Cigna Healthcare

ACA marketplace issuer - 18 plans across 15 counties

1
State
15
Counties
18
Plans
$479
Avg Premium (Age 27)
The short answer

Cigna Healthcare is a single-state ACA marketplace issuer offering 18 plans across 1 state and 15 counties. Its average age-27 premium of $479/mo runs $161 below the national marketplace average of $640/mo.

vs Market Average

Cigna Healthcare's average premium of $479/mo is $161 below the national market average of $640/mo.

Cigna Healthcare at a Glance

Cigna Healthcare is an ACA marketplace issuer offering 18 plans across 1 state and 15 counties. Its average age-27 premium is $479/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include EPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Cigna Healthcare's average premium lands about $161 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is IN with 135 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Cigna Healthcare. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

EPO

Metal Levels Offered

Expanded Bronze Gold Silver

Cigna Healthcare average premium by metal level

The premium ladder across Cigna Healthcare's 18 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Cigna Healthcare: average premium by metal level

Expanded Bronze$371/moSilver$489/moGold$679/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

All Issuers
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Where consumers have the most plan competition
Estimate Your Subsidy
Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does Cigna Healthcare offer on the ACA marketplace? ▼
Cigna Healthcare offers 18 ACA marketplace plans across 1 state and 15 counties. Plans are available in Expanded Bronze, Gold, Silver metal tiers.
What is Cigna Healthcare's average premium? ▼
Cigna Healthcare's average monthly premium is $479 for a 27-year-old. This is $161 below the national marketplace average of $640/mo.
What plan types does Cigna Healthcare offer? ▼
Cigna Healthcare offers EPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Cigna Healthcare sell ACA plans? ▼
Cigna Healthcare sells ACA marketplace plans in 1 state, covering 15 counties. The largest presence is in IN with 135 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Cigna Healthcare or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

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Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial