Ambetter from Home State Health

ACA marketplace issuer - 16 plans across 109 counties

1
State
109
Counties
16
Plans
$529
Avg Premium (Age 27)
The short answer

Ambetter from Home State Health is a single-state ACA marketplace issuer offering 16 plans across 1 state and 109 counties. Its average age-27 premium of $529/mo runs $111 below the national marketplace average of $640/mo.

vs Market Average

Ambetter from Home State Health's average premium of $529/mo is $111 below the national market average of $640/mo.

Ambetter from Home State Health at a Glance

Ambetter from Home State Health is an ACA marketplace issuer offering 16 plans across 1 state and 109 counties. Its average age-27 premium is $529/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include EPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Ambetter from Home State Health's average premium lands about $111 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is MO with 1,744 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Ambetter from Home State Health. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

EPO

Metal Levels Offered

Silver Gold Expanded Bronze

Ambetter from Home State Health average premium by metal level

The premium ladder across Ambetter from Home State Health's 16 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Ambetter from Home State Health: average premium by metal level

Expanded Bronze$456/moSilver$577/moGold$571/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

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Estimate Your Subsidy
Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does Ambetter from Home State Health offer on the ACA marketplace? ▼
Ambetter from Home State Health offers 16 ACA marketplace plans across 1 state and 109 counties. Plans are available in Silver, Gold, Expanded Bronze metal tiers.
What is Ambetter from Home State Health's average premium? ▼
Ambetter from Home State Health's average monthly premium is $529 for a 27-year-old. This is $111 below the national marketplace average of $640/mo.
What plan types does Ambetter from Home State Health offer? ▼
Ambetter from Home State Health offers EPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Ambetter from Home State Health sell ACA plans? ▼
Ambetter from Home State Health sells ACA marketplace plans in 1 state, covering 109 counties. The largest presence is in MO with 1,744 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Ambetter from Home State Health or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial