ACA plans available
19
Plan year 2026
CMS Marketplace county · plan year 2026
Cache, Utah ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $833
- Silver avg/mo
- 19
- ACA plans
- 3
- Issuers
- +21.4%
- YoY premium
Silver avg $833/mo
Cache, Utah has 19 ACA marketplace plans from 3 issuers (plan year 2026). Average Silver premium is $833/mo; Bronze averages $650/mo and Gold $920/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #167 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $819/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Cache, Utah ranks #167 of 2,055 counties by listed Silver average ($833/mo) and #1,929 of 2,055 by plan count (19 plans).
- #167 of 2,055
- Silver average among 2,055 counties
- $833
- Listed Silver average /mo
- #1,929 of 2,055
- Plan count among 2,055 counties
- 19
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
Cache, Utah offers 19 ACA marketplace plans from 3 issuers for plan year 2026. Bronze plans start at $599/mo and Silver plans start at $722/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$833
Avg Silver Premium/mo
$819
Benchmark Premium/mo
+21.4%
Year-over-Year Change
$5,425
Avg Deductible
High-premium band
Cache in the high-premium third
$833/mo Silver avg sits in the top third of tracked federal-marketplace counties. Corpus place #167 of 2055 (highest Silver = #1).
Bronze starts at $599/mo; Silver spans $722–$918/mo (age 27). Benchmark (2nd-lowest Silver) is $819/mo, the subsidy ceiling.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
7 plans$650/mo avg
$599 - $725
Silver
5 plans$833/mo avg
$722 - $918
Gold
5 plans$920/mo avg
$854 - $1,023
Platinum
2 plans$1,310/mo avg
$1,187 - $1,433
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Cache is $819/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
3
Some competition
Benchmark Silver
$819 /mo
Sets your subsidy ceiling
Avg deductible
$5,425
Across all metal tiers
F
Marketplace Access Score
20/100
Cache
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability F
$819/mo
Benchmark Silver premium; rank #167 of 2055 tracked counties (cheapest first)
Plan Choice F
19 plans
ACA marketplace plan count; rank #1929 of 2055 tracked counties (most first)
Issuer Competition D
3 issuers
Distinct marketplace issuers; rank #1030 of 2055 tracked counties (most first)
Cost Predictability F
$5,425
Average deductible across tracked plans; rank #461 of 2055 tracked counties (lowest first)
Cache ACA plans by premium and deductible
Each marker is the Cache average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Cache ACA marketplace plans: premium vs deductible
How Cache's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Cache vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$833 167th of 2055 higher than 1,887 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Cache
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Regence BlueCross BlueShield of Utah | 8 | $750/mo |
| Select Health | 8 | $937/mo |
| BridgeSpan Health Company | 3 | $813/mo |
All Plans in Cache
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits Regence BlueCross BlueShield of Utah | Expanded Bronze | EPO | $599.16 | $637.53 | $9,000 | $10,600 |
| Bronze 8000 Regence BlueCross BlueShield of Utah | Expanded Bronze | EPO | $621.51 | $661.30 | $8,000 | $10,600 |
| Med Benchmark Expanded Bronze Select Copay Plan Select Health | Expanded Bronze | HMO | $637.25 | $678.05 | $0 | $10,500 |
| Regence Standard Bronze 7500 Regence BlueCross BlueShield of Utah | Expanded Bronze | EPO | $645.26 | $686.57 | $7,500 | $10,000 |
| BridgeSpan Standard Bronze Plan BridgeSpan Health Company | Expanded Bronze | HMO | $653.37 | $695.21 | $7,500 | $10,000 |
| Bronze HSA 7000 Regence BlueCross BlueShield of Utah | Expanded Bronze | EPO | $669.00 | $711.84 | $7,000 | $8,300 |
| Med Benchmark Expanded Bronze Standardized Plan Select Health | Expanded Bronze | HMO | $724.94 | $771.36 | $7,500 | $10,000 |
| Med Benchmark Silver 6000 Medical Deductible w/Vision Select Health | Silver | HMO | $722.02 | $768.25 | $6,000 | $9,500 |
| Silver 6500 Regence BlueCross BlueShield of Utah | Silver | EPO | $819.42 | $871.89 | $6,500 | $9,500 |
| Regence Standard Silver 6000 Regence BlueCross BlueShield of Utah | Silver | EPO | $847.63 | $901.90 | $6,000 | $8,900 |
| BridgeSpan Standard Silver Plan BridgeSpan Health Company | Silver | HMO | $858.79 | $913.77 | $6,000 | $8,900 |
| Med Benchmark Silver Standardized Plan Select Health | Silver | HMO | $917.87 | $976.64 | $6,000 | $8,900 |
| Med Gold 1500 Medical Deductible Select Health | Gold | HMO | $853.56 | $908.21 | $1,500 | $8,000 |
| Gold 2300 Regence BlueCross BlueShield of Utah | Gold | EPO | $884.07 | $940.69 | $2,300 | $10,150 |
| Regence Standard Gold 2000 Regence BlueCross BlueShield of Utah | Gold | EPO | $914.80 | $973.38 | $2,000 | $8,200 |
| BridgeSpan Standard Gold Plan BridgeSpan Health Company | Gold | HMO | $926.68 | $986.01 | $2,000 | $8,200 |
| Med Benchmark Gold Standardized Plan Select Health | Gold | HMO | $1,023.10 | $1,088.61 | $2,000 | $8,200 |
| Med Benchmark Platinum Select Health | Platinum | HMO | $1,186.80 | $1,262.79 | $0 | $8,950 |
| Med Benchmark Platinum Standardized Plan Select Health | Platinum | HMO | $1,433.32 | $1,525.09 | $0 | $5,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $540/mo | $471 | $701 | 23 | 6 |
| 2023 | $544/mo | $491 | $580 | 13 | 4 |
| 2024 | $586/mo | $565 | $658 | 14 | 5 |
| 2025 | $675/mo | $603 | $790 | 13 | 5 |
| 2026 | $833/mo | $722 | $918 | 5 | 3 |
What this means for Cache
Use Cache's own numbers here, not a national average, before you enroll.
- $833/mo Silver average sits in the top third of tracked counties nationally -- run the metal-tier math before defaulting to Silver. Compare metal tiers
- 19 plans from 3 issuers puts Cache in the thinnest third of tracked counties -- check the rest of Utah for more options. All of Utah
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Why is Cache's Silver premium in the high band?
Cache ranks #167 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $833/mo. See /methodology#corpus-placement.
Why does Cache carry a thin ACA plan book?
Cache lists 19 marketplace plans from 3 issuers - a bottom-third inventory vs other tracked counties (plan year 2026).
What is the floor premium in high-cost Cache?
The lowest-premium plan in Cache starts at $599/mo (Bronze tier, age 27). Silver plans start at $722/mo. Actual premiums vary by age and may be reduced by premium tax credits.
How does the Cache benchmark premium affect subsidies?
The benchmark (second-lowest Silver) premium in Cache is $819/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Cache premiums rise +21.4% year-over-year?
The average age-27 premium in Cache changed by +21.4% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
What is the average deductible and out-of-pocket maximum in Cache?
The average annual deductible across all plans in Cache is $5,425, and the average out-of-pocket maximum is $9,084. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Cache?
There are 3 insurance issuers offering ACA marketplace plans in Cache, including Regence BlueCross BlueShield of Utah, Select Health, BridgeSpan Health Company. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Cache, UT's $819/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.