PacificSource Health Plans

ACA marketplace issuer - 8 plans across 56 counties

1
State
56
Counties
8
Plans
$553
Avg Premium (Age 27)
The short answer

PacificSource Health Plans is a single-state ACA marketplace issuer offering 8 plans across 1 state and 56 counties. Its average age-27 premium of $553/mo runs $87 below the national marketplace average of $640/mo.

vs Market Average

PacificSource Health Plans's average premium of $553/mo is $87 below the national market average of $640/mo.

PacificSource Health Plans at a Glance

PacificSource Health Plans is an ACA marketplace issuer offering 8 plans across 1 state and 56 counties. Its average age-27 premium is $553/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include EPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, PacificSource Health Plans's average premium lands about $87 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is MT with 448 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with PacificSource Health Plans. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

EPO

Metal Levels Offered

Expanded Bronze Bronze Silver Gold

PacificSource Health Plans average premium by metal level

The premium ladder across PacificSource Health Plans's 8 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

PacificSource Health Plans: average premium by metal level

Bronze$411/moExpanded Bronze$450/moSilver$626/moGold$618/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

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Frequently Asked Questions

How many plans does PacificSource Health Plans offer on the ACA marketplace? ▼
PacificSource Health Plans offers 8 ACA marketplace plans across 1 state and 56 counties. Plans are available in Expanded Bronze, Bronze, Silver, Gold metal tiers.
What is PacificSource Health Plans's average premium? ▼
PacificSource Health Plans's average monthly premium is $553 for a 27-year-old. This is $87 below the national marketplace average of $640/mo.
What plan types does PacificSource Health Plans offer? ▼
PacificSource Health Plans offers EPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does PacificSource Health Plans sell ACA plans? ▼
PacificSource Health Plans sells ACA marketplace plans in 1 state, covering 56 counties. The largest presence is in MT with 448 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with PacificSource Health Plans or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial