2026 data Public-data reference. official source
Glades, Florida Health Insurance
Open-data reference.
50 ACA plans from 3 issuers — Plan year 2026
Glades, Florida offers 50 ACA marketplace plans from 3 issuers for plan year 2026. Bronze plans start at $510/mo and Silver plans start at $667/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$821
Avg Silver Premium/mo
$675
Benchmark Premium/mo
+25.2%
Year-over-Year Change
$4,854
Avg Deductible
What the Numbers Say About Glades
Glades, Florida has 50 ACA marketplace plans offered by 3 issuers for plan year 2026. The average Silver-tier premium comes in at $821/mo for a 27-year-old non-tobacco user, with the lowest Silver at $667 and the highest at $1,351. Bronze plans start at $510/mo — useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.
The benchmark (second-lowest Silver) premium is $675/mo, the figure the IRS uses to calculate your Advance Premium Tax Credit. Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,854 and the average out-of-pocket maximum is $8,782 — numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Glades shifted by +25.2%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 3 issuers active in Glades, consumers have some competitive choice, though narrower than the most competitive counties. This page is informational only and is not insurance, medical, or tax advice — verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Bronze
3 plans$598/mo avg
$510 — $773
Silver
17 plans$821/mo avg
$667 — $1,351
Gold
13 plans$887/mo avg
$696 — $1,382
Platinum
3 plans$1,804/mo avg
$1,745 — $1,871
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Glades is $675/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
3
Some competition
Benchmark Silver
$675 /mo
Sets your subsidy ceiling
Avg deductible
$4,854
Across all metal tiers
Glades ACA plans by premium and deductible
Each marker is the Glades average for one metal tier (and the local Bronze low / Silver high extremes where data is available). The dashed line marks the federal out-of-pocket-maximum ceiling.
Source: CMS Marketplace PUF for Glades, plan year 2026. Bronze = catastrophic-only zone (high deductible). Gold/Platinum = premium-heavy zone (low deductible).
Issuers in Glades
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Ambetter Health | 19 | $671/mo |
| UnitedHealthcare | 17 | $668/mo |
| Florida Blue (BlueCross BlueShield FL) | 14 | $1,246/mo |
All Plans in Glades
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $509.81 | $621.69 | $10,600 | $10,600 |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $509.87 | $621.77 | $10,600 | $10,600 |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) | Bronze | PPO | $773.35 | $943.07 | $6,150 | $10,150 |
| Everyday Bronze Ambetter Health | Expanded Bronze | HMO | $525.21 | $640.47 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter Health | Expanded Bronze | HMO | $526.81 | $642.43 | $7,500 | $10,000 |
| UHC Bronze Standard UnitedHealthcare | Expanded Bronze | HMO | $534.18 | $651.41 | $7,500 | $10,000 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $539.42 | $657.80 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $541.07 | $659.81 | $7,500 | $10,000 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $552.99 | $674.35 | $7,500 | $10,000 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare | Expanded Bronze | HMO | $553.45 | $674.92 | $0 | $10,600 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $572.26 | $697.85 | $0 | $10,600 |
| Elite Bronze Ambetter Health | Expanded Bronze | HMO | $599.91 | $731.57 | $0 | $10,500 |
| Elite Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $616.14 | $751.36 | $0 | $10,500 |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $802.41 | $978.51 | $7,500 | $10,000 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $809.52 | $987.18 | $6,650 | $7,400 |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $815.35 | $994.30 | $6,500 | $10,000 |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $851.65 | $1,038.55 | $0 | $9,900 |
| Clarity Silver Ambetter Health | Silver | HMO | $666.96 | $813.34 | $8,000 | $8,400 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $674.72 | $822.80 | $4,500 | $9,900 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $693.53 | $845.73 | $4,500 | $9,900 |
| UHC Silver Standard- UnitedHealthcare | Silver | HMO | $708.75 | $864.29 | $6,000 | $8,900 |
| UHC Silver Standard UnitedHealthcare | Silver | HMO | $708.83 | $864.39 | $6,000 | $8,900 |
| Standard Silver Ambetter Health | Silver | HMO | $711.41 | $867.54 | $6,000 | $8,900 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $718.24 | $875.87 | $2,700 | $10,350 |
| Focused Silver Ambetter Health | Silver | HMO | $719.98 | $878.00 | $6,300 | $8,400 |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare | Silver | HMO | $727.63 | $887.32 | $6,000 | $8,900 |
