ACA plans available
32
Plan year 2026
CMS Marketplace county · plan year 2026
Crawford, Indiana ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $441
- Silver avg/mo
- 32
- ACA plans
- 2
- Issuers
- +53.9%
- YoY premium
Silver avg $441/mo
Crawford, Indiana has 32 ACA marketplace plans from 2 issuers (plan year 2026). Average Silver premium is $441/mo; Bronze averages $376/mo and Gold $599/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #2018 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $399/mo
- Avg deductible $4,986
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Crawford, Indiana ranks #2,018 of 2,055 counties by listed Silver average ($441/mo) and #1,458 of 2,055 by plan count (32 plans).
- #2,018 of 2,055
- Silver average among 2,055 counties
- $441
- Listed Silver average /mo
- #1,458 of 2,055
- Plan count among 2,055 counties
- 32
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
These are unmodified listed rates for the CMS reference age-27 enrollee, not subsidy-adjusted quotes. Actual out-of-pocket cost depends on age, tobacco use, and any Advanced Premium Tax Credit you qualify for. See our methodology for how county aggregates are built from the underlying QHP Landscape and Rate/Benefits filings. Compare premiums, deductibles, and issuers by metal tier in the tables below.
Lower-premium band
Crawford in the lower-premium third
$441/mo Silver avg sits in the bottom third of tracked federal-marketplace counties.
Floor-to-ceiling Silver runs $395–$464/mo. Plan book is thin (32 plans) relative to other tracked counties. Every plan sold in Crawford is HMO -- there's no alternative network type in this county, so weigh HMO's referral rules and out-of-network coverage before enrolling.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
5 plans$376/mo avg
$365 - $393
Silver
13 plans$441/mo avg
$395 - $464
Gold
12 plans$599/mo avg
$488 - $716
Platinum
2 plans$873/mo avg
$871 - $874
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Crawford is $399/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
2
Some competition
Benchmark Silver
$399 /mo
Sets your subsidy ceiling
Avg deductible
$4,986
Across all metal tiers
C
Marketplace Access Score
56/100
Crawford
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability A+
$399/mo
Benchmark Silver premium; rank #2018 of 2055 tracked counties (cheapest first)
Plan Choice F
32 plans
ACA marketplace plan count; rank #1458 of 2055 tracked counties (most first)
Issuer Competition F
2 issuers
Distinct marketplace issuers; rank #1710 of 2055 tracked counties (most first)
Cost Predictability C-
$4,986
Average deductible across tracked plans; rank #1063 of 2055 tracked counties (lowest first)
Crawford ACA plans by premium and deductible
Each marker is the Crawford average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Crawford ACA marketplace plans: premium vs deductible
How Crawford's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Crawford vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$441 2018th of 2055 higher than 32 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Crawford
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| CareSource | 22 | $537/mo |
| Ambetter Health | 10 | $474/mo |
All Plans in Crawford
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Low Premium Bronze 10600 $25 Generic Drugs CareSource | Expanded Bronze | HMO | $364.64 | $444.66 | $10,600 | $10,600 |
| Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness CareSource | Expanded Bronze | HMO | $367.76 | $448.47 | $10,600 | $10,600 |
| Bronze 7500 $25 Generic Drugs CareSource | Expanded Bronze | HMO | $375.32 | $457.69 | $7,500 | $10,000 |
| Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness CareSource | Expanded Bronze | HMO | $378.53 | $461.60 | $7,500 | $10,000 |
| HSA Eligible Bronze 6000 CareSource | Expanded Bronze | HMO | $393.15 | $479.43 | $6,000 | $7,250 |
| Standard Silver Ambetter Health | Silver | HMO | $395.21 | $481.94 | $6,000 | $8,900 |
| Focused Silver Ambetter Health | Silver | HMO | $398.73 | $486.23 | $6,300 | $8,400 |
| Standard Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $405.63 | $494.65 | $6,000 | $8,900 |
| Focused Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $409.24 | $499.05 | $6,300 | $8,400 |
| Low Premium Silver 6200 $3 Generic Drugs CareSource | Silver | HMO | $447.42 | $545.61 | $6,200 | $9,800 |
| Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness CareSource | Silver | HMO | $450.52 | $549.39 | $6,200 | $9,800 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services CareSource | Silver | HMO | $458.25 | $558.82 | $5,000 | $9,500 |
