ACA plans available
9
Plan year 2026
2026 data Public-data reference. official source
Finney, Kansas Health Insurance
Open-data reference.
9 ACA plans from 1 issuer - Plan year 2026
Finney, Kansas offers 9 ACA marketplace plans from 1 issuer for plan year 2026. Silver plans start at $724/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$737
Avg Silver Premium/mo
$736
Benchmark Premium/mo
+14.3%
Year-over-Year Change
$4,667
Avg Deductible
What the Numbers Say About Finney
Finney, Kansas has 9 ACA marketplace plans offered by 1 issuer for plan year 2026. The average Silver-tier premium comes in at $737/mo for a 27-year-old non-tobacco user, with the lowest Silver at $724 and the highest at $752.
The benchmark (second-lowest Silver) premium is $736/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,667 and the average out-of-pocket maximum is $8,222 - numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Finney shifted by +14.3%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 1 issuer active in Finney, consumers face limited competition, which historically correlates with higher benchmark premiums. Every plan sold in Finney is EPO -- there's no alternative network type in this county, so weigh EPO's referral rules and out-of-network coverage before enrolling. This page is informational only and is not insurance, medical, or tax advice, verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Silver
3 plans$737/mo avg
$724 - $752
Gold
3 plans$702/mo avg
$687 - $710
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Finney is $736/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
1
Limited competition
Benchmark Silver
$736 /mo
Sets your subsidy ceiling
Avg deductible
$4,667
Across all metal tiers
Finney ACA plans by premium and deductible
Each marker is the Finney average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for Finney, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in Finney
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Blue Cross and Blue Shield of Kansas, Inc. | 9 | $680/mo |
All Plans in Finney
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| BlueCare EPO Bronze Blue Cross and Blue Shield of Kansas, Inc. | Expanded Bronze | EPO | $592.75 | $722.83 | $8,300 | $9,300 |
| BlueCare EPO Standardized Expanded Bronze Blue Cross and Blue Shield of Kansas, Inc. | Expanded Bronze | EPO | $596.89 | $727.88 | $7,500 | $10,000 |
| BlueCare EPO Simple Bronze HDHP Blue Cross and Blue Shield of Kansas, Inc. | Expanded Bronze | EPO | $610.14 | $744.04 | $7,100 | $7,100 |
| BlueCare EPO Simple Silver HDHP Blue Cross and Blue Shield of Kansas, Inc. | Silver | EPO | $723.55 | $882.34 | $3,400 | $8,300 |
| BlueCare EPO Silver Plus Blue Cross and Blue Shield of Kansas, Inc. | Silver | EPO | $735.97 | $897.49 | $5,500 | $7,500 |
| BlueCare EPO Standardized Silver Blue Cross and Blue Shield of Kansas, Inc. | Silver | EPO | $751.69 | $916.66 | $6,000 | $8,900 |
| BlueCare EPO Gold Plus Blue Cross and Blue Shield of Kansas, Inc. | Gold | EPO | $687.13 | $837.93 | $700 | $8,300 |
| BlueCare EPO Gold Blue Cross and Blue Shield of Kansas, Inc. | Gold | EPO | $708.64 | $864.17 | $1,500 | $6,400 |
| BlueCare EPO Standardized Gold Blue Cross and Blue Shield of Kansas, Inc. | Gold | EPO | $710.31 | $866.20 | $2,000 | $8,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $569/mo | $437 | $850 | 4 | 2 |
| 2023 | $594/mo | $522 | $826 | 5 | 2 |
| 2024 | $618/mo | $562 | $808 | 5 | 2 |
| 2025 | $638/mo | $616 | $681 | 8 | 2 |
| 2026 | $737/mo | $724 | $752 | 3 | 1 |
Frequently Asked Questions
How many ACA plans are available in Finney, KS?
There are 9 ACA marketplace plans available in Finney from 1 insurance issuer for plan year 2026.
What is the cheapest health insurance plan in Finney?
Silver plans in Finney start at $724/mo (age 27). Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Finney?
The benchmark (second-lowest Silver) premium in Finney is $736/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Finney?
Average premiums in Finney changed by +14.3% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Finney?
The average annual deductible across all plans in Finney is $4,667, and the average out-of-pocket maximum is $8,222. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Finney?
There are 1 insurance issuer offering ACA marketplace plans in Finney, including Blue Cross and Blue Shield of Kansas, Inc.. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Finney, KS's $736/mo benchmark premium.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