| Standard Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $730.65 | $891.01 | $6,000 | $8,900 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health | Silver | HMO | $731.90 | $892.53 | $5,000 | $8,650 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $737.05 | $898.80 | $2,700 | $10,350 |
| Focused Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $739.46 | $901.75 | $6,300 | $8,400 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health | Silver | HMO | $751.71 | $916.68 | $5,000 | $8,650 |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,250.25 | $1,524.64 | $4,000 | $8,100 |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,335.40 | $1,628.48 | $6,000 | $8,900 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,350.88 | $1,647.35 | $3,125 | $8,100 |
| Standard Gold Ambetter Health | Gold | HMO | $696.21 | $849.01 | $2,000 | $8,200 |
| Everyday Gold Ambetter Health | Gold | HMO | $711.29 | $867.39 | $800 | $7,250 |
| Standard Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $715.05 | $871.98 | $2,000 | $8,200 |
| Everyday Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $730.53 | $890.86 | $800 | $7,250 |
| Complete Gold Ambetter Health | Gold | HMO | $735.06 | $896.38 | $1,450 | $7,500 |
| Complete Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $754.94 | $920.63 | $1,450 | $7,500 |
| UHC Gold Standard UnitedHealthcare | Gold | HMO | $771.39 | $940.68 | $2,000 | $8,200 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $778.04 | $948.79 | $0 | $10,600 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $792.19 | $966.05 | $500 | $9,000 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Gold | HMO | $811.00 | $988.98 | $500 | $9,000 |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,313.95 | $1,602.32 | $2,000 | $8,200 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,345.17 | $1,640.39 | $1,500 | $6,450 |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,381.71 | $1,684.95 | $0 | $6,250 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,745.05 | $2,128.02 | $1,000 | $4,000 |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,795.30 | $2,189.30 | $0 | $2,525 |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,870.68 | $2,281.23 | $0 | $5,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $624/mo | $553 | $773 | 17 | 2 |
| 2023 | $639/mo | $565 | $820 | 15 | 3 |
| 2024 | $689/mo | $617 | $913 | 19 | 4 |
| 2025 | $708/mo | $603 | $987 | 21 | 4 |
| 2026 | $821/mo | $667 | $1,351 | 17 | 3 |
Health Insurance Guides
Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum — which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount
Related Health & Cost Data
Find Doctors
PlainDoctor — Healthcare providers in Florida
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PlainMedicare — Medicare Advantage and Part D data
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PlainHealth — CDC community health indicators
Health Access Metrics
PlainHealthAccess — Uninsured rates and provider shortages
Cost of Living
PlainCost — BEA regional price parities
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PlainInsure — Treasury FIO premiums
Frequently Asked Questions
How many ACA plans are available in Glades, FL?
There are 50 ACA marketplace plans available in Glades from 3 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Glades?
The lowest-premium plan in Glades starts at $510/mo (Bronze tier, age 27). Silver plans start at $667/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Glades?
The benchmark (second-lowest Silver) premium in Glades is $675/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Glades?
Average premiums in Glades changed by +25.2% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Glades?
The average annual deductible across all plans in Glades is $4,854, and the average out-of-pocket maximum is $8,782. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Glades?
There are 3 insurance issuers offering ACA marketplace plans in Glades, including Ambetter Health, UnitedHealthcare, Florida Blue (BlueCross BlueShield FL). Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer: This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology — how this data is sourced, computed, and verified.
All federal data sources used on this page
- U.S. Census Bureau ACS — demographic + housing + income data. census.gov/programs-surveys/acs
- BLS Occupational Employment and Wage Statistics (OEWS) — wage + employment by occupation. bls.gov/oes
- BEA Regional Economic Accounts — GDP + personal income by state/metro. bea.gov/data/regional
- U.S. Census Bureau County Business Patterns — establishment + employment by industry. census.gov/cbp
- IRS Statistics of Income (SOI) — tax-return aggregate data. irs.gov/statistics
- data.gov — U.S. federal open-data portal — discovery layer for additional federal sources. data.gov
Related
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