| Silver 6000 $20 Generic Drugs CareSource | Silver | HMO | $460.01 | $560.96 | $6,000 | $8,900 |
| Diabetes Silver 5000 $0 Chronic Care Drugs & Services CareSource | Silver | HMO | $460.23 | $561.23 | $5,000 | $9,500 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource | Silver | HMO | $461.38 | $562.64 | $5,000 | $9,500 |
| Silver 6000 $20 Generic Drugs + Adult Vision & Fitness CareSource | Silver | HMO | $463.06 | $564.68 | $6,000 | $8,900 |
| Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource | Silver | HMO | $463.44 | $565.15 | $5,000 | $9,500 |
| HDHP Preventive Silver 5500 $0 Chronic Care Drugs CareSource | Silver | HMO | $463.97 | $565.79 | $5,500 | $5,500 |
| Standard Gold Ambetter Health | Gold | HMO | $487.86 | $594.93 | $2,000 | $8,200 |
| Standard Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $500.72 | $610.62 | $2,000 | $8,200 |
| Complete Gold Ambetter Health | Gold | HMO | $508.28 | $619.83 | $1,450 | $7,500 |
| Complete Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $521.68 | $636.17 | $1,450 | $7,500 |
| Elite Gold Ambetter Health | Gold | HMO | $548.90 | $669.36 | $0 | $6,500 |
| Elite Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $563.37 | $687.01 | $0 | $6,500 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services CareSource | Gold | HMO | $653.67 | $797.13 | $3,000 | $8,500 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource | Gold | HMO | $656.82 | $800.97 | $3,000 | $8,500 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services CareSource | Gold | HMO | $657.04 | $801.24 | $3,000 | $8,500 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource | Gold | HMO | $660.18 | $805.07 | $3,000 | $8,500 |
| Gold 2000 $15 Generic Drugs CareSource | Gold | HMO | $712.42 | $868.77 | $2,000 | $8,200 |
| Gold 2000 $15 Generic Drugs + Adult Vision & Fitness CareSource | Gold | HMO | $715.55 | $872.59 | $2,000 | $8,200 |
| Platinum Zero $5 Generic Drugs CareSource | Platinum | HMO | $871.28 | $1,062.50 | $0 | $5,200 |
| Platinum Zero $5 Generic Drugs + Adult Vision & Fitness CareSource | Platinum | HMO | $874.42 | $1,066.32 | $0 | $5,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $298/mo | $275 | $322 | 19 | 2 |
| 2023 | $309/mo | $279 | $371 | 16 | 2 |
| 2024 | $321/mo | $269 | $353 | 25 | 3 |
| 2025 | $300/mo | $249 | $378 | 19 | 3 |
| 2026 | $441/mo | $395 | $464 | 13 | 2 |
What this means for Crawford
Use Crawford's own numbers here, not a national average, before you enroll.
- $441/mo Silver average sits in the bottom third of tracked counties nationally -- a subsidized Silver plan can already beat Bronze on total cost here. See how subsidies work
- 32 plans from 2 issuers puts Crawford in the thinnest third of tracked counties -- check the rest of Indiana for more options. All of Indiana
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Why is Crawford's Silver premium in the lower band?
Crawford ranks #2018 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $441/mo. See /methodology#corpus-placement.
Why does Crawford carry a thin ACA plan book?
Crawford lists 32 marketplace plans from 2 issuers - a bottom-third inventory vs other tracked counties (plan year 2026).
What is the cheapest health insurance plan in Crawford?
The lowest-premium plan in Crawford starts at $365/mo (Bronze tier, age 27). Silver plans start at $395/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Crawford?
The benchmark (second-lowest Silver) premium in Crawford is $399/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Crawford premiums rise +53.9% year-over-year?
The average age-27 premium in Crawford changed by +53.9% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
How limited is issuer competition in Crawford?
Only 2 issuers sell marketplace plans in Crawford (CareSource and Ambetter Health). Narrow competition often correlates with higher benchmark premiums.
Which insurance companies offer plans in Crawford?
There are 2 insurance issuers offering ACA marketplace plans in Crawford, including CareSource, Ambetter Health. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Crawford, IN's $399/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Nationwide counties with similar marketplace profiles
Two CMS Marketplace peer sets for Crawford, IN, both outside IN so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.
Similar benchmark premium
Nearest other-state counties by benchmark premium ($399/mo here).
Similar issuer competition
Nearest other-state counties by issuer count (2 here).
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.